I-FAFSA yasekuqaleni ichaphazela lonke ixesha lekholeji.
Kukho ngaphandle - ukusebenzisa kwiikholeji. Uninzi lwabafundi abakhulileyo ezikolweni eziphezulu ziqhubeka kakuhle kwinkqubo yabo yokufaka izicelo zenkxaso yeekholeji, ngelixa i-juniors eziphakamileyo eziphezulu zimele zilungele ukuqala ukusebenzisa. Kodwa kuthekani ngezikole eziphakamileyo zezikolo? Ingaba utshintsho lwangoku kwi- online FAFSA usuku lokufumaneka kunye nokusetyenziswa kwengcaciso engenayo yonyaka ongaphambili kunayo nayiphi na imiphumo kwiishedyuli zokucwangcisa iikholeji?
Ba no kwenzeka.
I-sophomores yesikolo esiphakamileyo kunye nabazali babo kufuneka baqwalasele ngenyameko ukutshintshwa kwexesha, ngoko banokukwazi ukubona amanyathelo afunekayo ukuba bathathe kwiminyaka ezayo ukwenzela ukuba bandise amathuba abo okufumana uncedo lwezezimali olongezelelweyo. Olunye utshintsho olukhulu olunokuchaphazela indlela abazali abagqiba ngayo ukujonga ingeniso kunye neendleko kukusetyenziswa kwe-prior-year-year, okanye i-PPY, umxholo wokuqokelela ulwazi lweengeniso. Xa i-FAFSA iphume ngoJanuwari, yayisebenzisa ulwazi lokufumana ingeniso kwirejista yangaphambili yenyanga yentlawulo yangaphambili. Ngoku ukuba i-FAFSA iphuma ngo-Oktobha kunyaka wezifundo ezilandelayo, isasebenzisa ulwazi lwengeniso ukusuka kwirejista yokugqibela yerhafu, kodwa oku kuvela kuba yinto engaphambi komnyaka weseshoni. Ukudideka komsindo? Makhe sijonge indlela oku kusebenza ngayo kubafundi abasesikolweni esiphakamileyo kunyaka wezifundo ze-2016-2017:
- Abadala abakhulileyo esikolweni abaya kuba khona kwiikholeji ngo-2017-2018 bazalise i-FAFSA ukususela ngo-Oktobha 1, 2016 ngokusebenzisa ulwazi lwabo lwerhafu luka-2015.
- Abafundi abasesikolweni samabanga aphezulu abaya kubakholeji ngo-2018-2019 baya kuzalisa i-FAFSA ukususela ngo-Oktobha 1, 2017 kunye nolwazi lwerhafu lwango-2016.
- Izikolo eziphezulu zamabanga aphezulu eziza kuba kholeji ngo-2019-2020 ziya kuzalisa i-FAFSA ukususela ngo-Okthobha 1, 2018 ngolwazi lwerhafu lwango-2017.
- Abafundi abasaqalayo esikolweni aphezulu abaya kubakholeji ngo-2020-2021 baya kuzalisa i-FAFSA ukususela ngo-Oktobha 1, 2019 kunye nolwazi lwerhafu lwango-2018.
Ngaba uqaphele ukuba ezi tshintsho zithintela njani i-sophomores zangoku, kunye nabasanda kubakho? Eli thuba lithetha ukuba nantoni na eyenzeka kumfundi okanye ngabazali ngezimali ngo-2017 iya kusetyenziswa njengesiseko sokubala ukufaneleka kwabo uncedo lwezezimali. Ezi ntsapho kufuneka ziqaphele xa zenza izigqibo malunga nokuthatha ukuphakanyiswa okanye ibhonasi, ukuthengisa indlu okanye utyalo-mali, ukudlulisela impahla, okanye ukuhambisa imali kwigama lomfundi. Iintengo ezinkulu okanye izinto ezingenangqamaniso zengeniso zingenza ukuba kubonakale ngathi unenqanaba eliphezulu lokufumana imali, eliya kubakho kwi-High Expected Family Contribution, i-EFC, kunye nokufaneleka kwezemali eziphantsi. Imali egameni lomfundi ithathwa njengento ekhoyo kwiikholeji kwizinga eliphezulu kakhulu kunelo bazali.
Nangona kubonakala ngathi uhambo olude, ukukhetha okungalunganga ngo-2017 kunokunciphisa inani lemali encedayo xa ugcwalisa i-FAFSA ngo-2018. Le minyaka ingaba neenjongo ezininzi eziphikisanayo - unokukhathazeka ngokulondoloza umhlalaphantsi, ukuhlawula irhafu, nokuhlawula iikholeji, kodwa qaphela ukuba isigqibo esinenzuzo kwenye indawo sinokuba nemiphumo kwenye. Unokufuna ukujonga nayiphi na intsalela okanye iminikelo ephantsi kwexabiso lentela ohlawulayo.
Ukuba iirhafu ziphantsi, iikholeji zinokucinga ukuba unokukwazi ukuchitha ngaphezulu kwiingcali kunye nezinye iindleko. Yonke isenzo esifanelekileyo, esoloko sifuna uncedo lomcebisi-mali kunye nomcebisi wezezimali wezeklinikhi.
Iminyaka embalwa elandelayo iya kubonisa ukuba impembelelo ye-FAFSA yakudala inayo imali yeentsapho kunye noxanduva lwezemali, kodwa kuya kufuneka uhlawule ngokukodwa kwinkqubo yonke yokufaka iikholeji . Izikolo zinokunyusa izicelo zabo kunye neeholuji zenkxaso-mali ngokusekelwe kwindlela yonke into yokuxhamla ngayo ngo-2016 no-2017. Unokufuna ukucinga ngokuqala uludwe lweekholeji ezinokuthi ngoku, kwaye mhlawumbi wenze ezinye iindawo zokuvakashela ihlobo. Funda ngoku njengokuba unako ngoku malunga nezemali kunye ne-FAFSA ngoko uya kuba nekhanda lokuqala xa umntwana wakho eba sesikolweni esiphakeme.