Inokuxhomekeka kwiprofayili yakho yengozi kunye nexesha lokugqibela
Iikhontrakthi kunye nezikhetho zombini zizinzuzo kunye neengxaki zabo, kwaye abahwebi abanamava badla ngokusetyenziswa kokubili kuxhomekeke kwimeko. Abanye abathengisi bathanda ukugxila omnye okanye omnye.
Kungcono ukuqonda ngokupheleleyo iimpawu ngamnye xa ugqiba indlela yokuthengisa iimveliso. Ukusuka apho, kungumcimbi wokusebenzisa izicwangciso ezikwenza ingqiqo kuwe.
Iimvumelwano zoTywala
Iikontrakthi zexesha elizayo yile imoto eyona nto iyilungele ukuyisebenzisa kwimpahla yokuthengisa. Ezi zivumelwano zininzi ngaphezu kweenkontileka zekhetho kwaye akudingeki ukuba uxhalabe malunga nexesha elikhethiweyo lokubola ixesha lokubaluleka kwezinto ezinokukhetha.
Iikhontrakthi zexesha elizayo zihamba ngokukhawuleza kunokuba zikhethile zikhetho ngenxa yokuba ukhetho luhamba kuphela ngokulungelelaniswa kwisivumelwano sekamva. Le mali ingaba ngama-50 ekhulwini kwiindlela ezikhethiweyo zemali okanye mhlawumbi iipesenti ezili-10 kuphela zokwenza okukhethileyo ngaphandle kwemali.
Iikhontrakthi zexesha elizayo zenza ingqiqo ngeenjongo zokurhweba ngosuku . Ngokuqhelekileyo kukho ukunyakaza okuncinci kunokuba kunakho ukhetho, kwaye kulula ukuba bangene kwaye baphume ngenxa yokuba bahamba ngokukhawuleza.
Abaninzi abahwebi bezentengiselwano bathanda ukusebenzisa izicwangciso zokusasazeka, ngakumbi kwiimarike zentlobo.
Kulula kakhulu ukurhweba ikhalenda yokusabalalisa-ukuthenga nokuthengisa iimvumelwano zangeenyanga ezikude kunye nendawo ezikude-kunye nokusabalalisa iimpahla ezahlukileyo, njengokuthengisa ukutya kwengqolowa nokuthenga ingqolowa.
Izinketho zokuThengisa
Abaninzi abathengisi bempahla batsha baqala ngeenkontileka zokukhetha. Ukukhangeka ngokukhethekileyo kubantu abaninzi kukuba awukwazi ukulahlekelwa ngaphezu kotyalo-mali lwakho, kodwa ithuba lokusebenzisa ibhalansi engalungile xa lithengela inxalenye encinane ye-akhawunti yakho kworhwebo ngalinye.
Iindlela zokurhweba zingaba yindlela ekhuselekileyo, ngakumbi xa usebenzisa iindlela zokusasaza. Ifowuni ye-Bull isasazeka kwaye ithwala ukusabalala inokunyusa iingxaki zempumelelo xa uthengela ukuhweba kwexesha elide kunye nomlenze wokuqala wokusabalalisa sele usele kwimali.
Izinketho zexesha elizayo ziyimpahla yokuchitha. Ngokomsebenzi, iinqununu zilahlekelwa lixabiso ngalo lonke usuku oludlula. Ukubola kukhula ukwanda njengoko ukhetho luya kufutshane nokuphela. Kungakhathaza ukuba ulungele ulwalathiso lwentengiso kodwa ke ukhetho lwakho luya kuphelelwa yinto engenakuncedo kuba i-marhwebo ayizange ihambe ngokukhawuleza ukukhupha ixesha lokubola.
Kanye njengoko ixesha lokubola kwezinto ezinokukhetha likwazi ukusebenza nxamnye nawe, linokukusebenzela xa usebenzisa indlela yokuthengisa yokukhetha. Abanye abathengisi bazithengisa kuphela iindlela zokusebenzisa inzuzo yokuba ipesenti enkulu yezinto ezikhethiweyo ziphelelwa ngumsebenzi. Unobungozi obungenamkhawulo xa uthengisa ukhetho, kodwa iingxaki zokuphumelela kworhwebo nganye zilunge kunokuthenga izinto ezikhethiweyo.
Olunye uhlobo lokuthengisa abafana naloo khetho aluhambelani ngokukhawuleza njengezivumelwano ezizayo. Unokumiswa ngaphandle kwezorhwebo ngokuzayo ngokukhawuleza. Umngcipheko wakho uphawulezileyo kwiinketho, ngoko unako ukukhwela amaninzi amaninzi kwiindleko zexesha elizayo.
Ngethuba nje ukuba imarike ifinyelele ekujoliswe kuyo ngexesha elifunekayo, ukhetho luyakwazi ukubheja okukhuselekileyo.
Zomibini zexesha elizayo kunye neendlela ezinokuziphendulela
Cinga ngehlabathi lezinto eziphathekayo njengepiramidi. Kwisona siphezulu sakhiwo siyizinto ezibonakalayo. Zonke ixabiso lezinye izithuthi ezinjengexesha elizayo, iinketho kunye ne-ETF kunye ne-ETN zivela kwixabiso lentengo kwimpahla yenyama. Yingakho ikusasa kunye neendlela ezikhethiweyo.
Ixesha elizayo lixesha lokuhambisa okanye lokuphelelwa ixesha ekufuneka livaliwe okanye ukuhanjiswa kufuneka kwenzeke. Izinketho nazo zinemihla yokuphela. Ikhetho, okanye ilungelo lokuthenga okanye ukuthengisa i-future future, liyekile kuloo mihla.
Ixesha elide kunye neenketho ezimfutshane
Izinketho ezide zingekho mngcipheko ngaphezu kweendlela ezifutshane . Konke okusemngciphekweni xa uthengela ukhetho yi-premium ehlawulwayo kwifowuni okanye ubeke ukhetho.
Okukhethwa kukho intengo yomshuwalense-baqinisekisa inqanaba lexabiso, elibizwa ngokuba yintengo yesiteleka, kumthengi. Ixabiso lentetho yi-premium, igama elisetyenziswe kwishishini le-inshurensi. Ixabiso lokukhethwa kwezinto zokuthengwa kwempahla yile mali i-premiums iqinisa ubungakanani bentengo yomshuwalense, kodwa iba yinkampani yomshuwalense xa uthengisa inketho. Inzuzo enkulu yokuthengisa okanye ukunika ukhetho i-premium efunyenwe. Inkampani yomshuwalense ayikwazi ukwenza imali ngaphezu kweeprayimari ezihlawulwa ngabo bathenge i-inshurensi.
Iimpahla zizinto eziphathekayo ngenxa yokuba ixabiso lokukhetha liphezulu. Ixabiso lekhetho ngumsebenzi wokungafani okanye ukungazinzi kwemakethi. Isigqibo sokuba uthengise ikusasa okanye ikhetho kuxhomekeke kwiprofayili yakho yengozi, ixesha lakho lokugqithisa, kunye neembono zakho kwinqanaba lexabiso lemarike kunye nentengo yokungabi nantoni.