Unyanzelekile ukuhlangabezana nemigangatho ethile yobulungu ekumiseni i-akhawunti. Ngenhlanhla, ezininzi iimanyano zeentengo zemboleko zikhululile iimfuno zobulungu kwiminyaka yamuva. Ukuba usebenzela urhulumente wephondo, unamathuba amaninzi afumanekayo.
Nangona ungekho emzimbeni wecandelo leentengo zemboleko ezikhankanywe apha, banokuthi bakhonze iimfuno zakho. Xa iinkontileka zemali-mboleko ziyinxalenye yenkqubo yenethiwekhi yokubambisana, unokufikelela kwi-akhawunti yakho kumawaka eenkontileka zeekhredithi ezweni lonke ngokutyelela isebe lomnye umanyano wesikweletu ukuze wenze idizithi, ukuhoxiswa, ukufumana i-checksheet's checks, kunye nokunye. Kungakhathaliseki ukuba yiyiphi inyunyana yekhredithi eqinisekisayo yomthetho , i-deposits yakho iqinisekisiwe nguRhulumente wase-US ukukhusela okuphezulu.
Amaziko angezantsi zeemali zikhetho ezintle kubasebenzi be-federal government kunye nomkhosi, kuquka nabentsapho. Baye bafumana iimpendulo ezilungileyo kakhulu kumakhasimende anelisekile, kwaye banikela ngemveliso yokukhuphisana.
I-Pentagon Federal Credit Union
I-Pentagon Federal Credit Union okanye i- "PenFed" ivumela umntu ukuba ajoyine. Ukuba uyilungu lomkhosi, umqeshwa waseburhulumenteni wase-US, umqeshwa "kwindawo efanelekileyo yokushishina" okanye umqeshwa wase-American Red Cross / uvolontiya, unokuzibandakanya. Amalungu entsapho naluphi na apha ngasentla angakwazi ukujoyina.
Ukuba yonke into ehlulekayo, ibhanki ivumela ubulungu kulabo abangabanye kwi-National Military Family Association okanye iVoices for Amantso aseMelika aseSiseko, efumaneka kwi-14 yerhafu yexesha elilodwa kummi wase-US.
Unokujoyina le ntlangano xa uvula i-akhawunti yakho ye-PenFed kwi-intanethi. Izinketho ze-Pentagon Federal zebhanki kunye nokubolekisa zininzi, kunye ne-credit union inikeza ezinye iinkampani ezinkulu zebhanki kwi-intanethi.
Navy Federal Credit Union
I-Navy Federal isebenzisa i-Army, i-Marine Corps, i-Navy, i-Airforce kunye neSebe lezoKhuselo. Ukujoyina, abafake izicelo kufuneka basebenzele enye yale mibutho okanye babe ilungu lentsapho yomqeshwa ofanelekileyo. Ngelixa amaninzi amaninzi eentengo zemali akwandisa ubulungu kwiintsapho ezisondeleyo kuphela, i-Navy Federal ivumela ootata kunye nabazukulu ukuba babe ngamalungu.
Ukuba enye yeemfuno ezingentla ihambelana neemeko zakho, sebenzisa amaxabiso amakhulu eNavy Federal kwizinto zonke ezivela kwimali-mboleko yemoto ukuya kumakhadi enkxaso-mboleko . Enye enye i-perk ye-Navy Federal i-24/7 inkxaso yefoni. I-PenFed nayo ineeyure zokunika iinkonzo zabaxhasi, kodwa i-Navy Federal iphuma phambili xa ubona i-owl ebusuku.
I-Fortune i-Navy Federal ibonisa i-Navy Federal njengenye yeendawo ezifanelekileyo zokusebenzela ngo-2008, kwaye ubulungu bungaphezu kwezigidi ezintandathu kunye nokukhula.
Ukuvula i-Akhawunti yeNkcazo yeMboleko
Ukuvula i-akhawunti kwi-credit union, kufuneka ulungele ukuba ilungu, njengoko kuchazwe ngasentla. Kwezinye iimeko, kulula ukuba unikele kwimibutho ehambelana nombambiswano wesikweletu ngenxa yokuba uba ilungu lombutho ngokunikela, kwaye kukukwenza ube ngumntu onelungelo lokuba ilungu lembutho yemali kunye.
Emva koko, kuya kufuneka unikeze ulwazi olusisiseko malunga nawe, njengeNombolo yoKhuseleko lweNtlalo, idilesi yomzimba, kunye nomqulu ochanekileyo wokuchongwa kukaRhulumente.
Ekugqibeleni, uya kuvula i-akhawunti "yesabelo" , esenza ngokusemthethweni ilungu. Kwiimeko ezininzi, oku kuthetha ukuba kufuneka ugcine ibhalansi encinci ye-deposit phakathi kwe-$ 5 kunye ne-20 ye-20, apho inyunyana ye-credit iya kubeka bucala ixesha lobulungu bakho.
Amabhanki kubasebenzi bakaRhulumente
Imanyano yemboleko ayihlali ilungile kuneebhanki nangona zombini iintlobo zamaziko zihlala zibonelela ngeentlobo zeemveliso kunye neenkonzo.
Thengeza ukuze uqinisekise ukuba ulungelelanisa iimfuno zakho. Nangona ezininzi iibhanki zamkela umntu njengomthengi, kukho ukungafani.
Abanye abasebenzi baseburhulumenteni, i-USAA Bank yinto enhle. Iyaziwayo phakathi kweentsapho zempi, kwaye ibhanki ihlala ifumana ukuhlolwa okulungileyo kumsebenzi wamakhasimende kunye namazinga okukhuphisana. Ukujoyina i-USAA kudinga ukuba ungumkhosi okhutheleyo, umkhosi wamandulo, i-cadets okanye i-midshipmen, okanye intsapho yabo bantu.