Ziziphi iiNyathelo zokufaka isicelo kwi-FAFSA?

by Ken Clark

Xa kuziwa kumaphepha e-stress-stimulation, ukufaka isicelo se-Federal financial aid kunokufikelela ngqo apho ngokulungiselela ukubuyiswa kweerhafu. Enyanisweni, awukwazi ukufaka isicelo sokuncedisa ngemali ngaphandle kokugqiba irhafu yakho!

Nangona inkqubo ingabonakala ingaphazamisekanga ekuqaleni, inene impela. Imithombo enkulu yokukhungatheka iya kuvela kulinde ukuya kumzuzu wokugqibela kwaye ungenalo ulwazi oluyimfuneko xa uludinga.

Esi sihlandlo sinyathelo-nge-nyathelo siya kukuhamba kuyo yonke into ofuna ukuyifumana xa kuziwa ukufaka isicelo sokuncedisa ngemali.

01 Fumana Iinkonzo Zakho zoNcedo lwezeMali

Ngomfundi abaninzi abenza isicelo sokuncedisa ngemali, iofisi ye-Federal Student Aid (isahlulo seSebe leMfundo le-United States) linalo ixesha elincinane lokuphulaphula izizathu zokuthi kungani ungafumani iifom zakho ngexesha. Ukuqinisekisa ukuba uya kufumana uncedo olufunekayo, kufuneka uhloniphe ixesha elide.

Ifom yeFred FAFSA, eyona iqonga elisisiseko apho yonke inkxaso yezemali yakhiwa, ngokuqhelekileyo ibangelwe ekupheleni kukaJuni kulo nyaka wesikolo. Ngokomzekelo, umhla wokugqibela wonyaka wesikolo we-2009-2010 uya kwenzeka ekupheleni kukaJuni 2010.

Ukuba uceba ukufaka uncedo oluvela kwilizwe lakho, ixesha elidlulileyo lidla kakhulu kakhulu kunyaka. Ukongezelela, iifom ze-Federal aid ayifaki indawo yokuzalisa iifom zongezelelweyo zelizwe.

Ekugqibeleni, iikholeji kunye neeyunivesithi ziza kuba neemfuno ezikhethiweyo kunye neemfuno zephepha zokufundwa kwee-scholarship kunye neenkqubo ezizodwa esikolweni. I- CSS INGXELO YOMSEBENZI yifomu ehlukileyo esetyenziswe izikolo ezingaphezu kwe-600 zabafundi bezemfundo kunye namaphakheji encedisayo.

Ukujonga kwixesha elidlulileyo, tyelela iphepha lokugqibela le sicelo lephepha lewebhu leSebe leMfundo.

02 Ukufumana iWebhu yakho yePhepha

Kufuneka uqalise inkqubo yenkxaso yezemali ngokuthenga ifolda yefayile yeefordion-encinci. Oku kuya ku gqibela ukugcina onke amaxwebhu akho eemali zemali, iifom ze FAFSA ezigqityiweyo, izivumelwano zemboleko, ileta zonikezelo, njl njl.

Kuya kuba yingqiqo kakhulu ukuprinta yonke i-imeyli oyithumelayo kwaye uyayifumana, kunye nayo yonke ifowuni ye-intanethi uzalisekile, nje xa ikhompyutha yakho iphazamisa. Ezi ngxelo ziza kufumaneka ngokufanelekileyo ukuba kufuneka ube neengxabano kunye neziko.

Qiniseka ukuba ugcina le folda kwindawo ekhuselekileyo. Oku akufanelekanga ngokulala phantsi kwigumbi lokulala okanye kwisitulo sokugqibela semoto. Ngolwazi lwakho lwangasese, imbuyekezo yerhafu, iinombolo zoKhuseleko loLuntu, njl

03 Faka isicelo se-PIN ye-FAFSA

Umfundi ngamnye unikwa inombolo yePIN ekhethekileyo yiSebe leMfundo. Le nombolo ye-PIN iyadingeka ukuba "isayine" isicelo sakho se-FAFSA kwi-intanethi, kunye nokufikelela kwiinkcukacha ezininzi.

Kuthatha ubuncinci beentsuku ezi-1-3 ukufumana inombolo yakho yePIN once ucele. Ngeli xesha, ulwazi lwakho luqinisekiswa ngoLawulo loKhuseleko loLuntu. Ukuba ulwazi lwakho aluhambelani, okanye ukuba inkqubo ye-FAFSA ilayithwe, ingathatha ixesha elide kunexesha eliqhelekileyo.

Kubalulekile ukufaka isicelo senombolo yakho yePIN kakuhle ngaphambi kokuba uzakuyisebenzisa. Ukufaka isicelo kwinombolo yakho yePIN phakathi kweentsuku ezimbalwa zonyaka wexesha loncedo lwezemali kuya kubangela ukuba uyilahleke.

Gcina le nombolo yePIN ngokukhuselekileyo nakwiibucala! Inombolo efanayo yePIN oyayisebenzisa ngexesha lakho lonke lekholeji.

04 Gqibezela kwaye Hambisa ifom yeFFFSA

Ukuzalisa ifom yeF FAFSA mhlawumbi inxalenye edidekayo yenkqubo yoncedo lwezemali. Uninzi lwale mpikiswano luvela kwinto yokuba ifom ye-FAFSA idinga ulwazi kwi-tax return yakho. Uninzi lweendidi zolwazi oluceliwe aluqhelekanga kubantu abaqesha umntu ukuba agqibe ukubuyela kwawo kwerhafu yonyaka.

Mhlawumbi into engcono ukuyenza kukuba uhlolisise ifom yeF FAFSA phambi kokuba uhlale phantsi ukugqiba enye inthanethi. Ukuba kukho iindidi okanye imiqathango ongayiqondiyo, unokuqhagamshelana ne-preparer yakho yentela okanye ufune iingcebiso kwenye indawo. Kwakhona, kufuneka ugweme ukulinda de phambi komhla wokugqibela, ekubeni kungathatha ixesha ukufumana iimpendulo kwimibandela yakho.

Njengoko kuthethwe, ukugqiba ngokuchanekileyo i-FAFSA yakho iya kufuna ukuba ufumane ingxelo yokubuyisela irhafu yonyaka. Ukungabi nalokhu kuya kukushiya uqikelele kumanani amaninzi kwaye kuya kufuna ukuba ubuyele kwaye ulungise ulwazi emva koko.

05 Khangela kwiNgxelo yeFom yakho ye-FAFSA

Ngewebhusayithi ye-FAFSA (usebenzisa inombolo yakho yePIN), unokujonga ubungakanani besicelo sakho se-FAFSA. Nangona iifom zinokucutshungulwa phakathi kweentsuku okanye ezimbini zokungeniswa, ngokuqhelekileyo kuthatha iiveki ezi-1-2.

Ukuhlolisisa isimo sakho kuya kunceda ukwazi ukuba ngaba awuyizalisekisi yakho ifomu ngokuchanekileyo, kungekhona oko uza kuzuza ngoxanduva. Ingcaciso malunga neepakethi zenu zoncedo ziya kunikwa zizikolo ezahlukeneyo onomdla wokuya kuzo.

06 Qhagamshelana neeNkonzo zoNcedo lwezeMali kwiZikolo oziqwalaselayo

Emva kokuba isicelo sakho siqhutywe, isebe loncedo lwezemali liyakunceda uqale ukulungisa iindlela zakho zokuncedisa ngezezimali. Ezi zinokubambisana neengxowa-mali ezixhaswayo okanye ezingenasigxina, iimali- mali, izibonelelo , izaphulelo zezifundo kunye nokufundiswa komsebenzi.

Xa udibanisa nabo, kufuneka ubonise imbeko, intlonipho kunye nomonde. Khumbula, ngaba ngabantu abazama ukugqiba indlela yokwahlula izibonelelo zenkxaso-mali zemali!

07 Phinda iNkqubo yoNyaka ngamnye

Enye yezona mpazamo ezinkulu ezenziwa ngabafundi abatsha bacinga ukuba baye bafumana inkxaso yezemali kuzo zonke iikholeji zabo. Enyanisweni, kufuneka uzalise i-FAFSA kunye nezicelo ezininzi zonyaka zifuna ukuba ufumane uncedo lwezemali. Uninzi lwezikolo nazo zifuna ukuba abafundi bafundele okanye bafake isicelo kwakhona kwiinkqubo ezikhethekileyo esikolweni sabo.

08 Cinga Ukufumana Uncedo Lobugcisa

Ukuba konke oku kusandile kunzima, okanye ukuba kunzima ukucinga ukufumana ixesha lokukwenza oku, unokufuna ukuqwalasela umqeshwa. Mane uqaphele ukuba kukho uncedo oluninzi lwezemali ngaphandle apho, kwaye akukho mntu unokuqinisekisa ukuba uya kufumana iintlobo ezithile zenkxaso-mali.