Ukuqinisekiswa kwendlela yokuqalisa uhlahlo lwabiwo-mali? Landela la manyathelo
Abantu abaninzi bafumanisa ukuba bachitha ixesha elingaphezulu kunokuba baqaphele, ngelixa banenhlanhla embalwa emva kwabo ukuze balondoloze ngaphezu kokuba beyazi.
Emva kokuba wenze uhlahlo lwabiwo-mali, uya kubona iindawo apho ungazinciphisa iindleko. Uya kufunda kwakhona ukuba ungalondoloza bunjani inyanga nganye kwiinjongo zakho zexesha elizayo, kwaye uya kuqonda indlela yokwahlula ezo ndolozo kwixesha lakho elifutshane kunye nexesha elide.
Ubunzima: Kulula
Ixesha elifunekayo: Iyure 1
Nantsi indlela:
Bala iNgeniso Yakho Yenyanga
Ukuba umvuzo wakho kuphela uvela kumsebenzi oqinileyo, eli nyathelo lilula njengoko ukhangela ukuhlawula kwakho kokugqibela. Bala i-home-home home-home.
Ukuba usebenza ngokuzimeleyo, wongeza imali yakho yemali ukusuka kunyaka odlulileyo kwaye uhlahle ngo-12. Ufuna ukuchaneka ngakumbi? Yongeza i-earnings yakho kwiminyaka emithathu edlulileyo kwaye uhlukane ngama-36.
Ukulandelela nayiphi na Imali engenayo
Yongeza ingeniso engavumelekanga okanye engenanto , njengeebhonasi, iikomishoni, izabelo, ingeniso yerenti, kunye nemivuzo. Ukuba ufumana lekota nganye okanye ngonyaka, umyinge ukuba ufumane ukuqikelelwa kwenyanga.
Yakha uluhlu lweendleko eziyimfuneko
Iindleko eziyimfuneko yizinto ezifuneka uhlawule ngenyanga, kuquka:
- Irente okanye imali
- Intshuwalense ye-Auto kunye nekhaya
- Iindleko zonyango
- Ukuhlawulwa kwemali mboleko, njengemali- mboleko yomfundi kunye namakhadi-mboleko
- Izixhobo
- I petroli
- Ukutya
Ukwahlula i-bill yebhilidi yonyaka nge-12 ngeendleko ezifunekayo ezihlawulwa ngonyaka, ezifana nentlawulo yepropati kunye nerhafu yengeniso.
Iya kukubonisa indleko ngenyanga.
Yakha uludwe lweeNkcitho zoLwazi
Faka uluhlu lweendleko zakho zokuqonda ezifana nevenkile yokutya, ukuzizonwabisa, iholide, i-electronics, kunye nezipho.
Ukuphonononga unyaka odlulileyo weengxelo zakho zekredithi kunye nekhadi lokudibanisa ukubala imali yakho yokuchithwa. Yongeza kwaye uhlule ngo-12 ukufumana umyinge wenyanga.
Unakho ukuthenga isofthiwe okanye ubhalisele inkonzo ye-intanethi ukugcina iithebhu kwiindleko zakho.
Yongeza i-Your Expended Orderly Expenses
Thelekisa iindleko zakho zonke kwiholo lakho. Ukuba uchitha ngaphezu kokufumana, kuya kufuneka wenze utshintsho oluthile.
Ukuba ufumana imali engaphezu kokuchithayo, sivuyisana - usuke uqala ukuqala. Ngoku yisikhathi sokuhlawula imali yakho yokugcina imali.
Nciphisa Iindleko Zakho Zokuqonda
Ukuba usichitha ngaphezu kokuba ufumene, iindleko zakho zokuqonda kufuneka zibe ngowokuqala kwaye zilula ukusika . Pake isidlo sasemini endaweni yokutya ngaphandle. Qeshisa i-movie ekhaya ngaphandle kokuya kwindawo yokudlala.
I-Trim Your Cost Fixed
Iindleko ezizinzileyo ziyanzima ukunqumla, kodwa ungasindisa amakhulu ngokukwenza njalo. Cela ukuhlolwa kwakhona kwexabiso lakho lasekhaya ukuba ucinga ukuba iirhafu zakho zepropati ziphezulu. Xoxa ngezinga le-inshurensi ephantsi kwimigaqo-nkqubo yakho eyahlukeneyo. Cela eyodwa kwikhefu yekhefu.
Hlela izinto zokuPhumela phambili
Xa imali yakho engenayo iphezulu kuneendleko zakho, zithathe iinqununu ofuna ukuzilondoloza. Izinto eziphambili zokugcina imali kufuneka ziwele kwiindidi ezintathu:
- Ixesha elifutshane: iholide, isikhwama sokulungisa imoto
- Ixesha eliphakathi: umtshato, iikholeji zezingane zakho
- Ixesha elide: umhlalaphantsi
Hlukanisa ukonga kwakho kwiingxelo ezahlukeneyo ezazinikezelwa nganye.
Thelekisa okwenene ukuchitha kwiBhajethi yakho
Ngenyanga nganye, jonga ngeenkcazo zakho kwaye uqhathanise imali engenayo kunye neendleko kwiimilinganiselo ezichazwe kwisabelomali sakho. Uza kubona iindawo apho unesiphako kunye nemimandla onayo ngaphezu kokulindelwe.
Ingaba ufuna ntoni
- Iimbuyekezo zakho zentlawulo okanye irhafu yentlawulo echaza ingeniso yakho
- Iingxelo zekhadi zezikweletu kunye nekhadi
- Uluhlu lweendleko
- Calculator