Iifowuni zokuqokelela amatyala ziyakhathaza xa zibiza wena, kodwa xa abaqokeleli ityala baqhagamshelana namalungu entsapho malunga netyala lakho lihlazo. Nangona kunjalo, ukuba abaqokeleli bamatyala banikela ulwazi kwiintsapho zenu, kunokuba bafumane ulwazi, baphula umthetho.
Kutheni Kutyala Abaqokeleli Amatyala Qhagamshelana Namalungu Eentsapho
Ukuba umqokeleli wetyala uzama ukungaphumeleli ukudibana nawe, baya kusebenzisa ezinye iindlela zokuzama ukuza kuwe.
Oku kungabandakanya ukubiza amalungu omndeni wakho ukuba afumane indlela yokudibanisa nawe.
Kulula kunokuba ucinge ngabaqokeleli beetyala ukuba ufumane izihlobo zakho. Basebenzisa ezininzi iindlela ezifanayo ukufumana izalamane ezizisebenzisayo ukukufumana . Izabizo zangaphambili ezabelwana nazo kulula ukuyisebenzisa ukufumana amalungu omndeni wakho. I-intanethi yenze kube lula kunanini ngaphambili ukufumana olu qha ga mshelwano lwamaqhosha ambalwa.
Ngaba Kusemthethweni?
UMthetho woLwabiwo lweMali yoTyala loTyala olulungileyo luvumela abaqokeleli beetyala ukuba baqhagamshelane nabanye abantu ukukufumana, kodwa kunemida ekuthethwa ngabo. Abaqokeleli bematyala banokuqhagamshelana kuphela nentsapho yakho ukukufumana, kungekhona ukuqokelela imali ityala lakho, kwaye ngokuqhelekileyo bavumelekile ukuba baqhagamshelane nomntu kanye. Ukuba umqokeleli kamva ukholelwa ukuba ilungu lakho lentsapho linikeze ulwazi olubuxoki, bavumelekile ukuba baqhagamshelane nelungu lentsapho kwakhona.
Abakwazi ukutyhila ukuba basebenzela i-arhente yokuqokelela ngaphandle kokuba isihlobo "sicelela ngokucacileyo" le nkcazelo, oko kukuthi bayabuza "Ngubani osebenzelayo?" Okanye "Ngubani na umqeshi wakho?" Ukuba ngaba umqokeleli sele idilesi nenombolo yefowuni, abavunyelwe ukudibana neentsapho zakho nonke.
Abaqokeleli-matyala abavunyelwe ukuxelela intsapho yakho ngetyala lakho ngaphandle kokuba uneminyaka engaphantsi kweminyaka engama-18 okanye ilungu lentsapho lishiye ityala nawe. Ngaphandle koko, baphula umthetho kwaye unokumangalela ngokuphula umthetho.
Ngaphandle kokuxelela ngqo amalungu omndeni wakho ukuba unetyala, umqokeleli unokuthemba ukuba ngokuqhagamshelana nezihlobo zakho nje "ngoshishino olubalulekileyo" oya kuphefumlelwa ukuba uhlawule ityala, ukuba kungekho esinye isizathu kunokuthintela ngakumbi uhlazo.
Indlela yokumisa abaqokeleli ekuthintaneni Nentsapho Yakho
Ekubeni umnqweno wokuqokelela uqokelele ukuba uhlawule ityala lakho, enye yeendlela ezilula ukubenza ukuba bayeke ukunxibelelana nosapho lwakho kukuhlawula ityala . Yenza oku kuphela ukuba uqinisekisile ukuba ityala liyimfanelo yakho kwaye unokukwazi ukuhlawula. Ungazami ukufumana abaqokeleli bamatyala kwimbuyiselo yakho ngokwenza isithembiso sokuhlawula ukuba awukwazi ukwenza kakuhle kwisithembiso. Isivumelwano sokuhlawula siza kuqalisela kwakhona ummiselo wemingcele kunye nentlawulo ephulweyo kunokubangela ukuba umqokeleli wetyala aphuculise imizamo yokuqokelela.
Unokucela ukuba umqokeleli wetyala ayeke ukunxibelelana nawe ngetyala, kodwa kufuneka wenze eso sicelo ngokubhaliweyo ngokuthumela ukuyeka nokuyeka i- r.
Ukuba sele sele udibene nomqokeleli wetyala olesongela ukuxelela intsapho yakho ngetyala lakho, baphula umthetho. Abavunyelwe ukudibanisa nosapho lwakho xa sele bakufumene kwaye ngenxa yokuba le yongelo ayinakuyilandela ngokusemthethweni, bayaphula i-FDCPA.
Unokubika ingxelo yokuba umntu oqokelelwa ngetyala uye waxoxela malunga netyala lakho kwiBhodi yoKhuseleko lwezeMali. Ekugqibeleni, cinga ukuthetha nommeli malunga nokuxhathisa i-arhente ye-collections ephula amalungelo akho ngokuxelela amalungu omndeni ngamatyala akho.