Ukuthenga amabhondi kaMasipala kwiMakethe yeMabanga aPrayimari neeSekondari
Ndiza kucacisa inkqubo nganye ngezantsi.
Ukuthengwa kweeMali zoMasipala ngamnye
Izibophelelo zikamasipala ngamnye zingathengwa ngabathengisi bentengiso, iibhanki, iifenki zorhwebo, kunye namaxesha ambalwa ngokuthe ngqo kumasipala. Izibophelelo zikamasipala ngamnye zingathengwa kwiimarike eziphambili, ezithe zintengiso emitsha, okanye kwimarike yesibini, eyimarike yeebhanki zorhwebo emva kokuba ibhondi sele ikhankanywe kwimarike yokuqala.
Ukuthenga amabhondi kaMasipala kwiMarike ephambili
Ukuba umtyalomali ufuna ukuthenga umbandela omtsha kamasipala, inkqubo yokwenza oko kubizwa ngokuba yintlawulo yokuthengisa. Qonda ukuba ukubandakanyeka kweli nqanaba kunzima kwaye kaninzi kugcinwe abantu abanomthamo ophezulu. Ixesha lokurhweba ngokuthengisa ligcina iintsuku ezimbalwa kunye namanqanaba okudlala phakathi kwabathengisi abathengi kunye namaziko amakhulu. Ukuba uthenge ibhondi kwimarike yokuqala, akukho mali okanye iirejista zokuthenga.
Ibhanki okanye iqela leebhanki liza kuzisa umbandela kwi-market kwaye kuya kufuneka ukuba ube ne-akhawunti kunye neebhanki ezikhokelela umba omtsha okanye enye yeebhanki ezidibanisa umnikelo. Ukongezelela, uya kuhanjiswa umrhumo okanye i-prospectus. Iibhondi zenziwa ngokuqhelekileyo kwishedyuli, ebonisa ukukhula okuhlukeneyo kunye nezivuno.
Ubeka kwisicelo kunye nommeli-mali ojongene nayo ngokukhetha kwakho isigqebhezana soxanduva , usuku lokukhula, kunye nenani leebhondi. Isiqhelo ngasinye siqhelo sinenani eli-1 000.
Ukuthenga amabhondi kaMasipala kwiMarike yesiThili
Iimarike zesekondari zivumela abatyali-mali ukuba bathenge iibhonkco, eziye zakhishwa, kubanye abatyali-mali, abathengisi bebhanki, iibhanki kunye neefenki zokuthengisa. Ukuze uthenge izibophelelo, kufuneka uqale ukuvula i-akhawunti kunye nenkampani okanye ibhanki ejongene nezibophelelo. Unokuhamba kunye ne-intanethi okanye i-bhanki yendabuko okanye inkampani yokurhweba, kwaye kuxhomekeke kwindlela okhetha ngayo, unokusebenza kunye nommeli okanye uqhube umlenze ukuze ufumane izibophelelo ezizanelisa iimfuno zakho. Xa kuthengwa izibophelelo kwiimarike zesekondari, ixabiso lebhondi liza kufaka i-markup, yindleko yomthengisi kunye nenzuzo (ukuze ufunde kabanzi, funda indlela i-Bond Spreads inokulimaza ngayo abaTyalo-mali ). Ikhomishoni eyongezelelweyo inokuhlawulwa kwakhona ukuba usebenzisa ummeli okanye uqine ukufumana izibophelelo okanye ukufezekisa. Ixabiso lebhondi licatshulwa njengokungathi ibhondi yayithengisa i-$ 100, nangona kunjalo, ixabiso lobuso liqhelekile kwi-$ 1,000. Ngoko ukuba uthe wacatshulwa inani lama-98 kwaye uthenge iibhondi ezili-10, ixabiso lilonke liza kuba yi-$ 9,800 (ixabiso lama-$ 98 yebhondi x $ 100 = $ 980 ixabiso ngentlabathi x 10 bonds = $ 9,800).
Ngokufanayo, ibhondi ingacatshulwa ngo-102 kwaye ukuba uthenge iibhondi ezili-10, ixabiso lilonke liza kuba yi-$ 10,200 (ixabiso lama-102 lemali yoxeshongo x $ 100 = ixabiso eli-$ 1,020 nganye kwi-bond x 10 bonds = $ 10, 200).
IiNgxowa-mali zeMatual Municipal Fund
Iimali zezibophelelo zikamasipala zinikeza ukulawulwa kobugcisa bephothifoliyo yezibopho Xa utyalomali kwingxowa-mali yesigqeba kamasipala, umphathi okanye iqela labaphathi liya kukhetha kwaye kuthenge izibophelelo ze-fund. Njengomtyalo-mali, uya kuthenga amasheya kwi-fund ye-bond joint fund ngaphandle kwenkampani yemveli okanye ye-intanethi okanye ngokuthe ngqo kwinkampani ye-fund. Enye yeenzuzo zeengxowa-mali zentengo ye-bond yile ngxowa-mali kukuba banikezela abatyala-mali imali encinci yokonga imali eyahlukeneyo kunokuba bafumane enye into xa bethenga izibophelelo zomasipala ngamnye. Enye yeemeko ze-bond joint bond yinqanaba elongezelelweyo leendleko kwiimali zokulawulwa kweengxowa-mali.