Inkampani ngoku inika uluhlu olubanzi lwemveliso yomshuwarensi yomshuwalense, i-annuities, izicwangciso zempesheni, imali kunye kunye nezinye iimveliso zemali kubantu ngabanye nakwamashishini.
I-Pacific Life yinkampani ye-Fortune 500 ene-$ 1.4 yezigidigidi ezihlawulwe kwi-inshurensi kunye neenzuzo zonyaka kunye neengaphezu kwezigidi ezi-7 zeebhiliyoni kwimali yokusebenza. Iqela le-4 enkulu kunazo zonke inkampani ye-inshurensi yempilo yase-US ekuthengiseni. Isiqubulo sePacific Life "sinamandla okukunceda uphumelele."
Iinkampani ezincedisayo zePacific Life ziquka: I-Capital Capital Group Corp, i-Pacific Asset Management, iPacific Life RE Limited ne-Pacific Select Distributors, LLC . Inkampani yase-Pacific Life Insurance iye yanikela ngemali engaphezu kwezigidi ezingama-84 kwiminyaka engamashumi amathathu edlulileyo yokunceda uluntu olunomvuzo ophantsi kwi -Pacific Life Foundation .
Ukulinganiswa kwezeMali kunye nokuHlola kwabaSebenzi
Ubomi bePasifiki bunamandla obukhulu bokubaluleka kwezezimali kule mibutho ebalulekileyo ye- inshurensi :
- AM Best - A + Superior
- Inkonzo ye-Investor ye-Moody - A1 Enhle
- I-Standard & Poor's (S & P) - AA- Very Strong
- I-Fitch - A + eqinile
I-Business Business Bureau inikezela i-Pacific Life Insurance Inkampani yayo ukuba i-"A +" isilinganiselwa nangona inkampani ingavunyelwanga neBBB.
Akukho ndawo eninzi yolwazi kwi-BBB indawo malunga nePacific Life kodwa kukho izikhalazo ezimbalwa zabathengi ezidweliswe.
Iinshurensi zeMpilo
Inkampani ye-inshurensi ye-Pacific Life inikeza ezi zinto zilandelayo:
- I-inshorensi yobomi besikhokelo : i- inshorensi yentsholongwane yokuphila nge-Pacific Life inikezela ngokukhawuleza kwindleko. Kananjalo unakho ukhetho lokuguqula umgaqo-nkqubo we-inshorensi yobomi kwipolisi yexabiso lemali kamva xa ukhetha. I-inshorensi yobomi besikhokelo iyafumaneka kwiminyaka eli-10 ubudala, iminyaka eli-15 ubudala, iminyaka engama-20 okanye iminyaka engama-30. Unako ukongeza ukhuseleko olongezelelweyo ngokufaka umgibeli wesifo sokuphela, okanye ukukhishwa kwemali okanye i-premium umgibeli okhupha iiprimiyam emva kwexesha lokulinda leentsuku ezili-180 ukuba umshwalense uyakhubazeka ngaphambi kweminyaka engama-60.
- Ubomi Bomshuwalense Wobomi Bakho : Kukho izicwangciso ze-inshorensi yobomi bendalo ezifumaneka kwi-Pacific Life Insurance Company. Izicwangciso zinika ukhuseleko lokufa kunye nokuqokelela imali. Ezinye iiplani zinika iikhompyutheni zentlawulo eziguquguqukayo kunye nenani lentlawulo elincinci elincinciweyo. Ukuba iifowuni yakho idinga utshintsho, unokulungisa utshintsho lwakho. Kananjalo unakho ukuthabatha umboleko wemigaqo-nkqubo ngaphandle kwexabiso lemali eliqokelelwayo lomgaqo-nkqubo wakho.
- I-inshorensi ye-Universal Life Insurance : I-Pacific Life inikeza izicwangciso ze-inshorensi yobomi bendalo ezihlukeneyo ezintathu. Ezi zicwangciso zinikezela ngeniso = inzuzo yentlawulo yerhafu, ukukhutshwa kwemali yerhafu nokukhutshwa kweentlawulo ezingenanto. Umgibeli okhuselekileyo okhuselekayo uqinisekisa ubuncinane bexabiso lemali ekuhlanganyeleni ekupheleni kweminyaka engama-15 okanye iminyaka engama-30.
- I-inshorensi ye-Universal Life Insurance : I-Pacific Life inezicwangciso ze-inshorensi zobomi zendalo ezi-5 ezahlukeneyo. Ukongeza kwokhuseleko lwe-inshorensi yobomi, ezi zicwangciso zinikeza inani elincinci lokubonga inzala. Unokwenza umgaqo-nkqubo ngokulungisa utshintsho lwakho lwe-premium kunye ne-inshorensi yobomi ukuze ulungele iimfuno zakho.
Ukongeza kwi-inshorensi yobomi, iPacific Life ibuye ithengise le mali, inzala kunye neenkonzo kunye neenkonzo:
- Amanqaku ahlukeneyo
- Amanxeba aHlomelo
- US Equity Mutual Funds
- IiNkcazo zeMali eziMali eziHlomelo
- Ii-Multi-Asset Mutual Funds
- Cwangciso loShishino oluNcinci (ucwangciso lolandelelwano, ukucwangciswa kwezoshishino, izicwangciso zokubuyisela izibonelelo)
- UkuCwangciswa koMhlalaphantsi
- Imali yeNgeniso
Resources Online
Iziko lemfundo linika ulwazi malunga namathuba omsebenzi kwiPacific Life. Iziko lemfundo lihlala nelayibrari yevidiyo kunye nezihloko kwiholo lokuthatha umhlalaphantsi, izisombululo ezincinci zezoshishino, izicwangciso zobomi kunye nokucwangciswa kwempahla, abafazi kunye nobutyebi, ukucwangcisa umhlalaphantsi kunye nevidiyo malunga nendlela yokulondoloza ilifa lakho. Kukho nezinye izixhobo ezinjenge-infographics, calculators kunye nezixhumanisi kwiiwebhu zangaphandle zeengcebiso zezezimali. Kukho icandelo lokuphila impilo kunye nezixhobo zokufundisa kwiinkalo ezahlukeneyo zempilo kunye nempilo.
Ngaphantsi
Inkampani yase-Pacific Life Insurance yinkampani ehloniphekileyo eneeminyaka engaphezu kwe-145 kwishishini lomshuwalense.
Unamandla okulinganisa kwemali kunye neentlobo ezintle zeenkqubo zinshorensi yobomi ukufanisa iimfuno zakho ezithile. Nangona ingagunyazisiwe neBusiness Business Bureau, ine-A + rating. Yilona khetho olufanelekileyo lokuqwalasela xa ufuna ixabiso elifanelekileyo kwi-inshorensi .
Iinkcukacha zoqhakamshelwano
Ukufumana ulwazi oluthe xaxa malunga ne-Pacific Life Insurance, ungabiza ngo-1-800-800-7646, ukuya ku-5: 00, ngoMvulo-ngoLwesihlanu, kwixesha le-Pacific okanye uvakashele iwebhusayithi ye-Pacific Life Insurance Company. Ungasebenzisa kwakhona ifom ye-intanethi yemibono okanye izimvo.