Bona i-Best Mutual Funds esuka kwi-Oppenheimer
Nangona iindawo ezininzi zithengela abadayisi abathengisa iimali zakwa -A-share share, iimali ze- Oppenheimer zifumanisa uninzi lwazo eziziwayo kwiingcamango zabatyalomali nge-401 (k) izicwangciso, apho zinikeza ezinye iiklasi eziza kwenza izaphulelo ngeenguqu zemali ezikhutshwe ngumthwalo ezinye zeemali zabo ezingcono.
Iingxowa-zintathu zeeNgxowa ezilungileyo kakhulu ezivela kwi-Oppenheimer
Ukukunika isahluko esiphambeneyo seemali ezixhasanayo eziphakathi kwe-Oppenheimer engcono kunikezela, zizinto ezintathu ezixhaswa ngemali kwiindidi ezahlukeneyo:
- Inkampani ye-Oppenheimer International Small A (i-OSMAX): Njengokuba igama le-fund libonisa, i-OSMAX igxininisa ngokukodwa kwiinkampani ezincinci ngaphandle kwe-US OppenheimerFunds sele lidala inkokeli ekutsalweni kwehlabathi lonke kwaye amava abo abe yinzuzo kubatyalomali kwixesha elidlulileyo. Ukusebenza kwesi sikhwama se-stock aggressive sitshitshiswe ngaphezu kwe-90% yeengxowa-mali zemali esezantsi. Nangona kubalulekile ukuba uqaphele ukuba le ntsebenzo engaphezulu kweyonke ihamba nomngcipheko we-market. Umlinganiselo weendleko ze-1.42% umyinge woluhlu kwaye ubuncinci bokutsha-mali bokuqala batshabhile kunokuba baninzi kwi-$ 1,000.
- I-Oppenheimer Real Estate A (i-OREAX): Ukuba ufuna indawo yengxowa-mali ye-real estate eyenziwe ngokulandelelanisa umgangatho wempahla yendawo yokuhlala, i-OREAX iyafaneleka. Umlinganiselo weendleko ze-1.33% ungabizi ngaphaya kweyonke imali ye-real estate imali kwaye ubuncinci bokutshala imali ngu-$ 1,000. Abatyalomali kufuneka bahlale bekhumbula ukuba iikharityhulam zecandelo ziye zagxininisa kwiindawo zoshishino, nto leyo eyenza umngcipheko omkhulu. Imali yecandelo ingasetyenziselwa njengezixhobo zohlukeneyo, ngelixa zikwazi ukuphucula ukusebenza kwexesha elide. Ngokuqhelekileyo kubulumko ukunika ngaphantsi kwe-10% yepotfolio kwinqanaba elilodwa.
- I-Oppenheimer-Term Term Bond A (OUSGX): Iimali zeBond ayinamandla ka-Oppenheimer kodwa i-OUSGX iyimimiselo kwixesha elifutshane leemali zebhanki . Iimali ezincinci zebhondi zexesha elifutshane zingaba ngcamango enhle xa amaxabiso enzala ekhuphuka kwaye i-OUSGX iye yaphazamisa imbali iqela leontanga. Umyinge weendleko ngu-0.82%, okona kuncinci kwi-bond bond kodwa iqela lolawulo lenze le nqanaba lexabiso, ngokukodwa ngexesha elide.
I-OSMAX kunye ne-OREAX bobabini bahlawula i-5.75% imithwalo yangaphambili kunye neentlawulo ze-OUSGX u-2.25% umthwalo wangaphambili. Abatyalomali kufuneka bajonge ezinye iinketho zeklasi zokwahlula , ingakumbi izabelo ezikhutshwe ngumthwalo, ukuba zikhona. Ukugcina iindleko ezincinci ngenye yezinto ezilawulwayo zokulawula utyalo-mali. Ukuba iimali ze-Oppenheimer zingama-401 (k) isicwangciso sakho, kwaye awukho enye inxaxheba, qiniseka ukuba wenze uphando lwakho kwaye ujonge ukusebenza kwimbali ngaphezu kweendleko.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.