Nangona xa irhafu yerhafu ingasondele, abantu abakha amathenda aphephekayo banemibuzo eninzi malunga nendlela yokuphatha iintlawulo zeerhafu zentlawulo kunye neenombolo zesazisi zerhafu. Imithetho yalezi zithemba ngokuqinisekileyo zihle kakhulu, ubuncinci xa zithelekiswa neemfuno zerhafu ngokuthemba okungekho.
Ikhuselekiswe neTrastiable Trusts
Okokuqala, kunceda ukuqonda ukuhlukana okukhulu phakathi kwezinto zokuhlala ezingenakuguquka kwaye ezingenakuguquka.
Xa uyakha inkolelo engaphendukiyo, uyaphambukela. Awukwazi ukwenza njengomprasti. Awunakho ulawulo phezu kwepropathi oyithumele kuyo. Akusekho - kungokwentembeko ngoku kwaye awukwazi ukuwubuyisela. Ngaloo ndlela igama "aliguquki." Ngaphandle kwemibalwa embalwa, awukwazi ukuhlaziya le ndlela yokuthembela. Iqoshwe ngetye.
Yingakho ukuthembela kwakho okuphambanisayo kuthathwa ngokungafaniyo ngexesha lokuhlawula irhafu. Ngeenjongo ezininzi, uyisithenjwa sakho esinqunyiwe. Ulawulo olupheleleyo lwezinto ozibeka kuyo. Unokuzibuyisela kubunini bakho ukuba ufuna. Ungabathengisa okanye ubavumele. Bahlala bakho
I-Trust yakho yokuPhepha okuPhephayo kwiTela
Ngokuqhelekileyo, awuyi kulufaka ifom ye-IRS ifom 1041 , iRhafu yeNkokhelo yeNkokhelo yaseMelika kwiiNdawo kunye neeNkxaso, ngenxa yokunyaniseka kwakho kokuphila okuthethiweyo-ubuncinci kungekudala nje ukuba usaphila kwaye usebenza njengomphathiswa wayo.
Inombolo yesazisi yerhafu yile nombolo yakho yoKhuseleko loLuntu ngenxa yokuba usuphethe ngokwempahla yonke ixabiso elikhoyo lidilesi.
Yonke inzala, izabelo kunye neminye imali engenayo efunyenwe yizo zixhobo zixelwe kwiNkonzo yeNgeniso yangaphakathi kwimbuyekezo yakho yerhafu. Yonke ingeniso efunyenwe ngethemba lakho lokuphila elikhuselekile lichazwe kwifomu yakho yohlobo lwe-1040, kungekhona kwirejista yokubuyisela inkokhelo eyahlukileyo.
Oko kwathiwa, zikho izizathu ezimbalwa zokuba kutheni inombolo yesazisi eyahlukileyo ifunekayo ngenxa yokuthembela kwakho kokuphilisa. A
Ukuba Unokukhubazeka Ngokwenene
Ukuba unengqondo engakwazi ukuyenza, umphathiswa wakho othasayo - umntu othe wachaza ukuba angene ngaphakathi kwaye uthathe ulawulo lokuthembela kuwe ukuba awukwazi ukulawula imicimbi yakho-unokufumana inombolo yesazisi ehlukile yakho ntembelo. Le nombolo eyahlukileyo ibizwa ngokuba yi "Number Identification Number," okanye "EIN" efutshane.
Oku kuya kuxhomekeka kwiimeko ezichanekileyo zokukhubazeka kwakho kwaye ngubani oye wachaza ukuba abe ngumphathiswa wakho ozayo. Unokugqiba isigqibo sokuba kuyimfuneko ukufumana i-EIN yokuthembela kwakho ukuze akwazi ukuzalisekisa imisebenzi yakhe yokuzimela okanye ukunciphisa uxanduva lwakhe lokuhlawula iintlawulo zakho zerhafu. Akukho myalelo owenqabela ukuba enze njalo. Ukuba ucela i-EIN ye-trust, kufuneka ufake ifayile yerhafu eyahlukileyo yerhafu ngokusebenzisa iFomu 1041. Le ntlawulo iza kubakho ngomhla ofana neFomu yakho ye-1040.
Ngamanye amaxesha Kuphela Kwakho Ukuzuza
Ummeli wakho wezocwangciso unokwenza ukuba kulungele ukufumana i-EIN yokwethemba kwakho naziphi na izizathu, kwaye uza kuthi ke yonke ingeniso yayo ngenxalenye yeFom 1041.
Oku kuncike kwiimeko ezizimeleyo. Awunayo ingxelo yengeniso kunye nelahleko ekubuyiseni kwakho, kwaye ngamanye amaxesha kungcono ukuba ungayenzi njalo, kodwa uya kuhlawula nayiphi irhafu efanelekileyo, ngokufanayo, mhlawumbi okanye ngaphandle kwe-coffers.
Ukuba udinga i-EIN yekholo lakho lokuphila elikhuselekile, unokufumana enye inthanethi ngokusebenzisa i-IRS ye-EIN Assistant. Qhagamshelana nommeli wokuqala woceba, nangona kunjalo, ukuqinisekisa ukuba ukwenza oko kukuthandayo. Ngaphandle koko, ixesha kunye nemigudu esetyenzisiweyo inokubangela ubunzima bakho ubomi ngexesha lerhafu.