Enye yeenkampani zomshuwalense eyaziwayo kakhulu e-US yi- Progressive Insurance , ngokubulela inxalenye kwimveliso yeevenkile ebonakalayo yimpumelelo yee-TV. "I-Progressive Corporation iye yoshishino ukususela ngowe-1937 kwaye inikezela umgca opheleleyo wemveliso ye-inshorensi kubandakanya imoto, isithuthuthu, abanikazi bezindlu, abaqeshisi, ubomi, impilo, i- inshurensi yemoto kunye ne- inshorensi yesikhephe .
Uzinzo lwezeMali kunye noKhuseleko lwaBathengi
I-Intshurensi yeProgressive ine-$ 8 yezigidigidi ezibhalwe kwiiprayimari zomgaqo-nkqubo kwaye zinegunya eliphezulu kakhulu zezimali ngokusebenzisa le mibutho yomshuwalense :
- I-S & P : AA "Isilinganiselo se-AA sibonisa amandla amakhulu kwenkampani ukuhlangabezana nezibophelelo zezimali."
- AM Best : A + "Excellent"
- Fitch : AA "Unamandla kakhulu"
I-Business Business Bureau
I-inshurensi ye-Progressive ine-"-- "nge-Business Business Bureau. Ifayile yavulwa ngo-1956. Inkqubela phambili ayinayo imvume evela kwi-BBB. Ngelixa iinkampani azibophekanga ukuba ziqinisekiswe yiBBB, yindlela yokuba abathengi babone indlela inkampani ilawula ngayo kwaye ixazulule izikhalazo. Inkqubela phambili inamaphuzu ahlukeneyo angama-3.29 kwiingqungquthela ezi-5 ezisekelwe kumanqaku angama-158. Unokufunda ngokubanzi malunga ne-Progressive's BBB rating apha.
Policy Assurance Policy
Inkqubela phambili iqinisekisa izikebhe ukuya kuma-50 ubude ubude kwaye zifike kuma-250,000 kwixabiso.
Umgaqo-nkqubo uphawula emifuleni, emachibini asemazweni nakwimimandla yamanzi ehamba phambili yelizwekazi laseMerika naseCanada kuquka amanzi olwandle ngaphakathi kweekhilomitha ezili-50 kummandla wonxweme. Umvuzo wokunyaniseka unciphisa i-deductible yakho ngeepesenti ezingama-25 kunye nexesha ngalinye lemigaqo-mali. Umgaqo-nkqubo we-inshurensi yesikhephe ukusuka kwi-Progressive inezinto ezininzi ezinokwenziwa ngokwezifiso eziquka:
- Uncedo lweNdlela
- On-Water Towing
- Ukutshintsha kweMali epheleleyo
- Ubungakanani beBeersers Coverage
- Ukuxhamla kweMifutha
- Umgca wokuSuswa koKhuselo
- Umgangatho wexabiso loVunyelweyo
Unokufumana i-inshurensi yeenqanawa ukusuka kwi-Progressive kule iindidi zeenqanawa okanye zamanzi: u- Runabout, i-Mini Jet Boat, i-Sailboat, i-Pontoon, i-House Boat, i-Cabin Cruiser, i-Bass Boats, i-Personal Watercrafts kunye nezinye iintlobo zokuloba.
Ezingabikho
Inkqubela-phambili ayinikezeli ukulimala emzimbeni emabhentshini angaphezu kweminyaka eyi-15 ubudala exabisa ngaphezu kwama-20,000. Kwamanye amazwe, kukho ubuninzi obukhulu (iminyaka engama-20 ubudala kwaye baluxabisa ngaphezu kwe-40,000 zamaRandi). Iipolisi azibhalwa ukulimala komzimba kuphela okanye injini / ukukhutshwa kwemoto kuphela. Akukho zixhobo ezifumanekayo kwiinqanawa ezingaphezu kwama-50 engamaxabiso kwaye zixabisa ngaphezu kwama-250,000 amawaka, amanzi amanzi axabisekileyo angaphezu kwama-27,000, iinqwelo ezingaphezu kwe-75 mph ngesivinini esiphezulu okanye ezingenakuhlangabezana neemigangatho ze-US Coast Guard Standards.
Inkonzo yeNkqubo kunye namabango
Ngewebhusayithi ehamba phambili, unokulawula umgaqo-nkqubo wakho, uhlawule i-bill yakho kwi-intanethi okanye ufumane amakhadi e-ID yomshuwalense. Kwiimangalo, ungabika ibango kwi-intanethi xa ungena kwi-Progress policy okanye ngokubiza 1-800-776-4737. Unokulandelela amanqaku akho kwi-intanethi usebenzisa inombolo yakho yesibango.
Inkampani inikezela nabanikazi bayo umgaqo-nkqubo we -inshurensi yeselula ehambelana ne-iPhone, iPad kunye ne-iPod touch.
Izaphulelo
Inkqubela phambili inikeza abanikazi beekhephe iindlela ezininzi zokugcina imali kubandakanywa izaphulelo ezilandelayo:
- Inkqubo yoKhuseleko : Unako ukufumana isaphulelo ngokugqiba ikhosi ekhuselekile yokukhusela iinqanawa.
- Umnikazi wezindlu : Ukufumana ikhaya lakho kukufanele ukuba ufumane isaphulelo somnini.
- Ukuhlaziywa kwama-Free-Claims : Ukuba awunayo iingozi ezenzakaliso ngexesha lomgaqo-nkqubo, uya kufumana isaphulelo ekuvuseleleni.
- Iimoto ezininzi: Ukuqinisekisa iikholeji ezingaphezulu kweyodwa kukukufumana isaphulelo sezithuthi ezininzi.
- Umgaqo-nkqubo oManyeneyo: Iipolisi ezininzi kunye ne-Progressive ezifana ne-auto ne-homeowners inshurensi, iyakulungele ukuba ufumane isaphulelo semigaqo-nkqubo.
- I-Stele Assisted Steering : Ukuba necebo lokulawula elingenalutho kwiimveliso zakho zamanzi ziyakukufanelekela kwesi saphulelo.
- Umqhubi onoxanduva : Ukuba ungekho izingozi okanye ukuphulwa kwiirekhodi zakho zokuqhuba ukuqhuba ngexesha leminyaka emithathu edlulileyo, ufanelekile ukufumana isaphulelo sokuqhuba umqhubi.
- Umnini woqobo : Umlinganiselo wakho uya kuncitshiswa ukuba nguwe kuphela umntu ophethe inqanawa yakho.
- Ukuhlawulwa ngokupheleleyo : Ukuba uhlawula i-premium yakho yepolisi ngenkokhelo enye, uya kufumana isaphulelo sokunciphisa.
Iingcamango Zokugqibela
Inkqubela phambili ligama eliyaziwayo kwi-inshurensi kwaye linamandla amakhulu emali. Ikhefu elipheleleyo lokutshintshwa kwenkxaso enikezelwa ngeProgressive ithatha indawo yakho inqanawa kunye nomzekelo omtsha wolwimi ukuba ilahleko ifunyenwe kwaye kwiminyaka emihlanu yokuqala imodeli. Unokunciphisa i-deductible yakho ngama-25% kwixesha ngalinye lomgaqo-nkqubo ohlala ungenazo ingozi. Akukho mrhumo eyongezelelweyo yokunyaniseka kwembuyekezo kunye nexabiso elivunyelweneyo kunye nemigaqo-nkqubo yokulahlekelwa yintlawulo.
Kukho iintlobo zeenqanawa ezingabandakanywa kwi-coverage, ngoko qiniseka ukuba uhlobo lwenqanawa lwakho lufakwe ngaphambi kokuba ufumane ukucaphula. Xa kuthelekiswa neengcaphuno zomshuwalense wesikhenkce, inshorensi yokuqhubela phambili yesikhokhelo yinto enhle yokuyiqwalasela. Ukufumana ulwazi oluthe xaxa malunga ne-inshorensi yesikhephe ukusuka kwi-Progress, tyelela kwiwebhusayithi yeNtuthuko okanye ubiza 1-855-758-0943.