Imigaqo kunye nezikhokelo zokuKhutshwa koMrhumo onobuNcedo
Akunjalo wonke umntu onokubamba igalelo labo, nangona kunjalo. Kufuneka wenze ixabiso lakho lokuncitshiswa kweerhafu ukufaka isicelo somrhumo wempesheni, kwaye le nto ifanelekileyo kuphela ukuba intsalela yakho yonke into echithwe ngayo ingaphezulu kwexabiso lemali echithwayo eliza kufumana kwisimo sakho sokufakela.
Indlela Yokumangalelwa Ukutshitshiswa kweMinikelo Yokunceda
Unokubangela ukuncitshiswa kweerhafu ukunikezela ngokuncedisa kwiShedyuli A yeFomu 1040. Ishedyuli ayifuni nje ukucela iminikelo yokunceda. Iquka kwaye ibalwe zonke iinqununu ezithintekayo ukulungele ukubango ukuze ungadlulisela inani elipheleleyo lokubuyisela irhafu endaweni yokuncitshiswa okuqhelekileyo. Olunye uhluthiso olunokuthi luquka izinto ezifana nezindleko zonyango kunye namazinyo ozihlawulele zona okanye abaxhomekeke kwixesha lonyaka - kubandakanywa iimali-mali ze-inshorensi-kunye nezinye iintlawulo onokuzihlawulisa kunye nomdla wendlu.
Imigaqo yokuBamba iNkonzo yokuThuthukiswa koNcedo
I-IRS ibeka imithetho emininzi yokubamba ukuncitshiswa kweminikelo yokunceda:
- Kufuneka unikeze imali okanye ipropati. Isibambiso okanye isithembiso sokubanika asikhatyathwa kuze kube yile ndlela uhlawule.
- Kumele ube negalelo kwintlangano efanelekileyo yokuhlawulwa kwentlawulo. Izibonelelo ziya kukwazisa ukuba zinama-501 (c) (3) imeko ehlawulwa irhafu, kodwa ezinye imibutho, kuquka iicawa kunye neminye imibutho yonqulo, ayifuni ukufumana i-501 (c) (3) kwi-IRS. Babala njengamancedo afanelekileyo kungakhathaliseki, njengokuba abathembekileyo kunye neenkampani zokuzithandela zomlilo zokuzithandela.
- Kufuneka udibane neemfuno ezininzi zokugcina irekhodi. Iquka ukugcina iirekhi ezikhishiwe, iincwadi zokuvuma ezivela kwintando kunye nee-appraisals ezichonga ixabiso lepropati ezinikelwe.
Ukugcina iiRekhodi zoMnikelo wakho
Iirekhodi zakho ezibhaliweyo kufuneka zibonise igama lenkampani encedisayo, umhla wokunikela kwakho kunye nemali oyinike yona.
Ukukhangela ukuhlolwa kusebenza kakuhle ngenxa yokuba igama lothando, umhla kunye nemali yesipho zonke ziyavela khona. Izitatimende zeBhanki zilungile, nazo, xa zibonisa isipho esikhokhelwa ngekhadi yedata, kunye neengxelo zekhadi zekhredithi zisebenza xa zibonisa le ngcaciso efanayo.
Imibutho yokuncedisa iya kubakhokelela abaninikeli ngeencwadi ezibhaliweyo zokuvuma okanye iirisithi. I-IRS inokuthi ingavumeli iminikelo yokuncedisa i-$ 250 okanye ngaphezulu xa ungenayo imvume ebhaliweyo evela kwintando yokubhala isipho sakho. Ukuba wenza igalelo elingaphezulu kweyodwa kule mali, uya kufuneka ukuvuma okuhlukeneyo ngamnye okanye ukuvuma okunye kufuneka ubhale umrhumo ngamnye ngeenkcukacha ngosuku owenze ngalo.
Imirhumo engekho-mali
Kufuneka ukwazi ukuxhasa ixabiso lemarike elungileyo lempahla okanye ipropathi oyinikezelayo, kubandakanywa izithuthi, iinqanawa okanye iindiza, kwaye uya kufuna ukubhalwa okubhaliweyo kwintando yesipho sesipho. Kufuneka ugcwalise Ifomu 8283 kwaye ufake oku ngentlawulo yakho yentela ukuba loo propati ixabise ngaphezu kwama-500.
Iingcebiso zokunikela izinto ezingezizo-mali
- Yenza uludwe lwezinto ozozinika zona. Uzakufuna le nkcukacha kwifom ye-8283.
- Qaphela imeko yento nganye uze ufike kwixabiso. I-IRS iya kuvumela ukunqunyulwa kwanoma yimuphi umbandela osebenza kakuhle okanye obhetele. Ngamanye amagama, ungakhathazeki ukubiza inqununu yeTV yakwindawo esezantsi engazange isebenze kwiminyaka, nokuba ifuna nje enye inxalenye entsha. Okona kuncinci, kufuneka ube nexabiso kwiimeko zalo zangoku ngaphandle kwenxalenye entsha. Ungasebenzisa izikhokelo zokulinganisela ezinikezelwe nge-intanethi yiSindiso Army okanye ukulungiswa kwezinto eziqhelekileyo ezifana nezambatho, izixhobo ezincinci kunye nezinye izinto zasemakhaya, Gcina itekiti yentengo kunye / okanye i-receipt ye-receipt ukubonisa ubungakanani bento ukuba luphawu olutsha.
- Unokubanga ukuncitshiswa kokutya kunye nokutya, kwakhona. Unokubamba iindleko ukuba unika ukutya kwi-charity ngokunjalo. Qiniseka ukuba ufumana ukubhala okubhaliweyo komnikelo wakho kwaye ugcine i-receipt yakho yesitolo ukufumana ubungqina bexabiso lezinto.
- Cinga ukuthatha imifanekiso yeminikelo yakho. Ukuba nomfanekiso owenziwe ngento oye wanikela ngayo unokunceda, ingakumbi ukuba unika izinto ezininzi. Akuyiyo imfuneko yecandelo, kodwa ayikwazi ukulimaza kwisiganeko esingenakwenzeka ukuba uhlaziyo lwakho luphicothwe. Vula nje kwifowuni yakho, thumela imifanekiso kwi-hard drive yakho kwaye uyisindise.
- Lungiselela irisidi yakho ukubonisa ubungqina. Ukuba ubhala oko ngaphambi kwexesha, unokwenza usayinwe xa ushiya izinto zakho. Ngale ndlela unokuqiniseka ukuba irhafu ilungile kwaye iquka yonke inkcazelo oyifunayo.
- Fumana i-appraisal ebhaliweyo ukuba unika ipropati engaphezulu kwama-5,000.
Umda kwiDesuction Contribution Disced
Ngokuqhelekileyo, unako ukuhlawula igalelo ukuya kwi-30 okanye kwi-50 ekhulwini yeholo lakho elipheleleyo elitshintshileyo kuxhomekeke kwimeko kunye nesimo sokuxolelwa kwerhafu esinikezelwayo. Unako ukuhlawula igalelo lexabiso elixabisekileyo lemali eliyi-assets ukuya kuma-20 ekhulwini kwi-AGI yakho.
Ungakhathazeki ukuba izipho zakho zigqithise le miqobo. Unako ukuqhubela umyinge ongaphezulu kwonyaka werhafu. Iminikelo ethe xaxa inokuqhutyelwa ngaphezu kweminyaka emihlanu.
Ukuncitshiswa kwakho kunokuchaphazeleka ukuba i-AGI yakho iphezulu kakhulu, nangona kunjalo: i-$ 311,300 xa utshatile kwaye uhambisa ngokubambisana, i-$ 285,350 xa uvumelekile ukufakela njengentloko yendlu, i-$ 259,400 xa ungatshatanga, kunye ne $ 155,650 ukuba utshatile kodwa ukhethwa ukuba ufake ifayile yokubuyisela irhafu. Ukuba ufumana imali engaphezulu kwalokhu, ixabiso leemali ezichithwe ngalo lilinganiselwa kuma-80 ekhulwini le-AGI okanye ama-3 ekhulwini lemali apho imali yakho engenayo idlula umda, nayiphi na encinane.
Into engenakunyulwa
Eminye iminikelo ayinakucatshulwa irhafu, kuquka izipho ezenziwe:
- Amaqela ezopolitiko, iiprojekthi zezopolitiko okanye iikomiti zezenzo zezopolitiko
- Izipho ezixhaswe ngabantu ngabanye
- Iminikelo yemibutho yabasebenzi, amagumbi entengiso okanye imibutho yezoshishino
- Iminikelo yezikolo ezingenanzuzo kunye nezibhedlele
- Igalelo kubarhulumente bamazwe angaphandle
Oku kusenzela ukunikezela okuninzi kunceda ukuba ungabi ncinane kwi-taxable duty yakho ukuba ufuna ukuyifumana.