Ishishini lokuSebenza seBhajethi yeeNkcitho zoLwazi

Sebenzisa eli phepha lokusebenzela ukuqinisekisa ukuba uchitha ixesha elingakanani kumnandi

Kulo phesheya lomsebenzi-mali, siza kujonga ukuba ungakanani imali oyichithayo kwiindleko zokuqonda. Ukuba ucinga ukuba igama elithi "ukuqonda" linomngcipheko, mhlawumbi hayi wedwa. Iguqulela ukuba, "Ndiyifunayo!" ngokuchasene, "Ndiyayifuna le nto." Ezi ndleko aziyinto ebalulekileyo, ngokungafani nezo zinto ezifana nezindlu kunye ne-inshurensi. Yimali onokuyichitha ekudleni okanye kwezinye izinto ezilungileyo ngenxa yokuba sele ushiye emva kokuhlawula iibhilidi zakho ezibalulekileyo.

Yaye yiyo i-crux yebhajethi yokuchithwa kwemali-yokuqonda - inkulu nje njengengeniso oyifumanekayo ukuyixhasa.

Indlela yokusebenzisa eli phepha lokusebenzela

Ungasebenzisa eli phepha lokusebenzela ngokwalo ukuba ufumane ingcamango yokuba uchitha ixesha elingakanani kwiindleko zokuqonda. Ungayisebenzisa kunye namanye amaxwebhu okusebenzela uhlahlo lwabiwo-mali ukudala ibhajethi epheleleyo.

Ukukhawula kwakhona kwiNgcaciso yokuThengisa

Iindleko zengqondo ziqhelekileyo ukuba uhlala ngaphandle ngaphandle kokuba kuqhutywe i-push, ngoko ke lo msebenzi uqukethe iibhidi ezilula ukunqumla. Ewe, loo nto ingaba yimbono yobuqu. Abanye abantu bakuthola kunzima ukucinga ukuba ezinye zezi zinto - njengethelevishini yekhamera kunye ne-intanethi yekhaya - "ziyi-discretionary." Kodwa ukuba ucinga ngako, azibalulekanga ekusindeni kwethu, kungakhathaliseki ukuba singathanda kangakanani iTV imibukiso okanye imidlalo ye-Facebook.

Uninzi lwabiwo lwabiwo-mali lwenzeka ngaphakathi kwinqanaba lokuqonda. Mhlawumbi awuzange ucingisise malunga nokuba ubulungu bakho bokuba yindleko kangakanani okanye ukuba ungakanani uchitha kwiivenkile.

Ukuba uzama ukugcina imali okanye uqaphele ukuba kutheni yonke imali yakho iphela ekupheleni kwenyanga, jonga iindleko zakho zokuqonda. Ezi zizinto zokuqala ezifunekayo ukuba uhambe xa ufuna ukunciphisa imali yakho.

Imizekelo yeZindleko eziNgcaciso

Nalu uluhlu lwezinto ezithile eziqhelekileyo zokuqonda.

Faka into ocinga ukuba uyichitha kuzo kwikholam ephakathi, uze uhambe kwiinyanga zakho ezimbalwa zokugqibela zeengxelo zebhanki kunye nekhadi lesikweletu kwaye faka ukuba ungakanani uchithe kuzo njalo ngenyanga. Ukuba usebenzise ikheshi, uza kufuneka unikezele inyanga okanye ezimbini ukugcina iirisithi zakho kuqala.

UKUQHUBA	YONYAKA YOKUQALA	YENYAKA
I-Cable okanye iThelemishini yeThanethi
Internet
Ukutya - zokutya
Ukutya okukhawulezileyo / izidlo eziqhelekileyo
Impahla
Iqela leGym / Fitness
Products Products
Ukubhaliselwa (umagazini, iNetflix, njl.).
Iinkonzo zoBugcisa / zeKlabhu
Ukuzilibazisa kunye neMidlalo
Izifundo (uMculo, Ubugcisa, njl njl.).
Iholide kunye nezipho
Iminikelo Yokunceda
Misc # 1
Misc # 2
YONKE

Ukuba le ncwadana yekharityhulam yokusebenzisa imali yiyona kuphela isabelomali oyisebenzisayo, ngoku kufuneka ube neengcamango ezintle apho uchitha imali yakho "eyongezelelweyo". Sebenzisa olu luhlu ukuvelisa iingcamango malunga nokuba wenze ntoni ukucoca kwibhajethi yakho ukuba kuyimfuneko.

Zama ukusebenzisa oku kunye nephepha lokusebenzela ngenzuzo kunye neendleko eziyimfuneko ukuze wenze uhlahlo lwabiwo-mali olupheleleyo.

Isinyathelo esilandelayo kwiBhajethi epheleleyo

Ukuba usetyenzisile imali yokufumana imali kunye neendleko ezifunekayo, ngoku ungongeza i-totals yakho yokubala.

YONYAKA YOKUQALA	YENYAKA
Iindleko ezipheleleyo (eziyimfuneko + ezichasayo)
Ingeniso Yonke
Uhluko

Ukuba uchitha ngaphezu kokuba ufumene, kuya kufuneka wenze uhlahlo lwabiwo-mali ngokukhawuleza. Usemngciphekweni wokuya kwetyala okanye ukunyusa ityala lakho. Ukuba ufumana imali engaphezulu kokuyichithayo, vuyisana.