Emva kweenyanga ezili-9, Abasebenzisi be-YNAB Gcina i-$ 3,300 kumyinge
Uyakudinga iBhajethi (YNAB) isofthiwe yebh Isofthiwe isebenza kwiikhompyutheni zeWindows okanye zeMicrosoft kwaye inomxholo weselula ukujonga uhlahlo lwabiwo-mali kwaye ungene ukuthengiselana xa ungasebenzisi ikhompyutha yakho. Iifowuni eziphathekayo zivumelanisa ukuthengiswa kwangena kwifowuni yakho okanye ithebhulethi ngefowuni ye desktop usebenzisa i-Cloud Sync.
Ufuna iimpawu zeBhajethi
YNAB kulula ukuyisebenzisa kwaye inembile.
I- transaction yezixhobo ezicwangcisiweyo zehlela ngaphandle kokuba ufuna ukuzisebenzisa kunye neengxelo ezisetyenziselwa uhlahlo lwabiwo-mali, uhlahlo lwabiwo-mali kunye neakhawunti ezivaliweyo ziwa phantsi kwinqanaba elincinane. Ulwazi lohlahlo lwabiwo-mali luhlanganiswe phezulu kwenyanga nganye kwaye i-YNAB inesici sokugcina i-autosave esindisa idatha rhoqo. Kunokwenzeka ukubuyisela uhlahlo lwabiwo-mali kwiinguqu zangaphambili ukuba wenza i mpazamo. Ezinye izinto ziquka:
- Ukuprinta okulula
- Shintsha phakathi kwebhajethi ezininzi ngaphandle kokuqalisa kwakhona
- Idilesi yokudibanisa idilesi
- Akukho phetshana kunye ne-QIF yokungenisa
- I-flexible more export data
- Ukuphucula iingxelo ezithintela lula kwiinkcukacha
Zixhobo zo kuHlahla
Uyakudinga uhlahlo lwabiwo-mali lusekelwe kwingcamango yokuba kufuneka ube ne-savings ebekwe bucala ukuze udibanise xa iindleko ezingalindelekanga zivela, kwaye isofthiwe ikunceda ukuba wakhe lo myalelo wezemali ukuba unayo kakade. Enye into ebalulekileyo ngeYNAB kukuba kukukunceda ukuba uye ekuhlawuleleni phantsi kwaye ukhululekile kuzo zonke iitalato.
Iinkcukacha eziphezulu kwenyanga nganye kwikhompyutheni yesabelomali zibonisa imali engazange isetshenziswe kwaye yahanjiswa phambili kwinyanga edlulileyo, i-total overpent kuzo zonke iindidi zenkcitho kwinyanga edlulileyo, ingeniso efikelele kumhla weenyanga ekhoyo kwaye isixa-mali sonyaka-mali.
Ukuze ugcine olu lwazi luncedo, uya kufuneka ufake okanye ukhuphe ukuthengiselana nganye iintsuku ezimbalwa okanye ubuncinci, kanye ngeveki.
Ukuvumelanisa kwamafu
Uyakudinga uhlahlo lwabiwo-mali ngokuzenzekelayo lusindisa utshintsho rhoqo ngelixa usebenza kwisofthiwe usebenzisa i-Cloud Sync. Le nxalenye idinga i-akhawunti ye-DropBox yehhala, kwaye unokwabelana ngolwazi kuzo zonke iikhomputha zakho kwaye usebenzise iYNAB kunoma iyiphi ikhompyutha ye-Windows okanye ye-Mac. Ezi ncedisi zenza ukuba kube lula ukubuyela kwiidatha zangaphambili xa udibanisa into ethile.
Iingxelo
I-YNAB ayinikeli itoni yeengxelo, kodwa oko kubandakanyekayo kubalulekile kuba iingxelo zineendlela ezifanelekileyo zokulungiswa kwedatha ngethuba, iindidi zebhajethi , iintlawulo kunye nee-akhawunti. Nazi iingxelo ozifumanayo: Ukuchitha imali ngeCandelo, Ukuchitha imali ngePayee, Imali kunye neNkcitho kunye neNzuzo. Cofa kwiimpawu zeetayiti yeepeyi ukuze ufumane ulwazi oluthe nkcukacha, kwaye iingxelo zingaprintwa kunye nokuthumela idatha.
Intengo yeYNAB
Ufuna uhlahlo lwabiwo-mali lixabiso eliphantsi; Ukuba ukhetha isicwangciso senyanga, i-$ 5 ngenyanga. Nangona kunjalo, ukuba ubhalisela isicwangciso sonyaka, i-$ 50 kuphela ngonyaka, i-$ 10 yokulondoloza.
I-YNAB inikezela isovavanyo lwemihla yama-34 yabasebenzisi abasebenzisi.
Kwaye kubafundi beekholeji, ungasebenzisa iYNAB mahhala; nje ulayishe ubungqina bokubhaliswa kwesikolo sakho kunye nemirhumo yakho iya kukhishwa.