Amanyathelo okuthabatha, ngaphambi kwexesha, nangemva kokufowunelwa koQhagamshelwano
Iifowuni zokuqokelela ityala zingabamba ngokupheleleyo. Yaye xa ungeyilungiselele ingxoxo kunye nomqokeleli wetyala, unokuphelisa ukwenza isivumelwano sokuhlawula iqoqo ongenakukwazi ukufumana. Okanye, ungangena kwingxabano evuthayo kunye nomqokeleli onxininisa ngokukhawuleza ukuhlawula ityala ongenakucinga ukuba unetyala. Xa ufumana ifowuni evela kumqokeleli weetyala, ungakhathazeki. Gcina intloko yentloko uze ulandele le nyathelo.
01 Qinisekisa ukuba unexesha lokuthetha.
02 Thola ipeni kunye nephepha.
Umqokeleli wetyala uya kubhala amanqaku kwifowuni yakho. Kufuneka, nawe. Amanqaku akho aya kufika ngokufanelekileyo xa ujamelene nomqokeleli enkundleni. Nazi ezinye iinkcukacha ezisisiseko omele ubhale phantsi: umhla kunye nexesha lofowuni, igama lomqokeleli othethile kuye, igama kunye nedilesi ye-ejensi yokuqokelela, isixa osityholwa kuso, igama lomniki-mboleko wokuqala, kunye nento exoxwa ngayo umnxeba.
03 Musa ukuwamkela ityala.
Cinga ngale fowuni njengophando apho ungenacala uze uqinisekiswe unetyala. Ungenzi inkokhelo okanye wenze intlawulo yokuhlawula uze uqinisekise ukuba ityala lakho lenu kwaye ukuba umqokeleli angaqokelela kuyo.
Akuqhelekanga kubaqokeleli beetyala ukwenza izikweletu okanye ukuqokelela kwiimali eziye zadlula ummiselo weemingcele . Kuya kuwe ukuqinisekisa ezi zinto ngokusebenzisa inkqubo yokuqinisekiswa kwetyala , okubandakanya ukubhalwa kwileta ukucela umqokeleli ukuba athumele ubungqina bokuba ityala lakho lenu.
04 Cela umqokeleli ukuba athumele ulwazi malunga netyala.
Ungatsho into enjengaleyo, "Andikholelwa ukuba ndinetyala le lityala. Ngaba unako ukuthumela ulwazi malunga nalo? "Umqokeleli uya kufuneka aqinisekise idilesi yakho phambi kokuba athumele i-bill yeyala. Kulungile ukuhlaziya idilesi yakho - bangafumana idilesi ehlaziyiweyo evela kwi-credit bureau nakanjani ukuba ufumana iindleko kwidilesi yakho yangoku. Khumbula, kungekhona ukuthetha nantoni na eyenza uxanduva lwakho ityala.
05 Musa ukunika ulwazi malunga nomvuzo wakho, amatyala okanye ezinye iindleko.
Abaqokeleli bematyala banokufumana enye yale ngcaciso kwingxelo yakho yekhredithi kwaye banokuyisebenzisa ukuze ufumane intlawulo ngokukhawuleza. Ngokomzekelo, banokuthi "Ndiyabona ukuba ukhona kwiikhodi zakho zekhadi lesikweletu. Ngokuqinisekileyo unako ukuhlawula kule matyala. "Okanye" Ngaba awuqeshwanga neCandelo le-ABC. Oko kuthetha ukuba unakho ukuhlawula oku. "Khumbula ukuba nayiphi na ingcaciso oya kuyinika ngexesha lofowuni iya kusetyenziswa ukuqokelela ityala. Ukuba awulungele ukuhlawula, akukho nzuzo yokuba nencoko malunga nolwazi lwakho okanye lwezemali.
06 Hlangana, ukuba kuyimfuneko.
Ukuba umqokeleli wetyala uyanqatha, awukwazi ukuxoxisana. Udinga ixesha lokuqinisekisa ukuba ityala lakho lingezakho kwaye unqume ukuba unako ukuhlawula ityala kwaye ukuba kulungile ukuba uhlawule ityala. Xa umqokeleli wetyala ebiza kuwe, gcina incoko ifutshane. Udinga kuphela ukuthetha izinto ezimbalwa:
- Eli akusixesha elihle. Nceda ubuyele kwakhona ngo-6. "
- "Andikholelwa ukuba ndiba neyala le matyala. Ungathumela ulwazi ngalo? "
- "Ndiyathanda ukuhlawula umboleki-mboleko. Ndiphe idilesi yakho ukuze ndithumele i-stop and letist. "
- "Umqeshi wam akavumelanga ukuba ndiwuthathe le fowuni emsebenzini."
Nantoni na into oyithethayo malunga namatyala okanye ukuzimisela kwakho okanye ukukwazi ukuhlawula kuya kusetyenziselwa kuwe.
07 Emva kofowuni, khetha isigqibo sokuba wenze ntoni ngokulandelayo.
Xa usususile iifowuni, unokwenza izinto ezimbalwa: ukuphikisana netyala usebenzisa inkqubo yokuqinisekiswa kwetyala, thumela ukuyeka nokushiya incwadi, cela umvuzo wokususa , wenze isibonelelo sokuhlawula, okanye uhlawule ngokupheleleyo ityala. Unokuthi uyigatya nje ityala, kodwa oko akusoloko isisombululo esona sikhulu ngakumbi ukuba kungummiselo wemida kunye nokukhawulelwa kwexesha lokubika ngetyala .