Sebenzisa isofthiwe yohlahlo lwabiwo-mali ukwenza ukuseka nokulawula uhlahlo lwabiwo-mali olulula. Le software yenza uhlahlo lwabiwo-mali ngokukhawuleza kwaye luchaneke ngakumbi kuba ingeniso kunye nokuthengwa kweendleko zifakwe kwi-akhawunti yakho nganye ye-akhawunti, ngoko isofthiwe ikuxelela ixesha elide lichithwe kwiqela ngalinye lokuchitha. Uya kufumana izilumkiso ukuba usondele ekuhlaleni i-budget yakho.
01 Iimpawu zeeBhajethi zeFlexible
Kwi software, uza kubelana ngezigaba kwiintengiselwano ozenzayo ngenyanga leyo, kwaye kubalulekile ukuba ukhethe iindidi ezichanekileyo ukuze uchaze imali yakho ukuze ingxelo yebhajethi ichaneke. Kufuneka ube nokwazi ukwahlula ukuthengiselana kwii-subcategories ukuba ufuna iinkcukacha ezingaphezulu.
02 Ingeniso kunye neendleko zenguqu ngenyanga
Wonke umntu uneendleko ezishintshayo, ezifana nokutshisa iibhilidi eziphakamileyo ebusika, kunye neengeniso ezitshintsha ukusuka kwenyanga ukuya kwenyanga.
Ukuba kufuneka usebenze ngemali engenayo eguqukayo, uya kufuna isofthiwe yesabelomali ayikunyanzeli ukuba ufake imali enye ngenyanga. Ngenxa yeendleko ezitshintsha rhoqo, unako ukunika inani lemali eliqhelekileyo lemali ngaphezu konyaka ngokuhlula lonke inani lokuhlawula elilindelekileyo kunyaka omnye ngo-12. Qiniseka ukuba ubeka bucala imali engabonakaliyo kwiinyanga apho ukuchitha imali kukhanya ukugqithisa iinyanga xa iibhili zi phezulu.
Enye indlela efanelekileyo yokusingatha ingeniso okanye iindleko ezitshintshayo ukusuka kwenyanga ukuya kwinyanga kukusebenzisa isofthiwe yebhajethi yeprojekthi, echazwe ngokulandelayo.
03 Zama uhlahlo lwabiwo-mali
Uhlahlo lwabiwo-mali luyindlela enkulu yokusebenza kunye neendleko eziguqukayo. Iprojekti esebenza kulo mgaqo igqithisa imali engasetshenziswanga kwiintlobo zenkcitho ehamba phambili kwinyanga ezayo. Iprojekthi ye-software yebhajethi iya kuhambisa ngokuzenzekelayo iintlawulo zokuhlawula phakathi kweentlobo zebhajethi ukubonisa indlela oceba ukuyisebenzisa ngayo imali yakho.
04 Iingxelo zeBhajethi
Isofthiwe yesabelomali oyikhethayo kufuneka ibe neengxelo ezilula ezibonisa ukuba uyilandela njani uhlahlo lwabiwo-mali rhoqo ngenyanga, ngekota kunye nonyaka. Ukuba uceba ukubukela imali yakho ngokukhawuleza, qiniseka ukuba isofthiwe inikeza iingxelo zeveki okanye ideshibhodi yangempela-xesha apho ufumana ingxelo kwi-categori yebhajethi ebalulekileyo. Iingxelo eziphambili zibonisa inani elihlahlobiwe mali, ukusetyenziswa kwemali kunye nokwahlukana phakathi kwababini, kwaye kufuneka ukwazi ukutshintsha ixesha elifanelekileyo le ngxelo. Isofthiwe iya kuba nezinye, iingxelo ezipheleleyo. Ukuba ufuna ukushicilela iingxelo zebhajethi, jonga ukukwazi ukwenza njalo. Ezinye i-software ze-intanethi zinikeza kuphela iingxelo zesikrini.
05 Iinkcukacha zoKhuseleko lwezeMali
Ukubhaliweyo kwedatha kuyimfuneko ukuba ufaka iinombolo zeakhawunti okanye enye inkcazelo yokuchonga kwisofthiwe yesabelomali okanye ukuba uyalanda ukuthengwa kunokungena kuwo ngesandla. Funda inkcazo yobumfihlo okanye isitatimende sezokhuseleko kwisofthiwe yebhajethi ye-inthanethi
- Ukhuseleko akusiyo umba xa usungula iakhawunti ngamagama ajwayelekile njengokuhlola okanye kwi-Master Card kwaye ngaphandle kweenombolo ze-akhawunti okanye ulwazi lomntu. Nokuba ukuba idatha yakho yahlanjululwa, bekungekho ndlela yokweba ulwazisi okanye iinombolo ze-akhawunti yakho.
- Amaphasiwedi: Ukuba isofthiwe yebhajethi yedesktop ayifuni iphasiwedi yokufikelela, faka ikhomputer yakho ngephasiwedi xa iqala. Iprojekti yebhajethi ye-intanethi isoloko idinga iphasiwedi (musa ukusebenzisa isoftware ye-intanethi ngaphandle kwephasiwedi!).
06 Gcina idatha yakho
Ininzi yesofthiwe yesabelomali iya kukuvumela ukuba uthumele idatha yakho kwifayile ye-CSV enokufundwa kalula ngeprogram ye-spreadsheet njenge-Excel. Lo mbandela ubaluleke kakhulu xa usebenzisa i-software evumela ukuba ulandelelanise ukuthengiswa kweengxelo zezimali. Ukuba ugqiba kwexesha elizayo ukusebenzisa esinye isabelomali okanye isofthiwe yezemali, okanye ufuna ukuhlalutya imali kwi-spreadsheet, ukuba idatha yakho kwi-CSV, QIF okanye enye ifomathi izakugcina iiyure zokungena kwedatha.
07 Ukumisa kufuneka kube lula
Oku kuyamangalisa, kodwa indlela elula kakhulu yokuseka isabelomali kule software ayiyona nto ibaluleke kakhulu njengoko ezinye izinto ezikhankanywe ngentla. Kungenxa yokuba xa kusetyenziswe uhlahlo lwabiwo-mali, awuyi kusebenza nalo ngaphandle kokuba mhlawumbi uguqulwe ngokwenza utshintsho lwezixa-mali okanye udidi lokuchitha imali apha nakhona.
Kakade ke, awufuni isofthiwe yesabelomali enzima ukuyibeka, nokuba yintoni, kwaye loo msebenzi akufanele ibe yintlekele. Eyona ndlela efanelekileyo yokufumanisa ukuba isofthiwe yesabelomali esilula ukuyisebenzisa njani ukukhuphela isilingo samahhala, esivame ukunikezwa.
Ukuba ufuna ukuzama ukujonga iingxaki zebhajethi, qi ni sekise ukuba yintoni-ukuba imeko okanye ukulondoloza uhlahlo lwabiwo-mali olukhoyo xa kulungiswa ikopi ixhaswa. Ukuba ufuna ukufumana ibhajethi engaphezu kweyodwa, umzekelo, uhlahlo lwabiwo-mali kunye nesabelomali kwishishini elincinci, isofthiwe kufuneka ixhase iibhajethi ezininzi.
Izinketho zeeNkqubo zeBhajethi ye- 08
Ndiyilungele ukhetho olufanelekileyo lwesofthiwe yesabelomali olulula ukuyisebenzisa kwaye unayo imveliso eyaneleyo ukuze ugcine imali yakho kwindlela ngoku kunye nakwixesha elizayo. I- Software My Budgeting ye-10 kunye neeNkqubo ze-Intanethi zinokukhethwa kwiikhompyutha ze-Mac kunye ne-Windows, kunye neenkqubo zokusebenza zokuhlawula i-intanethi.