Ezi mbono zenze ukuba ndikholelwe ukuba ezinye i-agent zithengi, kungekhona zonke zazo, ngokungaqhelekanga zixubushe ngezinto ezixutyushwayo kwisivumelwano sokuthenga kunye nomthengi. Amagosa amaninzi aqwalasela iibhokisi ngokweziko zendawo, kwaye akukho nto iphosakeleyo ngale ndlela ngaphandle kokuba ayithethi ukuba umthengi okanye umthengisi ukhethe okanye athi kulo mbandela, kuncinci ukuqonda ngokucacileyo malunga nokuthenga .
Ukuba umthengi uchitha amakhulu amawaka eedola ukuthenga ikhaya , abo bathengi bafanelwe ukwazi amaxabiso athathwe kunye nezwi ngeli meko. Ngokufanayo, umthengisi kufuneka azi ukuba ziphi na izinto ezinokuthethwa ngazo kwaye ingaba kukho nawaphi na indawo kwezinye iindleko zokuthengiswa, ezichaphazela intengiso yomthengisi .
Ngokomzekelo, nangona kungavamile, ndithengisile ukuba abathengisi bathi bakhethe esikhundleni sokunciphisa kakhulu intengo yokuthengisa kwaye bavumele umthengi ukuba ahlawule zonke iindleko zokuthengisa, ngaphandle kwekhomishini .
Kukho izizathu zokwenza njalo ngaloo ndlela kunye nezizathu zokungabikho. Mhlawumbi into ebaluleke kakhulu ekuthengisweni kwezimali, ukuba umthengi kufuneka ahlawule isahlulo somthengisi weendleko zokuvala, kuya kuthetha ukuzisa imali eninzi ngaphezulu ukuze uvale. Yiyo i-boomerang. Abathengi bahlala beqinile kwiimali zamanzi.
Sekunjalo, iindleko zokuvala zingaxoxwa phakathi kwamaqela. Ngubani ohlawula nayiphi na isabelo seendleko zokuvala into enokuthintana kuyo kwisivumelwano sokuthenga indawo yokuhlala, nangona ingaba yinto yesiko ukuba umthengisi athathe ipesenteji enkulu zezo ntlawulo. Kutheni umthengisi? Kungenxa yokuba umthengisi ngokubanzi ufumana imali ngokuthengiselana kwaye umthengi uyayichitha ephaketheni.
Khawukhumbule, ukuba, nokuba onke amazwe aseMelika kakhulu kakhulu asebenzisa isivumelwano sakhe sokuthenga indawo yokuhlala. Akukho Uhlobo-oluFanayo-Lonke. E-Texas, iikontraka zibizwa ngokuba yiNye kwiKontrakthi yokuHlala yoLuntu lweZine, ephuhliswe yiKhomishoni yaseTexas Real Estate.
E-California, isivumelwano sokuthenga ikhaya yiSivumelwano Sokuthenga Indawo yokuhlala yaseCalifornia kunye nemiyalelo yokuHlalwa kweeNgcaciso, ngokuhlaziywa ngokukhawuleza phantse minyaka yonke yi-California Association of Realtors. Kubonakala ukuba eFlorida, i-agents zisebenzisa iindidi ezahlukeneyo zokuthenga izivumelwano eziye zavunywa yi-Florida Bar kunye neFlorida Association of Realtors, kuxhomekeke ekubeni umthengi uthengela ikhaya.
Nangona kunjalo, nangona zonke iintlukwano kunye neendlela ezahlukeneyo apho i-real estate iqhutyelwa kulo lonke ilizwe, iinkalo ezithile zezivumelwano zokuthenga zifana.
Iindleko zokuvala ziyimali onokufuna ukuyiqwalasela ngaphambi kokusayina isivumelwano sokuthenga kwaye ubuze i-arhente yakho yezindlu xa uthengiswa. Qaphela ukuba usenokungafuni ukuzama ukutshintsha indlela yangokwesiko isetyenziswe ngayo, umzekelo, ngokukodwa ukuba unenxaxheba kwimeko enokuxhamla amaninzi ngenxa yokuba inokulimaza amathuba akho okuvunyelwa.
Iintlobo zeeMali eziThengiselweyo kwiSivumelwano sokuThengwa koMhlali
- Ukutshintsha irhafu
- Imirhumo yokuhlawula
- Umgaqo-nkqubo weNkampani yoMshuwalense
- Umbuso ochazwe ngokusemthethweni
- Iimali zokudlulisa i-HOA kunye neemviwo zeemviwo
- Ukuhlolwa kunye neengxelo
Iintlobo zeeNtetho zeNtsebenziswano kwiSivumelwano sokuThengwa koMhlali
- Isixa semali esinyanisiweyo imali
- Ixesha lokuba umthengisi angenise ukuchazwa
- Ixesha lokugqiba bonke abahloli bokuhlola
- Ixesha lokuthenga umthengi ukufumana uvavanyo
- Ixesha lokuthenga umthengi ukufumana imvume yemboleko
- Izinto zepropati ezihlala kunye nekhaya
- Izilungiso ezingabandakanywa ekuthengiseni
- Ixesha lokuvala ukuhluthwa
- Isikhathi sokukhupha izinto ezifana nokuthengisa ikhaya elikhoyo
- Ixesha lokuhamba ngokugqibela
- Ithuba lokufumana
- Umonakalo ofanelekileyo
- Isombululo sesisombululo
- Ixesha lexesha lokunikezelwa kokunikezelwa
Abathengi abaninzi bakuthola kuncedo ukufumana ikopi yesivumelwano sokuthenga sokuhlala ngaphambi kokubhalwa kwesibonelelo, kodwa kunikezelwa kwimeko esheshayo kunye nokuba mangaphi amaxwebhu asayinwe kwi-intanethi, oku akunakwenzeka. Izivumelwano ezininzi zokuthenga iindawo zokuhlala ziqukethe iphepha ezili-10 okanye ngaphezulu, kwaye zihlala zikhona ezinye iimpepha ezinokuthi zihambisane nesivumelwano.
Ngokuqhelekileyo, xa ndisebenza nabameli, bafuna ukufunda isivumelwano sonke sokuthenga, kwaye andibagxeli. Ngokuqinisekileyo, abaninzi abathengisi basekhaya kunye nabathengi abayi-arhente, kodwa ndikhuthaza onke amaqela ukuba afunde ngokupheleleyo isivumelwano, ukuba abuze imibuzo, kwaye aqhubeke ebuza imibuzo ukuba iimpendulo azihambelani. Unelungelo lokukwazi iinkcukacha zokuthenga kwakho ekhaya. Ukuqeqesha okulungileyo. Musa ukuhlala "ekuqaleni" kwaye "sayine khona."
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.