Ziziphi ii-Futures Options?
Unyulo luyilungelo, kungekhona umbopheleleko, ukuthenga okanye ukuthengisa isivumelwano sexesha elizayo kwixabiso lesiteyunithi elikhethiweyo ngexesha elithile.
Izinto zokuthenga zivumela umntu ukuba athathe isikhundla eside okanye esifutshane aze acacise ukuba ixabiso lekontileka yexesha elizayo liya phezulu okanye liphantsi. Kukho ezimbini iindidi eziphambili zokukhetha - iifowuni kwaye ubeka.
- Iifowuni - Ukuthengwa kwenkokhelo yocingo yithuba elide, ukubheja ukuba ixabiso elizayo elizayo liya kuphakama. Ngokomzekelo, ukuba umntu ulindele ikamva yengqolowa ukuba ahambe phezulu, angathenga inketho yefowuni.
- Izibhengezo - Ukuthengwa kwesithuba esikhethiweyo sisithuba esifutshane, ukubheja ukuba ixabiso elizayo elizayo liya kuhamba. Ngokomzekelo, ukuba umntu ulindele ukuba i- soya izayo ihambe ngaphantsi, ingazithenga i-soya.
- Inkokhelo - Intengo umthengi ohlawula kunye nomthengisi ufumana ukuba kukhethwe i-premium. Izinketho zintengiso yomshuwalense. Ukunciphisa ubunzima bokukhetha ukunyuka kwixabiso lentengo, ukungabibizi okuncinci ngokupheleleyo kunye nokuphakama kwezinto ezikhethiweyo ukuya kwinqanaba lentengiso, kubiza kakhulu ezi zixhobo zokusebenza.
- Iinyanga zontrakhontrakthi (Ixesha) - Zonke iinketho zinomhla wokuphelelwa yisikhathi, zisebenza kuphela ngexesha elithile. Izinketho zichitha impahla; abahlali ngonaphakade. Ngokomzekelo, umnxeba we-corn weDisemba uphela ekupheleni kukaNovemba. Njengempahla enexesha elilinganiselweyo, kufuneka ingqalelo kwiindawo ezikhethiweyo. Kude ixesha lokukhetha, kubiza kubiza. Inxalenye yecandelo le-premium yekhetho lixabiso lexesha layo.
- I-Price Price - Le yintengo onokuyithenga ngayo okanye ukuthengisa i-contract yesivumelwano esizayo. Intengo yesiteyithi yintengo yomshuwalense. Cinga ngako ngale ndlela, umahluko phakathi kwexabiso langoku kwiimarike kunye nexabiso lesiteleka lifana ne-deductible kwezinye iifom zomshuwalense. Ngokomzekelo, i-December 3.50 ye-corn call ikuvumela ukuba uthenge inkontileka yexesha elizayo lika-$ 3.50 naliphi na ixesha ngaphambi kokuba ukhetho luphelelwe. Abathengisi abaninzi abaguqulanga izikhetho kwiindawo ezizayo; Bavalela indawo yokukhetha phambi kokuphela.
Umzekelo Wokuthenga Ikhetho:
Ukuba umntu ulindela ixabiso lexesha elizayo legolide ukunyuka phezulu kwiinyanga ezi-3-6 ezizayo, banokuthenga ityhulo yocingo.
- Ukuthengwa: ngomhla we-1 Disemba i-$ 1400 yegolide yegolide kwi-15 yezigidi
- 1 = inani lezivumelwano ezikhethiweyo ezithengiweyo (umelekontrakthi we-1 kwikota yegolide yee-ounces eziyi-100
- Disemba = Inyanga yekhontrakthi yokukhetha
- I-1400 $ = intengo yesiteleka
- Igolide = inkontileka yexesha elizayo
- Ifow = uhlobo lokhetho
- I-$ 15 = i-premium (i-$ 1,500 yintengo yokuthenga olu khetho okanye, ii-ounces ezili-100 zegolide x $ 15 = $ 1,500)
Ukuchithwa okungakumbi kwiinketho
- Okukhethwa kukho yintengo yomshuwalense, kwaye bachitha impahla, ixabiso labo liyabulala ngexesha.
- Iipresimenti zokukhetha zinenani elibalulekileyo - ixabiso langaphakathi kunye nexabiso lexesha.
- Ixabiso lokungena kwi-intrinsic liyinxalenye yecandelo lokukhetha.
- Ixabiso lexesha liyinxalenye yekhefu lekhetho elingenayo imali.
- Kukho izigaba ezintathu kuzo zonke iinketho:
- In-imali-inketho enexabiso langaphakathi
- Ngaphandle kwemali-ukhetho olungenaxabiso lokungena ngaphakathi
- Nge-imali-kunye nenketho ngaphandle kwexabiso lokungena ngaphakathi apho ixabiso le-asethi esezantsi lilingana ncamna nexabiso lentsebenzo.
- I-determinate ye-premium ye-premium yokukhetha "ibonisa ukungabi nantoni".
- Impembelelo yenzalo yembono yeemarike malunga nokungafani kwexesha elizayo le-asethi ephantsi.
- Ukunyaniseka kwembali kukungqinelana kwembali yesimo se-asethi esedlulileyo.
- Kuzo naziphi na iindlela zokurhweba, umthengi uyahlawula i-premium, kwaye umthengisi ufumana i-premium.
Ukuthenga okukhethiweyo kukulingana nokuthenga i-inshurensi ukuba ixabiso lempahla liya kuxabisa. Ukuthenga ukhetho olukhethiweyo lilingana nokuthenga i-inshurensi ukuba ixabiso lempahla liya kuhlahla.
Abathengi bezinto ezikhethiweyo bathengi i-inshurensi.
Xa uthengela ukhetho, umngcipheko uphelelwe kwi-premium oya kuhlawula. Ukuthengisa okukhethiweyo kukulingana nokwenza njengenkampani yomshuwalense. Xa uthengisa inketho, yonke into ongayifumana yi-premium oyifumanayo ekuqaleni. Ilungelo lokulahleka lilingenammiselo. Intambo ephezulu yokukhethwa kukho enye inketho kwixabiso elifanayo njengoko ukhetho lusebenza ngokufanayo ngexesha elide.