Ukuhlaziywa kwemivuzo kwenzeka xa umqeshi wakho enqaba inxalenye yembuyekezo yakho yokuhlawula amatyala akho. Umvuzo wakho unokuthi ulungiswe nje ngenxa yesigqibo senkundla okanye isenzo esisemthethweni esifanelekileyo kwaye akufanele size sothuswe ngokupheleleyo. Kubalulekile ukuba ungayihoyi i-summation summit. Ukuba wenza, ulahlekelwa ithuba lokulwa nokulungiswa kwemvuzo.
UMthetho woKhuseleko weMboleko wabathengi ulawula ukulungiswa kwemvuzo, ucacise inani eliphezulu elinokulungiswa kunye nokuthintela abaqeshi ukuba bakubetha ngenxa yokulungiswa komvuzo omnye.
Umlinganiselo ophezulu kwiMali yokuHlomelo yeMvuzo
Ngenhlanhla, inkundla inokuvumela kuphela umvuzo wakho ukuba ulungiswe ngumlinganiselo othile. Isixa esiphezulu esinokulungiswa kwi-paycheck yakho inombolo encinci kwezi zilandelayo:
- Ukufikelela kuma-25 ekhulwini kwengeniso yakho ehlawulwayo xa iphezulu kune-290.
- Nawuphi na umlinganiselo omkhulu kunamaxesha angama-30 umvuzo omncinci wenkxaso-mali: $ 217.50.
Umvuzo omncinci waseburhulumenteni okwangoku i $ 7.25 ngeyure.
Ngeenjongo zokulungiswa kwemvuzo, ingeniso yakho ehlawulwayo ingeniso yakho engenayo ngaphandle kokuncitshiswa okusemthethweni kufaka phakathi i-federal, irhafu kunye neendawo zentlawulo, inshurensi yengqesho, ukuchithwa kwezokhuseleko loluntu, kunye neenkqubo zomhlalaphantsi karhulumente. Ezinye iirhafu ezifana ne-inshurensi yempilo, inshorensi yobomi kunye neminikelo yokuncedisa ayimfuneko ngokomthetho kwaye ngoko ayisetyenziswanga ukufumanisa imali engenayo.
Umda wokugcoba umvuzo ophezulu usebenzayo ngaphandle kwenani labathengi abafuna ukulungiswa.
Imithintelo eqhelekileyo kwimida yokulungiswa kwemvuzo ayisebenzisi kumyalelo wenkundla ye- bankruptcy , amatyala e-federal kunye norhulumente, izabelo zemivuzo yokuzithandela, okanye inkxaso yomntwana kunye nomtshato.
Iintlobo Zemivuzo Eya Kunconywa
Ngokuqhelekileyo, kuphela iindidi zemirhumo enokulungiswa. Oku kubandakanya umvuzo, imivuzo, iikhomishini, ibhonasi, okanye enye imali engenayo.
Ingeniso ye Pension kunye nomhlala-phantsi ingahlaziywa. Ngokuqhelekileyo, iingcebiso azigciniwe ngenxa yokuba umthetho wokugcoba umvuzo awucinga ukuba ube nenzuzo. Izinzuzo zoKhuselo lwezeNtlalo azikwazi ukulungiswa, ngaphandle koRhulumente waseburhulumenteni.
Ukulungiswa kweNkxaso yoMntwana okanye yoNtsapho
Ukuxhaswa kwabantwana okanye i-alimony, unokufumana iipesenti ezingama-50 zomvuzo wakho ulungiswe ukuba uxhasa omnye umntwana okanye umlingane. Ukuba awukho, unako ukufikelela kuma-60 ekhulwini kumvuzo wakho. Iipesenti ezimbini ezongezelelweyo zinokulungiswa ukuba unetyala elingaphezu kweeveki ezili-12 emva kweentlawulo.
Umthetho woMbuso malunga nokuHlanywa kwemivuzo
Uninzi lwawo luneemithetho yawo elawula ukulungiswa kwemvuzo. Apho umgaqo wokuhlaziywa komvuzo welizwe uhlukile kwi-federal law, umthetho ophumela kwisixa esiphantsi esilungisiweyo kufuneka sisetyenziswe. Ngokomzekelo, ukuba umyalelo womyalelo wakho wombuso ukuba kuphela iipesenti eziyi-15 zengeniso yakho ehlawulwayo ingagcinwa, loo mthetho wawuya kusetyenziswa esikhundleni somthetho wesigqeba.
Ukulungiswa kweeMali zesiThili
Amaziko aseburhulumenteni kunye nabaqokeleli bawo avunyelwe ukuhlobisa ukuya kuma-15 eepesenti yeengeniso zakho ezilahlayo ukuze uhlawule izikweletu ezingekho zerhafu onetyala leburhulumenteni. Ukongezelela, iSebe lezeMfundo okanye abaqokeleli balo liyakwazi ukugcina i-10 yeepesenti yengeniso yakho ehlawulwayo yokuhlawula iimali-mboleko zemfundo zabasebenzi.
Imithetho yokulungiswa yombutho ayisebenzisiyo xa ityala likarhulumente wephondo.
Ukulungiswa Kwemvuzo kunye noKhuselo lweJob
Ngaphantsi koMthetho woKhuseleko lweMboleko wabathengi, umqeshi wakho akanakukutshayela ukuba ube netyala elilodwa eligcinwe kumvuzo wakho. Nangona kunjalo, uMthetho awuwuthinteli umqeshi ekubulaleni emva kokuhlawulwa kwamatyala amabini okanye ngaphezulu.
Ukuba ukholelwa ukuba uphunyezwe ngendlela engafanelekanga ngenxa yokucocwa kwemali, qhagamshelana neSebe lezeMisebenzi. Unako ukukwazi ukubuyisela umsebenzi wakho. Ukuba iSebe liqikelela ukuba umqeshi wakho uphulaphula umthetho, iirhafu zomntu kunye nezobugebengu zinokulandelwa.
Umzekelo iziphumo kunye nokuHlanywa
Ingakanani inokulondolozwa kwimvuzo wakho kuxhomekeka kwindlela ofumana ngayo kunye nalapho uhlala khona. Ezinye ze mi zekelo:
- Ukuba imali yakho engenayo i-$ 217.00 ngeveki, ke umbolekisi akanako ukufumana ukulungiswa kwemvuzo kuwe.
- Ukuba imali yakho engenayo i-$ 290 ngeveki, ke unayo i-$ 72.50 yezilungelo zokulungiswa.
- Ukuba iholo lakho elilahlayo li-$ 400 ngeveki, ngoko unako ukulungiswa ukuya kuma-$ 100.
- Masithi imali engenayo i-$ 500 ngeveki kwaye njengamanje unama-$ 250 yokulungiswa kwenkxaso yokuxhasa abantwana (i-50% yesigxina somthetho xa uxhasa omnye umntwana okanye iqabane). Omnye umboleki-mali akayi kukwazi ukufumana ukulungiswa kuwe ngenxa yokuba sele unesistim somthetho esilungisiwe.
Ifowuni kaRhulumente
Icandelo loMvuzo kunye ne-Awa leSebe lezeMisebenzi lingakunika ulwazi olongezelelweyo malunga nokuba umvuzo wakho ulungiswe. Ungaqhagamshelana nabo kwi-Intanethi kwi-www.wagehour.dol.gov okanye ngokubiza 1-866-487-9243.