Ngaba Uncedo LweShishini Lincinci Likulungele?

Thatha le Miqathango emithathu yokugcina ixesha

Izibonelelo zorhwebo ezincinci zincinci yemali yembewu eqhubela phambili iinjongo zeemibutho zentlangano, zombuso okanye engekho inzuzo. Ngokungafani nemboleko, akumele uhlawule. Kodwa kufuneka uqinisekise ukuba unokufezekisa injongo.

Ngelishwa, urhulumente waseburhulumenteni akasiniki izibonelelo zokuqala okanye ukwandisa ishishini elincinci. Lona lifutshane, kuba amashishini amancinci enza iipesenti ezingama-65 yazo zonke imisebenzi emitsha. Kodwa isiqingatha sazo zonke iinkampani ezincinci ziphumelela kwiminyaka emihlanu yokuqala, ukutshabalalisa imisebenzi abayidalile.

Ngako oko, urhulumente wesigqeba uqaphele kakhulu ukuba anikezele izibonelelo zenkxaso kwiinkampani ezithatha i-bang bang.

Iintlobo zezibonelelo

Izibonelelo zifumaneka kuphela kwiintlobo ezithile zamashishini okanye imisebenzi urhulumente ofuna ukuyikhuthaza. Kukho iindidi ezingama-20 kwiwebsite yeGrans.gov kuphela. Ezi zinto zivela kwezolimo ukuya ezokuthutha. Baxhaswa ngemali ngee-arhente ezahlukeneyo.

Ngokomzekelo, iSebe lezeLimo libonelela ngeemali zoshishino ezibonelela ngokubanzi kwiindawo zasemaphandleni. Nazi ezinye kwi-Reconnecting America Grant Programme.

Amazwe anikezela ngegranti kumashishini athile aqhubela phambili izicwangciso zabo zoqoqosho. Ezi ziquka amaziko okunakekela abantwana, iteknoloji entsha okanye amandla athile. Nangona zibonelelwa ngabarhulumente baseburhulumenteni basekhaya, inkxaso-mali ivela kumgangatho kazwelonke. Nazi ezinye kwiinkampani zoPhuhliso lwezoQoqosho kwilizwe lakho

Ukuba ishishini lakho linomdla wezenhlalakahle, uza kuba nenhlanhla engcono yokufumana isibonelelo sendawo.

Inkqubo yoPhuhliso loLuntu loPhuhliso lweeNdawo linika izixeko zemali zengxowa-mali eziza kubanika iinjongo zabo zokuphucula intlalo. Basenokuba nako ukuxhasa imali engekho inzuzo, kodwa ukuba ishishini lakho lidibana neenjongo zabo, kuyafaneleka ukuzama. Baxhasa izindlu ezithengiweyo, iinkonzo kwiintsapho ezifumana imali engaphantsi kunye nokudala imisebenzi.

Qhagamshelana noorhulumente kamasipala bakho basekhaya ukuba bafumane okungakumbi.

Thatha ezi Zintathu Izinyathelo kuqala

Unokuchitha ixesha elininzi ukufunda malunga, ukufaka isicelo, nokulinda ukuva malunga nesibonelelo. Nangona imali "ikhululekile," uza kuchitha ixesha elinokutsalwa imali ekukhuliseni ishishini lakho. Ukuba ufumana isibonelelo, kuya kufuneka udibane namagosa kwaye uthumele iingxelo ezibonisa indlela udibana ngayo neenjongo. Okubi kakhulu, unokufumana lula kwaye ulahlekelwe yimali. Ngaphambi kokuba wenze njalo, thabatha la mathathu mathathu ukuze ubone ukuba ukufumana isibonelelo kukulungele.

Isinyathelo sokuQala : Hlanganisa isicwangciso soshishino. Okokuqala, fu manisa ukuba ingcamango yakho yoshishino iyafaneleka.

Ngaphambi kokufaka isicelo semali, kufuneka ukwazi ukuchaza ibhizinisi lakho nokuba kutheni liza kuphumelela. Kufuneka ucace kakhulu ngezinto ezine:

1. Iyintoni imveliso okanye inkonzo yakho? Ingaba yinto ethile kwimarike efuna ngokwenene, okanye nje into enokuyenza kwaye uyonwabele?
2. Ngubani ojolise kumakethi (xa uphendula "wonke umntu," ngoko awuzange ucinge ngako. Ufanele ube ngakumbi.)
3. Ngubani okhuphiswano lwakho? Imarike ekujoliswe kuyo ngoku ifunyenwe njani iimfuno zayo?
4. Eyona nto ibaluleke kakhulu: Yintoni onika ukuba akukho mntu? Ukuphendula le mibuzo kuya kukunceda ukuba wenze inzuzo yakho yokukhuphisana .

Isinyathelo sesibini: Ukuba ufuna ukufaka izicelo zenkxaso-mali zincinci, qala uqhelane nenkqubo. Zihlala zichanekile kwaye zichitha ixesha. Akukho siqinisekiso ukuba uya kufumana enye. Xa usenza oko, uya kuqonda ukuba kuyafaneleka yini.

Isinyathelo sesithathu : Phinda uluhlu lwemithombo yemali kwilizwe lakho. Yiya kuMncedisi wezeMali wokuFikelela uze ukhangele oko kufumaneka kwindawo yakho. Uyacelwa ukuba uzalise injongo yakho kunye nohlobo lweshishini. Inceda amathuba akho ukuba ungumfazi, umncinci, umlindi okanye uMthonyama waseMelika. Kuya kunceda ukuba indawo yakho iindawo zasemaphandleni. Uninzi lwezibonelelo lunikezelwa kuphela kumashishini amancinci aqhubela phambili umgomo karhulumente. Ukuba lakho alikho, ke kunokwenzeka ukuba uya kunikezelwa ngemali mboleko yamancinci kumancinci .

Nazi izinto ezi-10 ozoziwa malunga neNkxaso-mali yeShishini elincinci kunye ne-8 Imithombo yeNkxaso-mali yokuThoma-shishini.

I-Crowdfunding njenge-Option

Enye imvelaphi yeemali ezithandwa ngabantu abaninzi. Uthengisa ubunini benkampani yenkampani yakho kubarhwebi ngokubuyisela imali. Ngokungafani nemali-mboleko, babelana ngengozi kunye nawe, ngoko ke ukuba awuphumelelanga, awunayo imali. Kodwa ukuba uphumelele, bafumana inxalenye yokubuya.