Funda oko kunokufaka isandla kwimali engenayo
Nangona kunjalo, uthatha ikhaya kuphela u-675 wamaxabiso kwimali engenayo , eyona intsalela yengeniso yakho emva kweerhafu kunye nezinye iirhafu.
Ukususela kwimbono ye-Internal Revenue Service (IRS), ingeniso engenayo ibonisa inani elipheleleyo lemali engenayo kuyo yonke imithombo, ukuba kufuneka ubike ingxelo yakho yerhafu yengeniso.
Imithombo yeNgeniso
Ingeniso epheleleyo yemali evela kwimithombo emininzi ngaphandle komsebenzi we-W-2:
- Ukuthengisa izinto kwi-eBay, uluhlu lukaCraig okanye ezinye iifowuni ze-intanethi. Ingeniso yakho epheleleyo yimali oyifumanayo kwizinto. Iindleko zento yakho kunye nayiphi na imali ehlawulwe kwi-platform ye-intanethi iya kwiqendu lentlawulo yerhafu yengeniso yakho.
- Ukuthengisa izinto kwiintlanganiso zokudibanisa, ukulungiswa kwempahla okanye ezinye iindawo, nokuba ngaba imisebenzi yinto yokuzilibazisa
- Imbuyekezo yengeniso yepropati
- Ukuzimela emsebenzini, ukubonisana kunye neengeniso zomsebenzi
- Inzala, izabelo kunye neenzuzo ezinkulu kwiityalo-mali
Uluhlu olungenhla luneemithombo engenayo ingeniso. Isofthiwe yokulungiselela iRhafu ingakunceda uqaphele yonke ingeniso efuna ukuxelwa kuorhulumente ngokuphendula imibuzo kwi-intanethi yorhwebo lwentengiso, okanye unokucela i-akhawunti kumcebisi.
Yintoni Eyanciphisa Imali Epheleleyo?
- Iindleko ezithile zoshishino ezifana nezindleko zokubonelela, i-gas mileage, okanye iimpahla zokuqeshisa
- Ezinye iindleko zokuhamba
- Isikolo sokufundiswa kweKholeji okanye inzala yomboleko
- Iminikelo kwiakhawunti ethile yomhlalaphantsi
- Izigwebo ezivela kumaziko emali ukurhoxiswa kwangaphambili kwindleko
- Ukuncitshiswa kwe-akhawunti yokugcina impilo
- Intlawulo yomsebenzi weJury ithunyelwe ngqo kumqeshi wejuror
- Alimony hlawulwa
- Ukuhlaziywa kwesiqingatha somvuzo wengqesho
- I-SEP-IRA, i-SIMPLE IRA kunye no-401 (k) ukuxothwa kwabasebenzi abaqeshisayo
Ezinye iintlobo zengeniso akudingeki ukuba zibikwe kwingxelo yakho yerhafu yokufumana ingeniso kuba awuyi kuhlawulwa irhafu kubo. Oku kubandakanya iintlobo ezithile zeengeniso ezivela kumabhondi karhulumente kunye noomasipala, ezinye iintlawulo zeNtlalo, ezinye izabelo kunye nezipho kunye neentlawulo zomshuwalense wobomi.
Yintoni i-AGI?
Ingeniso ye-Gross Correction (AGI) ibonisa ingeniso epheleleyo emininzi yokuncitshiswa kweerhafu kunye neendleko ezivunyelwe ukuba ngaba awuyikuthi uchithe imali yakho kwiirhafu.
Ingeniso ye-Gross ishintshwe kwiphepha lokuqala lokubuyiswa kwakho kwentlawulo yaseburhulumenteni yase-United States, kwaye isebenza njengesiseko somvuzo wengeniso ohlawulwayo. Ukuba wenza iirhafu zakho, ungasebenzisa isofthiwe yentela ukubala i-AGI ngokuzenzekelayo kwaye wenze ngokuchanekileyo ezinye izibalo zerhafu njengoko isofthiwe ikuthatha kwintlanganiso yophicotho lwimibuzo yerhafu.
Ingeniso yeNet?
Imali engenayo ibhekisela ekuthatyweni kwintlawulo yekhaya okanye inani lemali efunyenwe emva kokuhlawula iirejista, ezifana neerhafu zerhafu kunye neentlawulo zentlalo, iintlawulo zokhuseleko loluntu, kunye neentlawulo zangaphambili zerhafu njengama-premium e-inshorensi yezempilo. Ukuba ubhaliswe kwi- akhawunti yokuchithwa kwemali ukuhlawula iindleko zonyango, imali efunyenwe kwisheke nganye nayo ihlawulwe ngaphambili.
Ingeniso yeNtsingiselo yinkcitho yakho engenayo.
Iproofthiwe yezemali ingayifumana ingeniso yakho yomvuzo kuwe kwaye igcine isixa esipheleleyo ongayifumana kwiingxelo ezithile eziveliswe yi-software. Uya kubhala ingeniso kwirejista ye-akhawunti ye-software njengento yokuthengisana, ukurekhoda intlawulo epheleleyo kwaye urekhode ngokukodwa irhafu kunye nokuncitshiswa kwentlawulo yangaphambili kwi-stuck yakho yokuhlawula.