John Bogle Quotes kwi-Mutual Funds kunye ne-Index Investment

Amazwi oBulumko kwi-Index Index Pioneer

UJohn C. "UJack" uBogle nguMsunguli weVanguard Group, Inc. Unokuthiwa ngokuziwayo ngokufundisa kwakhe ngokungapheliyo nangokushumayela kwiimpawu zokutsalwa kwetyala.

John Bogle Quotes

Nazi ezinye zezona zinto zichanekileyo zikaJohn Bogle kwiingxowa-mali kunye kunye nenkcazo yokutyalomali evela kwimithombo eyahlukeneyo, njengento yokuthetha koluntu kunye nezinye zeencwadi zakhe, ezifana nokuSetyenziswa ngokuqhelekileyo kwi-Mutual Funds: Iimpawu ezintsha kwi-Investor Intelligent :

"Musa ukukhangela inaliti kwindawo yefestile. Zithenge nje i-haystack! "

"Abathengi-mali bathembele ukuba banokukhetha ngokulula abaphathi bezimali. Aphosakele. "

"Ummangaliso wokubuyisa umonakalo uphazamisekile ukunyanzeliswa kweendleko."

"Ingcamango yokuba intsimbi iyakubonakalisa ukuba abatshali-mali kufuneka bangene okanye bangaphandle kweemarike akakholwanga. Emva kweminyaka ecishe ibe ngu-50 kule shishini, andazi mntu umntu owenze ngokuphumelelayo nangendlela efanayo. Andizi namnye owaziyo na umntu owenze ngokuphumelelayo nangokuthe rhoqo. "

"Kwiingcebiso ezi-1,028 ezenziwe ngumbutho werhwebo oqhelekileyo kwikota yokuqala ka-2001 (ukuphakama kweemarike zenkomo), kuphela i-7" zathengisa "iingcebiso."

"Ngo-1950, abatyali-mali ngabanye bathatha iipesenti ezingama-92 zama-US kunye nabatyalomali beziko babephethe iipesenti eziyi-8. Iindima ziye zanyuka, kunye namaziko, ngoku aphethe ama-70 ekhulwini, aphezulu kunye nabantu ngabanye, ngoku baphethe iipesenti ezingama-30, bedlala indima yesibini. Ukubeka nje, la maziko angamaziko ngoku ngokubambisana abamba ukulawula ngokuvota kwi-Corporate America. "

"Ngokulinganisela, inkqubo yezemali ithatha ixabiso ukusuka kuluntu"

Icandelo lenkampani yokuxhaswa kwemali, umzekelo, isantya sonyaka se-portfolio yokubuyiswa kwemali esikhokhelwa ngokulinganayo ngokwemali ye-equity fund iqhuba malunga nama-100 ekhulwini, ukusuka kwiipesenti ezingama-25 eziphantsi kwe-quintile engaphezulu kakhulu kwi-230 kwipesenti eziphezulu. . (Ingeniso yeengxowa-mali zentengiso-ntengiso nganye malunga neepesenti ezingama-7.) "

"Iimarike zezemali zinzima kakhulu ukuba zihlukanise nayiphi na into engafaniyo ngokulula, njengokungathi uqhuba uphando lwezenzululwazi. Ingxelo ingenakubonakaliswa ubungqina bokuba ukubikezela ngokucacileyo kwexesha elifutshane ukuguquka kwamanani entengo kungenziwa ngokuchanekileyo. Amaxabiso eesitokisini eziqhelekileyo ayingqonge kwaye ayikho inkohliso. "

Ifilosofi ye-John Bogle yongenisa i-index yokuqala yenkcazo efumanekayo kuluntu jikelele, i- Vanguard 500 Index (VFINX) ngo-1976. Nanamhlanje, le ngxowa-mali enye yeyona mali efanelekileyo ye-S & P 500 ne- Vanguard imali ozithandayo lweemali ezihlanganyelweneyo kwisihlwele esizenzayo.

Qaphela kwakhona: Iimvo ze-Warren Buffett kwi-Investment, Life and Mutual Funds

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.