Nazi ezinye zezona zizathu eziqhelekileyo ukuba ngaba abathengisi beempahla balahlekelwa yimali. Ukuba unako ukuqeqeshwa ngokukhawuleza ukuyisa ezi mpazamo eziqhelekileyo, uya kufaka iimeko ezingakumbi.
Ukungabikho kweMfundo kwiShishini lokuThengisa
Abathengisi abaninzi abatsha abazifundisi ngokwabo ngendlela yokuthengisa izinto ngokufanelekileyo. Oku kudlulela ngaphaya kokufunda iimpawu zeelayiti, iimbali ezizayo kunye nobukhulu beemvumelwano zeentlobo zeemveliso. Ukhuphisana nabanye abathengisi abaye bafumana uqeqesho olufanelekileyo kwishishini kwaye baye bathengisa ngokufanelekileyo iminyaka emininzi. Ndikholelwe, abayi kuyenza lula kuwe. Ugcina amanqaku ngemali kule shishini kwaye wonke umntu uzama ukuphawula amanqaku amaninzi kunokwenzeka - akukho ncedo apha.
Okona kuncinci, ndincoma ukufunda iincwadi ezintle kwiindawo zokurhweba, ukuqala ngoRhwebo ngeNcwadi kaJoe Ross uze uze kwiGumbi lokuThengisa lam nguDkt Alexander Elder.
Musa ukulifunda nje iincwadi - sebenzisa ifilosofi zabo zorhwebo. Ndiya kuphakamisa nokufunda indlela yokuthengisa kumthengisi ophumelelayo. Kukho abaninzi abahwebi abaqeqeshiweyo abafumanekayo ukufundisa okanye unokuthatha iiklasi ezizodwa ezizinikezele kwizinto zokuthengisa.
Ukuthengiswa kweeMveliso eziThengisiweyo
Phantse wonke umrhwebi omncinci oya kwizinto eziphathekayo uwela kulo mgibe.
Kukhona umlinganiselo omkhulu xa kuthengiswa kwezinto zokuthengisa iimpahla kunye nezobini ezibi zingabanqumla umthengisi ophezulu. Ngethamsanqa, kukho umgaqo olula ongayilandela ukunyamekela le ngxaki - ungayibeka ingozi kwi-akhawunti yakho kwintengiso enye. Kwakhona, musa ukurhweba isivumelwano esinkulu kakhulu kwi-akhawunti yakho. Ngokomzekelo, akufanele udibanise izivumelwano zontathu ezizayo ezilinganiselwa kwi-$ 2,000 ezihamba ngosuku xa unayo i-akhawunti eyi-$ 10,000.
Ulawulo lweMali
Musa ukubeka umngcipheko ngaphezu kwama-5 ekhulwini kwintengiso. Uninzi lwabaphathi bezemali abanomngcipheko mngcipheko ngaphantsi kwama-2 ekhulwini kwintengiso. Oku kunzima xa uqala iimveliso zorhwebo kunye ne-akhawunti eyi-10,000 kuphela. Kule meko, kufuneka ungabikho mngcipheko kwiRhwebo 500. Ukuba ufuna ukubeka umngcipheko ngaphezu kwama-$ 500 kworhwebo, konke okufuneka ukwenze kubeka umyalelo wokulahleka kwe-stop $ 500 ngaphandle kokungena kwakho. Akuqinisekisi ukuba awuyi kulahlekelwa ngaphezu kwama-$ 500, kodwa kusondele njengoko unako ukufumana.
Isicwangciso soThengiso loThengiso
Andikwazi ukugxininisa ngokwaneleyo ukuba kubaluleke kangakanani ukuba necebo lokuthengisa phambi kokuba uqale ukuthengisa i-future product. Isicwangciso sokurhweba sisikhokelo sakho sendlela oya kulawula ngayo ukuthengisa kwakho. Kufuneka ibhalwe phantsi kwaye ihlaziywe rhoqo. Isicwangciso sokurhweba kufuneka sibandakanye iimarike oza kuthengisa ngazo, isicwangciso sakho sokuthengisa , ukuphathwa kwemali kunye nesicwangciso sokuyeka ukuhweba ixesha elide ukuba ukulingana kweakhawunti yakho kwehla kwizinga elithile.
Ukurhweba ngaphandle kwesicwangciso kuya kubakho ukurhweba okungahambi kakuhle kwaye okungekho mthethweni, ekugqibeleni okukhokelela ekulahlekeni kweentlungu.