Gwema iimpazamo ezibi ngokukwenza ezi zinto ngokuthe tye
UTisha wasungula ishishini lakhe emva kokufa kukayise njengoko yena ngokwakhe wayexhalabile xa ephethe ifa lakhe. Wayebona ukuba kulula kangakanani kuba basinda ukuba benze iimpazamo ezixabisekileyo. UTisha unikezele ngeengcebiso ezilandelayo ukunceda umlingane osinda okanye indlalifa ufumana izinto ngokulandelelana.
Izinto Ezifanele Zenzeke Ngakwesokunene
- Shayela ii- arhente ze- 3 zetyala kwaye ubeke uqaphelo lwenkohliso kwiNombolo yoKhuseleko loLuntu.
- Yenza ingxelo yokugqibela yeentengo kumntu oshonile kuzo zonke i-arhente zeentengo zemboleko.
- Gcina i-credit card yokuqala kunye neelayisenisi yokushayela.
- Gxotha umgodi kwilayisenisi yokuqhuba kunye nepaspoti.
- Fumana onke amaphepha kunye neenkampani zomshuwalense.
Ukufumana izinto ezingasentla kwenziwa ngokukhawuleza kunceda ukunqanda ukwebiwa kobunikazi .
Qaphela ukuBakho koLwazi kwiCandelo eliPhezulu
Xa abantu belibala amanyathelo abalulekileyo ekuvaleni ifa, unokukwazi ukubambisana nabo kamva. UTisha wabelane ngamanqaku athile kumlayenti ongezantsi (amagama angempela awawusetyenzisiweyo, ngokuqinisekileyo):
UBert noMillie babetshatile iminyaka engama-47. UBert wafa iminyaka emine edlulileyo waza washiya umfazi wakhe okhuselekileyo ngemali, waqeshisa umcebisi wezezimali, wahlaziywa amaxwebhu akhe athembekileyo kwaye wenza ezinye izibuyekezo ekhaya lakhe. khangela ilahlekile imali .
Kwiminyaka emithathu kamva, waqala ukufumana izaziso zokuqokelela iintlawulo ezinxulumene nomyeni wakhe ofileyo, ukuqokelela iifowuni ezivela kubaqokeleli beetyala, iileta zokufuna, ii-imeyili zicela ulwazi malunga nomyeni wakhe ofileyo kunye neminye imiba eminye.
Wayegxininisekile, edangelekile, edangele kwaye engacwangciswanga ngolu hlobo. "
UMillie waqhagamshelana noTisha. Into yokuqala Emva kweNkcazo - Imicimbi yokugqibela yenzelwe ukubuyela kumhla wokufa kwaye ujonge oko kwenzekayo ngoko. Babuyisela iibill, iileta, ukuqeshwa kunye nezinye izinto ezishiywe zivulekile. Bahlolisise ubulungu, ukubhaliselwa, iirekhodi zesibhedlele kunye namaphepha awazange ahlelwe.
Bayazisa i-arhenti yemboleko, ababoneleli ngeenkonzo, iicawa kunye namanye amashishini uBert ayebandakanyeka nawo. Ekugqibeleni, bafumanisa ukuba ubume bakhe bebiwe kwi shishini lendawo. Banyamekela abaqokelelwa ngamatyala, bahlambulule i-credit, bavala zonke ii-akhawunti ezivulekileyo, bafaka nayiphi na into evelele. Ngokutsho kukaTisha, kukho ezinye izinto ongazifanele uyenze ngokukhawuleza.
Izinto Ezi-5 Azingenakwenziwa Ngakwesokunene
- Musa ukucima umnxeba weprayimari ngokukhawuleza.
- Musa ukurhoxisa ikariti yekredithi yokuqala.
- Musa ukwazisa wonke umntu ngokufa ngokukhawuleza.
- Ungayifaki imfuyo kwiphephandaba ngaphandle kokuba kuyimfuneko, kwaye uyigcine ilula.
- Musa ukwenza nayiphi na iinqununu ezinkulu ngaphandle kokubonisana nochwepheshe kuqala.
Ukushiya amanani efoni kuwe unako ukufumana iifowuni ezibalulekileyo.
Ukushiya ikhadi elivulekileyo lekhredithi kunokukunceda ubone ukuba ubulungu buni okanye izinto eziphindaphindiweyo kufuneka zikhanselwe. Ukuba ungumntu ongeyena mlingane onokufumana umvuzo unokucinga ukuba unokuthumela i-imeyile kumntu wesithathu. Umqulu ukwanda emva kokufa malunga neenyanga ezintandathu ukuya kwezibhozo.
Musa ukwenza iNgqiqo yokuba omnye umntu uyayisingatha
Iingxaki zinokuphetshwa ukuba izindlalifa zifuna uncedo lwezakhono ngaphambili kwenkqubo yokuvala-indawo. Uninzi lwabantu luphela lujongene nemicimbi yokugqibela ngamaxesha ambalwa ebomini babo. Ngolwazi oluthile oluninzi olwenziwe malunga nokwenzayo, kulula ukwenza iimpazamo. Ngokomzekelo, ezininzi iintsapho zenza izigqibo ezilandelayo ezingalunganga xa zifaka imicimbi yomthandayo:
- Bacinga ukukhansela amakhadi-mboleko, iinkonzo kunye nabasebenzi benkonzo yinto yokuqala oyenzayo.
- Bacinga ukuba isibhedlele siza kwenza oogqirha nabanikeli bezempilo bazi malunga nokufa.
- Bacinga ukuba ukuthanda kunye nethemba zigqityiwe, yonke into yenziwe kwaye igqwetha liza kuthatha izinto eziqhelekileyo.
- Bacinga ukuba i-estate isancinci, akukho msebenzi omningi owenziweyo.
Ukuba wena okanye umntu owaziyo ulahlekelwe ngumthandayo okanye umlingane wakho, yiba nesineke kwaye uvume ukuba kuya kuthatha ixesha elide ukufumana yonke into ehlanganiswe. Cinga ngokuqesha uncedo lobugcisa. Qinisekisa ukuba uqhuba ingxelo yokugqibela yesikweletu, wazise ii-arhente zeentengo zemali ngokukhawuleza, kwaye usethe uqaphelo lobuqhetseba.
Khangela iMali kwiindawo ezingaqhelekanga
Enye yezinto ezinomdla kakhulu uTisha abelana ngazo: iindawo eziphosa zifumana imali! Yena kunye neqela lakhe banokuluhlu olupheleleyo lokuhlola abayisebenzisayo ukukhangela izinto ezifihliweyo-kwaye kaninzi kunokuba unokucinga ukuba bafumana izinto. Ngamanye amaxesha imali idluliselwa kwi-bottom of desk drawers, engcwatyelwe ngasemva, kwaye kanye kanye, iigolide zegolide zitholwe ngomile odibeneyo eludongeni emva kwedeski. Inqaku elifihliweyo lishiye inkcazelo malunga nokuba uza kubafumana phi.
Ndiyakwazi ukukuxelela ukuba ndabanceda abaninzi abathengi ngokulahlekelwa ngumlingane okanye umzali. Uya kufuneka ube nokubuyiswa kwentela yokugqibela ekulungisiweyo , kwaye ukuba kukho i-trust in place assets kufuneka ichithwe ngokwemiqathango yethemba. Ingumsebenzi omkhulu kakhulu. Ukuba bekukho ixesha ndifuna uncedo lobuchwepheshe, oku kuya kuba njalo.