Ukuhlalutya iShidi leBhalansi
Umzekelo, ukuba inkampani inemali engama-20 yezigidi kwiimpahla ezikhoyo kunye ne-$ 10 yezigidi kwiimfanelo ezikhoyo, umlinganiselo okhoyo uza kuba 2. Ukubala kuya kubonakala ngathi: $ 20,000,000 / $ 10,000,000 = 2.
Iimilinganiselo ezikhoyo zamanje
Oko wena, njengomtyalomali, kufuneka uqikelele umlinganiselo okhoyo wamanje uhlukahluka kwishishini kuba iintlobo ezahlukeneyo zamashishini zinemijikelezo ehlukeneyo yokuguqula imali, iimfuno zezoqoqosho, kunye neenkqubo zokuxhasa imali. Ngokuqhelekileyo, utywala ngakumbi i-asethi yangoku, incinci umyinge wamanje unakho ngaphandle kwesizathu sokukhathazeka. Kwiinkampani ezininzi zezoshishino, i-1.5 yindlela ekhoyo yamanje. Njengoko inani liza okanye liwela ngaphantsi kwe-1 (oko kuthetha ukuba inkampani inomsebenzi ongekho embi), kuya kufuneka uhlolisise ibhiziniselwano kwaye uqinisekise ukuba akukho miba yecala .
Iinkampani ezinamalungu angaphantsi okanye ngaphantsi komnye kufuneka zibe kuphela ezo zinto ezinokuthi ziguquke ngokukhawuleza zibe yimali.
Ukuba oku akunjalo kwaye nenani lenkampani liphantsi, kufuneka uxhalabele. Oku kuyinyani ngokukodwa xa kuthengiswa ishishini elithembele kubathengisi ukuxhasa imali enkulu ngokunikezela ngetyala ngempahla ekugqibeleni kuthengiswa kumthengi wokuphela. Ukuba ngaba bathengisi babekhathazekile ngempilo yezemali ye-corporation, bangayithumela ishishini kwi-scramble, okanye i-spiral death, ngokunciphisa imigca yemali okanye ukwenqaba ukuthengisa ngaphandle kokuhlawulwa kwangaphambili.
Ukusebenzisa i-Current Ratio ukulungisa ukungasebenzi
Ukuba uhlalutya iphepha lokulinganisela kwaye ufumana inkampani inomlinganiselo okhoyo we-3 okanye we-4, unokufuna ukukhathazeka. Inani eli liphakamileyo lithetha ukuba ulawulo lunemali eninzi kakhulu, mhlawumbi lenza umsebenzi ombi wokutyalomali. Le ngenye yezizathu kubalulekile ukuba ufunde ingxelo yonyaka , i- 10K ne-10Q yenkampani. Uninzi lwexesha, abaphathi baya kuxubusha izicwangciso zabo kule ngxelo. Ukuba ubona imfumba enkulu yokwakha imali kwaye ityala alizange likhule ngezinga elifanayo (oku kuthetha ukuba imali ayiboleki), unokufuna ukuzama ukufumana oko kwenzekayo.
IMicrosoft inomlinganiselo okwangoku ngaphezulu kwe-4; inamba enkulu ngokuthelekiswa noko kufunekayo kwimisebenzi yayo yemihla ngemihla. Inkampani ayikho ityala lexesha elide kwibhalansi . Baceba ntoni ukwenza? Akukho mntu wayesazi ukuba inkampani ihlawule isabelo sayo sokuqala kwimbali, yathengisa iibhiliyoni zeearanti ezixabisekileyo, kwaye yenza izicwangciso zokufumana.
Nangona kungenakulungileyo, imali eninzi kakhulu kwisandla yinto enoba yingxaki-mali umtyalo-mali uthandaza ukuba ahlangane naye. Ibhizinisi elinemali eninzi linokukhetha. Ingozi enkulu kwiimeko ezintle kukuba ulawulo luya kuqala ukuzihlawulela kakhulu kwaye luxoshe imali kwiiprojekthi ezimbi, ukudibanisa okubi, okanye imisebenzi ephezulu.
Enye yokukhusela kule nto, kwaye usayine ukuba ulawulo luphezu komnini wexesha elide ngumgaqo-nkqubo wokuhlawula umvuzo. Imali ethe xaxa abaphathi baphuma umnyango kwaye bafake ephaketheni lakho njengoluhlobo lwesaphulelo kwixabiso lakho lokuthenga, imali encinci abaye bahlala kuyo ukuze bahende ukwenza into engathethiyo.
Akuyona ingozi ebonisa ukuba ubungqina obunzima bokufunda ngokufunda malunga nekhulu leminyaka yembuyekezo yemakethe ibonisa ukuba amashishini anikezelwe ukusebenza ngokufanelekileyo ngokuhlawula imali ekhoyo kwiingeniso. Ngenkcazo, bayakuphepha ukufumana ukuba ngabaphi ulawulo olubhekiselele kumlinganiselo ongekho olungamkelekanga okhoyo ngoku, ulunge ngakumbi kwixesha elide kunamashishini apho iqela elilawulayo likhusela imali. Kukho konke okungafaniyo, kodwa njengomgaqo jikelele, le ngenye yeenyaniso ezinkulu kakhulu abatyalo-mali abatshabalalayo njengoko bacinga ukuba baya kuba ngabakho abo baphandle.