Yiyiphi Umgcini
Xa wenza idiphozi kuyo nayiphi na i-akhawunti, iikohlo zakho zenziwe zihlawulwe kwaye zigcinwe ngqo kumgcini wakho wokugcina ngokubhekiselele kwinombolo yakho ye-akhawunti. Umlondolozi wakho uxanduva lokugcinwa ngokukhuselekileyo kwemali yakho eyimali enzima.
Umgcini-mvume uyakukuthumela ingxelo yenyanga okanye nganye yekota ukuze ikuxelele into abambelele egameni lakho.
Ukongeza kokubambelela kwimali yakho kunye notyalo-mali nokuthumelela ingxelo ye-akhawunti, umgcini-mgcini usebenza njengomntu ophakathi komntu xa ufuna ukuthenga okanye ukuthengisa into ethile. Kwi-system based based market, umthengi kunye nomthengisi akaze ahlangane, ngoko ke, umgcini-mgcini unomsebenzi obalulekileyo wokuqinisekisa ukuba imali yakho iya kumntu ofanelekileyo kunye nangona kunjalo.
Xa bathatha imiyalelo yakho yokuthenga into ethile, umgcini-mgcini uya kwenza amalungiselelo okufumana omnye umgcini-mthengisi nomthengisi ofanelekileyo othengayo. Baya kurhweba imali yakho kwisitokethi ofuna ukuyithenga. Ukuba ufuna ukuthengisa isitokiti, ungumntu oza kulungelelanisa ukuthenga okufanelekileyo ukunika inani elifanelekileyo lemali oyifaneleyo ukuthengiswa. (Qaphela ukuba abagcini besikhokhelo bahlawula imali yentlawulo xa uthengisa okanye uthengisa utyalo-mali.)
Ukuba unayo isitokethi kwaye uye wazisa isahlulo , kufuneka uqiniseke ukuba uyifumana. Umlondolozi uya kwenza amalungiselelo ukuba ufumane isabelo sakho kwaye uya kufaka zonke iimaphepha eziyimfuneko ukuba ubike ezi zihlawulelo kwi-IRS, ukuba iyasebenza.
Khawucinge ngeendlela ezininzi zokuthengwa kwempahla ezenzeka ngexesha lonyaka wekhalenda; le mi sebenzi yokuthenga nokuthengisa iyongeza.
Ngako oko inkokhelo kunye nokufumana igalelo kunye nemisebenzi ethile yenkampani efana nesitokhwe sidibanisa okanye sidibanisa . Umgcini wokulondoloza zonke ezi zinto egameni lakho. Ngokusebenzisa umlondolozi ohloniphekileyo, unokuxhomekeka kubuchule bakhe bokusingatha ukuthengiselana okunzima endleleni.
Xa iNkampani ingabonisi
Ukuba ufuna isitifiketi sabelo esikhutshweyo, umzekelo, we-Inkampani yeWalt Disney, uya kuyala isitifiketi somzimba (egameni lakho), kwaye nabani na ophethe isatifikethi njengalo mkhuseli. Xa isatifikethi sesitokethi sikhutshwe isikhungo sezemali akusisona sikhuseli kwaye asinaso uxanduva lokulandelela ubunini kunye nokuthengiselana kotyalo-mali. Amafayili okucebisa okutshatyalaliswayo alawulayo alawula amashishini egameni labathengi abasebenzisa umlondolozi ukuba abambe iimpahla zabaxumi.
Ngokomzekelo, i-firm firm yokuzimelela ngokuzimeleyo isebenzisa uCharles Schwab njengomgcini wezinto zokuthengisa. I-firm firm iyalathisa utyalo-mali kodwa ayinalo "ukugcinwa", okanye ifa, lemali yomthengi. NguSchwab ogcina ulondolozo lweempahla. Bamba i-asethi "kwifom yeencwadi," oku kuthetha ukuba kungeniswa kwikhompyutha. Ukufunda ngakumbi ukufunda enye indlela elula yokugweba ukunyanzelisa utyalo-mali ochaza iindlela ezine zokunceda ukukhusela iakhawunti yakho ekukhohliseni utyalo-mali.