Ziziphi iiMibhalo endizifunayo zokuzisa kwi-akhawunti yami?

Fumana iWebhu Yakho kunye Ngaphambi kwexesha leRhafu

Ukuba unabantu abaninzi, ingcinga yokwenza irhafu-okanye nokuba ulungele ukulungisa konke ukuze umntu akwazi ukukwenza-kukunyanzela ubuncinci. Ukuqeshisa i-akhawunti yomntu ukulungiselela ukubuyiswa kweerhafu kuhlale kuyindlela elula, kodwa uyazi ukuba ngokuqinisekileyo uya kukucela incwadi ethile ongayicingi ukuba uyifake kule ngxowa-mali epheleleyo eneempapasho oza nazo.

Thatha uxinzelelo kule nkcubeko yerhafu ngokubonisana novavanyo lwethu phambi kokuba ushiye ekhaya. Ewe, ubukeka bude kwaye buyinkxalabo, kodwa thabatha ukuphefumula-kungekhona onke amaxwebhu aya kusebenza kuwe. Njengoko uhla uluhlu, vele uwele ezi zinto ezingenanto kwindawo yakho yemali yemali.

Thatha iKhadi lakho loKhuseleko loLuntu kunye nawe

Oku akudingekile ukuba uye wasebenzisa i-akhawunti ye-akhawunti efanayo kwiminyaka eyadlulileyo, kodwa ukuba ubona umntu omtsha, uya kufuna ukuqinisekisa ukupela igama lakho. Unokwenza oku ngokukhangela xa uzisa ikhadi lakho loKhuseleko loLuntu. Qinisekisa ukuzisa amakhadi kumlingane wakho kunye nabaxhomekeke kuyo.

Ukuba awukwazi ukubeka izandla zakho ekhadini lakho loKhuseleko loLuntu, kunokufanelekile ukutyelela kwiofisi yakho yoLawulo loKhuseleko loLuntu ukuze uthole ikhadi lokutshintshela ngenxa yokuba uya kuyidinga into ethile kungekudala okanye kamva. Kodwa ukuba awunalo ixesha, ubuncinane thabatha ikopi yerhafu yangaphambili yangaphambili yokubuyisela irhafu kunye nawe, ophethe igama lakho langoku kunye nedilesi xa kunokwenzeka, kunye nenombolo yakho yoKhuseleko loLuntu.

Amaxwebhu axhumene neNgeniso

Ngoku sekuyisikhathi sokuqala ukuqokelela onke loo maxwebhu angeniso. Zifake kwi-sikhwama sakho njengoko ziqala ukuhamba ngebhokisi lakho leposi ngoJanuwari noFebruwari.

• Ifomu W-2 (ingeniso yomvuzo kunye nomvuzo)
• Ifomu W-2G (ukunqoba kwezokugembula)
• Ifomu 1099-A (ukuchithwa kwekhaya)
• Ifomu ye-1099-B (ukuthengiswa kwesitokisi, iibhondi, okanye olunye utyalo-mali)

• Ifom ye-1099-C (iindleko ezikhanseliwe)
• Ifom ye-1099-DIV (izabelo)
• Ifom ye-1099-G (ukubuyiswa kwemali yentlawulo kunye nokuhlawulwa kwemisebenzi)
• Ifomu 1099-INT (inzala)
• Ifom ye-1099-K (ishishini okanye ingeniso yerenti eqhutywe ngamanethiwekhi athile)
• Ifom ye-1099-LTC (inzuzo efunyenwe kumgaqo-nkqubo wokunakekelwa kwexesha elide)
• Ifom ye-1099-MISC (ukuzisebenza ngabanye kunye nezinye iintlobo zemali engenayo)
• Ifomu ye-1099-OID (isaphulelo sokuqala kwisaphulelo)
• Ifom ye-1099-PATR (izabelo zentlawulo)
• Ifomu ye-1099-Q (ukusasazwa kwisicwangciso sokulondoloza imfundo)
• Ifom ye-1099-QA (ukusasazwa kwi-akhawunti ye-ABLE)
• Ifomu ye-1099-R (ukunikezwa kwee-akhawunti zomhlala phantsi, 401 (k) izicwangciso, kunye nezinye iintlobo zezicwangciso zokugcina umhlalaphantsi)
• Ifom ye-1099-S (ukuthengiswa kwezindlu zangaphandle)
• Ifom ye-1099-SA (ukunikezelwa kwee-akhawunti zokugcina imali)
• Ifom yeSSA-1099 (IiNtlawulo zeNtlalo)
• Ifom yeRRB-1099 (iiRhafu zomhlalaphantsi)
• Ishedyuli K-1 (ingeniso evela kubambiswano, iinkampani ze-S, iziqithi, okanye iinkolelo)

Kungenzeka ukuba ufumene ingeniso ngexesha lonyaka ongenakuchazwa kwiyiphi na ifom. Ngokomzekelo, unokuba ngumnikazi wedwa yeshishini lakho. Omnye unokuhlawula i-$ 500 ukuze usebenze. Oku akudingi ukuba inkampani okanye umntu angenise ifomu ye-1099-MISC kuwe okanye egameni lakho kuba umyinge uyi-$ 600 ukususela ngo-2017.

Kodwa ke unokwenza ingxelo kwaye uhlawule irhafu kuloo mali.

Yenza ingqalelo zonke ezo ntlawulo okanye nayiphi na enye engazange iphumelele kwingxelo ethile yokunika ingxelo yengeniso. Makhele i-preparer yakho yerhafu ukuba yintoni imali eyayiyo kunye nokuba yintoni efunyenwe. Eminye imizekelo yengeniso engenakho ukuxelwa kwenye yeexwebhu zerhafu zibandakanya ingeniso yentengo kwiingxelo zezimali zangaphandle kunye neengeniso zemivuzo .

Amaxwebhu axhumene neendleko

Unokufumana kwakhona amaxwebhu eerhafu anxulumene nemali oyichitheleyo anokuchaphazela umfanekiso wakho werhafu. Uya kufuna ukuzisa oku kunye nawe okanye, ukuba awufumani ixwebhu okanye ifom, qinisekisa ukuba unayo ingxelo yeentlawulo ozenzileyo ngenxa yokuba zihlawulwe irhafu.

• Ifomu ye-1097-BTC (ityala lentlawulo ye-bond)
• Ifomu 1098 (inzala yomhlalaphantsi)
• Ifom ye-1098-C (igalelo lenkxaso yezithuthi)

• Ifom ye-1098-E (inzala yemali mboleko)
• Ifom ye-1098-MA (iindleko zokubolekwa kwezindlu)
• Ifom ye-1098-T (isikolo semfundo ephakamileyo)
• Iindleko zoshishino (shwa nkathelwe ngohlobo kunye nemali)
• Iindleko zokunyamekela abantwana (shwa nkathelwe ngumniki kunye nemali)
• Ilahleko zokugembula
• Iindleko zonyango
• Iindleko zokuhamba
• Irhafu yentlawulo yomntu, ezifana nokubhaliswa kwemoto ehlawulwe
• Iimali zerhafu yezindlu
• Ingxelo efumanekayo yokufumana / ukulahleka kwanoma yiziphi na izitokisi, iibhondi, iimali kunye kunye nezinye iityalo-mali ezithengiswayo kunyaka
• Iimbuyekezo okanye iincwadi zokuvuma izipho zothando
• Iindleko zengqesho (isishwankathelwe yipropati, uhlobo kunye nemali)

Abangcali beerhafu abaninzi baya kukunika umququzeleli oshicilelweyo ukukunceda ukuqokelela yonke le datha ukuze kube yinto yakho xa ulungele ukufaka ifayile ezayo.

Ukuba awukho iMibhalo

Unako ukufumana iikopi ngeendlela ezininzi ukuba ungenayo yonke imibhalo yakho yerhafu, ngoko ungakhathazeki xa ubeka kwindawo ethile okanye inkampani ihluleka ukukuthumela ifom efunekayo.

• Ukuba awukho ifomu W-2: Cela umqeshi wakho ukuba akunike ikopi entsha. Abaqeshi bafunwa ngumthetho ukugcina iikopi zee-W-2 iifom kunye nazo zonke ezinye iinkcukacha zokuhlawula ubuncinane ubuncinane iminyaka emine. Abanye abaqeshi bahlawula umrhumo wokumisela kwifomu yesibini.
• Ukuba awukho ifom ye-1099: Ezi zivela kwimithombo emininzi kwaye ukutshintsha enye kuxhomekeke kulolu hlobo lwenzuzo. Amabhanki anokufumana amaxwebhu eerhafu afumaneka ukukhuphela kwiiwebhusayithi zabo, okanye unokufowunela inombolo yenkonzo yabathengi ukuze uthole i-1099-INT entsha. Abathengi bemali kufuneka bakwazi ukuthumela iikopi ezongezelelweyo zeFom 1099-B kunye ne- 1099-DIV ukubika umsebenzi wokuthengiswa kwempahla kunye nokuhlawulela, okanye unokukwazi ukukhuphela iikopi kwiwebhsayithi ye-brokerage. Qinisekisa ukukhuphela ikopi yesitatimende sakho sokuphela komnyaka okanye ingxelo yokufumana / ukulahlekelwa kwengxelo ngenxa yokuba ulwazi kulezo ngxelo zingancedisa ulwazi olufumaneka kwiFomu 1099-B. Qhagamshelana nabathengi bakho ngefomu ze-1099-MISC ezingekho.

Unako Ukufumana Iikopi Ku-IRS

I-IRS ifumana ikopi yazo zonke iifayile zakho zerhafu, ngoko ke wena okanye i-akhawunti yakho unokucela iikopi ezivela kulo mthombo. Kukho iindlela ezintathu zokufeza oku.

1. Sebenzisa i-Intanethi ye-Intanethi kwi-website ye-IRS. Cela ikopi yakho "Yempendulo Yemivuzo kunye neNgeniso." Cacisa umnyaka ongenakho amaxwebhu. Uya kufuneka ubhalise kwiwebhusayithi kwaye uthathe amanyathelo ukuqinisekisa ubungqina bakho. Gcina ukhumbule ukuba abasebenzi be-IRS baqeshwe ngokugqithiseleyo njengabanye abasebenzi. Ingxelo yomvuzo kunye nengeniso ye-2016 inokuthi ingagqibekanga kwaye ifike ngo-Julayi 2017, ngoko ke wena okanye umgcini-akhawunti wakho kufuneka ufake isongezelelo ukuhlawula irhafu emva komhla we-Apreli ofunekayo ukuba awukwazi ukufumana oko ufuna ixesha.
2. Imeyili okanye ifomu yeFomu 4506-T kwi-IRS. Le fom isetyenziselwa ukucela imibhalo yamaphepha eerhafu ahlukeneyo. Hlola ibhokisi kumgca we-8, "Ifom ye-W-2, ifom ye-Form 1099, ifom ye-Fomu 1098, okanye ifom ye-Fomu 5498." I-IRS iya kubhala ngeposi, ngokuqhelekileyo malunga neentsuku zoshishino ezili-10.
3. Ukutyelela isikhungo se-IRS senkxaso yerhafu. Ummeli we-IRS unokuprinta umvuzo kunye neengeniso zengeniso kuwe.

Ukuba i-akhawunti yakho icela ikhophi yeNgxelo yeMvuzo kunye neNkcazo yeNgeniso, i-IRS iya kuyithumela ngefeksi ngqo kwiofisi yakhe, kodwa kufuneka uqale ugunyaze i-akhawunti yakho ukuba uxoxe ne-IRS egameni lakho. Le yinto elula yokulungiselela nokusayina ifomu 8821 okanye ifomu 2848. Umgcini-akhawunti wakho unokukucebisa ukuba ufuna ifomu oyifunayo kwaye ukulungiselela.

Ingxelo yomvuzo kunye nengeniso yempompo yoshicilelo lwekhompyutheni yolwazi equlethwe kumaxwebhu akho eerhafu. Ngeke kubonakale njengeefotokopi zeifom zakho ze-W-2 kunye ne-1099. Kunoko, kuya kuba yinkcazo yedatha equlethwe kwiifom.

I-IRS igcina kuphela ulwazi olusemthethweni kule fomu. I-state kunye neentlawulo zentlawulo zengingqi aziyi kubonakalisa, ngoko ufuna ukudibanisa namaziko avela kwirekhodi ukuze athole ikopi yala maxwebhu angaphambili.