Oku kunokukuncedisa kokubili, ukukhangela amathuba, nokuzikhusela, ukuzama ukuzikhusela ukuba unayo isitokisi , utyalomali kwiimbophelo , okanye ngandlela-thile ulindele ukungena kwisityalo-mali se- real estate kunye nezoshishino, ezifana nomnini wendawo othengisayo -ngeniso yokuthengiselana kunye nevenkile enkulu yezilwanyana okanye indawo yokutyela.
Kubalulekile ukuba ukhumbula ngeyona nto ibalulekileyo kule mali. Inceda ekuziphatheni ngokwengqondo kwiinqanaba ezinhlanu ezinkulu.
Imilinganiselo yeeMali zeMali
Amanani eemali anokunika ingcamango yokubaluleka kwintengiso, njengesixa- mali sokulinganisela okanye ezinye izivumelwano ezivumela ukuba ubone isakhiwo-mali senkampani, kunye neenzuzo ezinokuthi zenzeke kunye neengozi zaloo ndlela kunye nendlela ekuthelekiswa ngayo nalabo bathathwe kwicandelo elifanayo okanye kwicandelo elifanayo, yinto endiyibiza ngokuba yimilinganiselo yezemali. Inceda ukuyibeka kumxholo ngokuqonda ngokupheleleyo iingxaki ezidlalwa kwi- DuPont ROE uhlalutyo lwenkampani .
Utywala lwezeMali
Ubungakanani bemali yobuninzi obubonisa ukuhlungulwa kweenkampani ngokusekelwe kwiimpahla zayo ngokumalunga neemfanelo zayo; izinto ezifana nentengo yokusebenza nge dollar yokuthengisa kunye nomyinge wamanje . Ngamanye amagama, kukuvumela ukuba ukwazi izixhobo ezifumanekayo kwiqumrhu lokusetyenziswa ukuze uhlawule iibhidi zalo, gcina izibane, uhlawule abasebenzi.
Musa ukunyaniseka ukubaluleka kobutyebi njengoko ukungabikho kwaso kubangele ukuba namashishini anenzuzo kakhulu ahlawule.
Iinkqubo zeMali zeMisebenzi
Olu hlobo lwezibalo zemali lubonisa ukufaneleka kolawulo kunye nemisebenzi yenkampani ekusebenziseni umxhesho wayo, ngokukodwa ngenguqu yokuguqula imali ngokulandela inzuzo.
Kwimveliso yokuthengisa, oku kuza kufaka iimetriki ezifana nokuthengwa kwempahla kunye nokuthengwa kwemali efunyenweyo . Iinkampani ezihlala zinamaxabiso aphezulu okusebenza kwemali zihlala zifumana into eyaziwa njengexabiso lokuthengwa kwemali .
Uzuze kwiRatios zeMali
Ukuxhamla kwenkxaso-mali yenkxaso-mali yenzelwe ukunika ingcamango yokuba indlela ezuzisa ngayo ihambelana nemitha ethile. Iqumrhu elinemigangatho ephezulu enzuzo evela kwishishini elizinzileyo ukusuka kwimveliso ebalulekileyo njenge-bleach, i-washinger detergent, okanye i-tsokolate, ukubonelela umzekeliso, kuya kuba nzima ukukhupha ishishini xa uqoqosho luhla iinduli ezincinci.
Ngokufanayo, inkampani eneentlawulo eziphezulu kwiimali-mali , kunye neendlwana ezincinci, ziya kuba nethuba elingcono lokusinda ngenxa yokuba kunenzuzo enkulu kunxulumene nabanini-mali. Okubaluleka ngokukhethekileyo kukubuyisela kubulungisa kunye nokubuyela kwizinto .
I-Solvency Financial Ratios
Udidi lokugqibela lwezakhono zemali abatyala-mali abatsha kufuneka bazi ukuba kuthethwa ngukukunika ingcamango engqiqweni, kwinqanaba elingakunikwa kwangaphambili kwiinkcazo zemali zembali, amathuba okuba inkampani ayinakukwazi ukufihla imbopheleleko yayo xa izikweletu zikhishwa kwixabiso .
Nangona ibhizinisi elihle kakhulu lingasengozini yokutshitshiswa xa liphantsi komhlaba kwaye lingenalo ukulingana ukufumana nayiphi na imingeni ukuba uqoqosho luze lube nempumelelo okanye uxinzelelo.
Qaphela ukuba ukuxhaswa kwezeMali kuphela Kuqala
Njengokuba luncedo njengemali yezimali, abanakukuxelela yonke into. Khawucinge ukuba ucinga ukutshala imali kwihhashi kunye nomenzi weebhanki xa uHenry Ford ephuma kunye ne-Model T. Ingxelo yengeniso yembali, i- balance sheet , kunye nezilinganiso zezemali akunakukuxelela oko kwakufuneka ukwazi ukuba ishishini olihlolisayo kwinqanaba lokubandezeleka kwehle kakhulu kwinzuzo.
Ngakolunye uhlangothi, cinga ukujonga kwiimali ezibi kakhulu ezibizwa ngokuba yi-Apple Computer, ngoku nje yi-Apple, ngaphambi kokubuya kweSteve Jobs ekuthunjweni xa eguqule ishishini elisekayo, eliyifumene ekuhambeni okuphelile ukuba ube neyona mali enkulu kwihlabathi.