Iimali eziNgcono zoBulungisa kwiSahlulo

I-High-Yield Stock Mutual Funds ukusuka kwi-Fidelity

Ukunyaniseka kunika ezinye zeengxowa-mali ezihlawulelwayo ezihlawulelekileyo ezihlawulelwayo kwimarike. Iingxowa-mali ezahlula ngokubanzi zifaka imali kwiimpahla eziphezulu eziphezulu ezihlawula izabelo. Le mali ingenza utyalo-mali olude olude kwaye luyakwazi nokuba lukhethi olufanelekileyo lwemali engenayo kwimali yomhlalaphantsi.

Izahlulo ziyakwamkelwa njengemvelaphi yengeniso okanye zingasetyenziselwa ukuthenga izabelo ezininzi ze-fund. Abatyalomali bexesha elide batyunjwa ukuba babe neerhafu ezithengayo izabelo ezingaphezulu zeengxowa-mali kodwa abatsha-mali abaninzi abathengisa imali yokuxhasana ngemali bahlala befuna umthombo wemali engenayo, oku kuthetha ukuba umtyalo-mali unokuthanda iintlawulo ezizinzileyo kunye ezinokuthenjwa kwi-fund utyalo mali.

Kwiimeko ezininzi, ngenxa yemvelo yabo yokuveliswa kwemali, iimali zengxowa-mali zobudlelwane ezifanelekileyo zifaneleke ngokufanelekileyo kubafaki-zimali abahlala phantsi.

Abanye abatyali-mali basebenzisa igalelo zengxowa-mali ngokubambisana kunye neengxowa-mali kunye neengxowa-mali ezincinci kwiindawo eziphantsi kwemilinganiselo kuba zihlawula izivuno eziphezulu kunezibophelelo. Nangona kunjalo izitokisi zithwala umngcipheko omkhulu wokulahlekelwa inqununu.

Nangona kunjalo, iimali zengxowa-mali, ezo zihlala zihlulwe ngexabiso lemali yesitokhwe , zivame ukuba zincinci (ingengozini encinci) kunezinye iintlobo zemali, njengemali yokuxhaswa kwempahla .

Iimali eziNgcono zoBulungisa kwiSahlulo

Izivuno ziya kuguquka kodwa ezi zixa-mali ezintathu zokuthembeka ziyingxelo yokuhlawula izabelo eziphezulu kwi-stock exchange funds:

• Inkokhelo ye-Equity Imali (FEQIX) ngumenzi ophakathi ngokwembuyekezo yeembuyekezo zonyaka kodwa izivuno ziphakathi kweyona mali ephezulu kwi-stock stock fidelity. Le ngxowa-mali igxininise ukugcinwa kwayo kwii-stock-cap value-cap. Umlinganiselo weendleko ze-FEQIX ngowama-0.71% aphantsi kwaye ukuthenga ubuncinci bokuqala ngu-$ 2,500.

• Ukunyaniseka kweSicwangciso-mali kunye neNgeniso (FSDIX) ihlala njalo phakathi kweengxowa-mali ezithembekileyo ze-Fidelity for dividends. Iphothifoliyo yimalunga yesibini-yesithathu kwi-stock-caps-capital cap-stocks kunye ne-remaining holdings yabelwe phakathi kwamasheya angaphandle, iibhonksi, imali kunye neziqinisekiso ze-convertible. Umlinganiselo weendleko ze-FSDIX uphantsi kwi-0.74% kwaye ubuncinci bokuthenga okokuqala ngu-$ 2,500.

• Ingeniso ye-Fidelity Equity Dividend Income (FEQTX) yenye enye i-fund engabikho ikhefu kwimigangatho yemigangatho ekusebenzeni kodwa ingqongqo ekujoliseni ukuvelisa inzuzo kubalimi-mali ngezabelo. Ulwabiwo lwee-portfolio malunga nemali engama-90% yase-US kunye nama-10% angama-stocks angaphandle. Ugxininiso lwentengo kwi-capital-caps kunye neqhekeza kwiikota. Umlinganiselo weendleko ze-FEQTX uphantsi kwi-0.72% kwaye ubuncinci bemali yokuqala yokuthenga ngu-$ 2,500.

Njengengeniso engenayo kwimali-mali ehlawula imali, i-Fidelity nayo inokhetho olomeleleyo lweemali -mboleko eziphezulu .

Abatyalomali kufuneka bahlale bekhumbula ukuba, nangona imali edibeneyo yohlahlo lwabiwo mali inokuhlawula izivuno ezilungileyo, kusoloko kukho umngcipheko oyintloko ochaphazelekayo nakwezobambiso zotyalo-mali.

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.