Ukwenza Uloyiko olungasalindelekanga lokuKhathalela umhlala-phantsi kunye nalawa mahlanu
1. Beka ndawonye iSicwangciso soNgeniso lomhlalaphantsi
Isicwangciso sengeniso sokuthatha umhlala-phantsi lixesha elibonisa ukuba ungakanani umvuzo oza kuba nawo, yiyiphi imvelaphi eya kuvela kuyo, kwaye xa umthombo ngamnye uqala.
Kuquka ukhuseleko lwezeNtlalo, ipensheni, i-annuities, ukugcinwa kwe-akhawunti kunye nokurhoxiswa kweakhawunti yomhlala-phantsi. Xa isi sicwangciso sisekuqaleni unokugqiba isigqibo sokuba ngaba kufuneka unciphise iindleko, fumana umsebenzi owongezelelweyo, okanye ukuba uya kulungile njengoko izinto zikhona. Ungasebenzisa kwakhona isicwangciso sakho ukuthelekisa ezinye iindlela. Kwiimeko ezininzi zokuthatha umhlala-phantsi ngokukhawuleza, abantu bacinga ukuba kufuneka baqale ukuKhuseleko kweNtlalo kusasa , okanye baqale kwangoko umhlalaphantsi wabo, kodwa oko akusoloko kuyona nto ingcono. Isicwangciso sakho sikuvumela ukuba udibanise uluhlu oluhlukeneyo lwezinto kwaye ubone ukuba ngubani owanika umphumo osisigxina kwixesha elide.
2. Ukuphonononga kwakhona iindinyana ezifunayo
Ndiya kuvuma, ndixhomekeke ngokomzwelo kumanyathelo am ngenyanga kunye nebhotile entle yewayini. Kodwa ngaba abo bafuna okanye bafuna? Ndimele ndibeke kwindawo efunayo. Xa ingeniso yakho iphantsi ngokukhawuleza kuncinci kunokuba kulindeleke, into yokuqala yokuyenza iyancipha ekufuneni.
Unako ukuwafaka rhoqo emva koko. Yiya kwiibhanki zakho kunye neengxelo zekhadi zekhredithi kwaye ufumane iindlela zokususa i-extras immediately. Oku kunokukunceda ukuthenga igumbi lokuphefumula ngokwemali ukufumana isicwangciso sexesha elide. Enye indlela yokuvavanya iimfuno kunye nokufuna kukudala oko ndibiza ngokuba isicwangciso -mali esisekelwe kwisiseko ; kuthatha ukucinga komphefumlo kodwa kukunceda uqonde izinto ezibaluleke kakhulu kuwe.
3. Hlola ezinye iindlela zokwenza imali
Unobomi bakho bezakhono ozilahlile. Mhlawumbi ungawasebenzisa ngeendlela ongazange ucinge ngazo ngaphambili. Okokuqala sifinyelele kubafowunelwa bokuqala bezakhono ukuze ufumane ingqiqo yento ekhoyo apho kwaye luhlobo luni lomsebenzi weprojekthi onokufumaneka. Unokujonga kwakhona ukuba uqalise ishishini lokubonisana , okanye ubone ukuba isakhono sakho sokuhamba okanye inja isenokusetyenziswa kakuhle kwindawo yakuloo ndawo. Kukho iindlela ezininzi zokufumana imali eyongezelelweyo xa ubeka ingqondo yakho kuyo.
4. Gwema iinqunto ze-Knee Jerk
Musa ukukhawuleza ufake ifayile yoKhuselo loLuntu, ipensheni yakho, okanye uthabathe imali yomhlala-phantsi - ngaphandle kokuba ugcwalise icebo lakho lokufumana umhlalaphantsi kwaye kukukhetha okulungileyo kuwe. Abantu abaninzi banokwenza isigqibo sokuqalisa ukuKhuseleko koLuntu kungekudala ukufumana umsebenzi emva konyaka. Kwimeko enjalo umyinge weNgcaciso yeNhlalakahle yeNtlalo ukhawuleza, kwaye ezinye zeenzuzo zingadinga ukuhlawulwa. Bebeya kuba ngcono xa besetyenziselwa ezinye iimithombo zokulondolozwa.
5. Ukwahlula phakathi koKhetho lwexeshana kunye nolunaphakade
Ndididekile xa ndibukela abantu bebanamathela kwiindlela zakudala benengqondo yokukhanyela. Isigqibo sexeshana sokunciphisa imali ekufuneni, okanye ukuthatha umsebenzi ongaqhelekanga, akufani nesigqibo esisigxina.
Abantu endiyithandayo kakhulu baye bathatha umsebenzi wexeshana xa babe netyala lokuhlawula phantsi, okanye banikezela imoto yabo eqhelekileyo xa bebona ezinye iinjongo zibaluleke ngakumbi. Ukwenza isigqibo sisesigxina sokutshintsha into enokuthi yintoni kanye efunekayo ukwenzela ukuba uthenge ixesha elaneleyo lokufumana isicwangciso sakho somhlalaphantsi osisigxina.
Enye yezinto ezintle ongayenza xa ujongene nomhlala-phantsi ngokukhawuleza ufuna uncedo lomcwangcisi wezemali ofanelekileyo. Ndiyathetha umntu oza kukunceda wenze isicwangciso - kungekhona umntu oza kuzama ukukuthengisa into ethile. Unokufunda indlela yokufumana umntu onje kule Nqanaba leNqanaba leNkqubo yokuFumana uMcebisi ongcono .