Uluhlu lweeNgxowa-mali ezithembekileyo ezijoliswe kwiiNkcazo
Amacandelo ahlukeneyo kumashishini, njengempilo, iteknoloji, ivenkile, kunye ne-estate. Ukutshala imali kumacandelo kunokuba yindlela efanelekileyo yokupakisha iiphothifoliyo kunye nokwandisa amathuba okubuyiswa okuphezulu kumashishini akhulayo.
Ubuhle bemali yecandelo kukuba abatyali-mali abadingeki ukuba baphume baze benze uphando lwabo ukuze bafumane iindawo ezinobuncwane obuphezulu kwicandelo elinikeziweyo; banokuthenga nje ibhasikidi yamasheya ngaphakathi kwicandelo ngokuthenga izabelo zecandelo leengxowa-mali. Kwaye ezinye zeemali zecandelo elifanelekileyo zifumaneka kwi-Fidelity.
Ukunyaniseka kukubonelela ngemali malunga namacandelo 40. Ngoko ukukunceda ukwenza umsebenzi wakho ube lula, kwaye akukho myalelo othile, sanciphisa uluhlu lwemali yecandelo lokuthembeka kwiqela elingalawulwayo lento esiyakholelwa ukuba yimali eyi-10 engcono kwi-Fidelity:
1. Iimali zeNgcaciso zeCandelo: I-Fidelity Select Software kunye ne-IT Services (FSCSX)
I-Fidelity Select Software kunye ne-IT Services (i-FSCSX) ityala kwiifrikhnoloji ezizibandakanya ngokubanzi kumashishini anxulumene nemveliso yeekhompyutha kunye neenkonzo zolwazi. Oku kwenza i-FSCSX ingcamango yokukhula okuthembisayo yotyalo-mali olude ixesha elide njengoko i-Age Age iyaqhubeka nokuqhuba ukuphuhliswa kwezoqoqosho kunye nokuhlalisana kwentlalo yehlabathi eliphucukileyo.
I-FSCSX yikhwama ephakamileyo ephakamileyo kunye nexabiso lentengo ye-0.77 yeepesenti kwaye ubuncinci bokutshala imali eyi-$ 2,500.
2. Iimali zeeNgcaciso zeNkcazo: Ukuthembeka okuKhethekileyo (FSRPX)
Ukuthembeka Ukukhetha UkuQinisekisa (i-FSRPX) ibambe iphothifoliyo yamasheya ngokuyinhloko equkethe iinkampani ezinkulu zase-US ezifana ne-Amazon (AMZN), i-Home Depot (i-HD), kunye ne-Priceline (i-PCLN), ezikhoyo kumatshini kumbhengi.
Ezi zi-stocks ezenza kakuhle xa abathengi benemali yokuchitha kwiimveliso kunye neenkonzo ezininzi kwiqela lezinto ezifunayo kunezidingo. Ngokomzekelo, xa uqoqosho luba nempilo, abathengi bathambe ukuthenga izinto ezininzi ezifana ne-electronics kunye neempahla zasekhaya okanye banokuhamba ngokubanzi kwaye bachithe ngaphezulu kwiiholide, amahotele kunye nokuzonwabisa. I-FSRPX inexabiso leendleko zee-0.81 zeepesenti kunye nokuthengwa kokuqala kwe-$ 2,500.
3. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Transportation (FSRFX)
Ukuthembeka Ukukhetha UkuThutha (i-FSRFX) ityala kwiinkampani ezibandakanyekayo kwiinkonzo zokuthutha zabantu kunye nemveliso, kunye neenkampani ezivelisa izixhobo zenkonzo kunye nemveliso. Imizekelo ibandakanya i-FedEx (FDX), i-UPS (i-UPS), ne-American Airlines (AAL). Ngokukhula okungaqhelekanga kokuthengwa kwe-intanethi, imfuno yokuthunyelwa kwempahla iye yanda kakhulu. Oku kunika amandla kwi-FSRFX yokungaqhubeki ngokuqhubekayo nokuthelekiswa kwamanqaku emakethe . I-FSRFX inexabiso lentengo ye-0.81 yeepesenti kwaye ubuncinci bokuthenga i-$ 2,500.
4. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Medical and Systems Systems (FSMEX)
Iinkqubo zoBulungisa kunye neNkqubo zoLuntu (i-FSMEX) inika imali kwiinkampani eziphuhlisayo kwaye zenze iifowuni zonyango namanye amashishini ahlobene.
Inani labantu abaguga e-US nakwihlabathi jikelele lenze isidingo esingazange senziwe ngaphambili kwezixhobo zonyango kunye neenkonzo. Olu hlobo luza kuqhubeka njengoko isizukulwana "sesisu" siqhubeka sikhula kwaye sifuna iimveliso ezinjalo. I-FSMEX enye yeyona mali ephakamileyo ephakamileyo yokulinganisa kwi-Fidelity kunye nerekodi ye-market---beating returns-long-time. Umlinganiselo weendleko ngowama-0.76 wepesenti kwaye ubuncinci bokutshala imali ngu-$ 2,500.
5. Iimali zeNgcaciso zeCandelo: I-Fidelity Select Chemicals (FSCHX)
I-Fidelity Select Chemicals (FSCHX) inamasheya ezinkampani ezibandakanyekayo kwiinkampani zamashishini, njengeDow Chemical (DOW), iMonsanto (MON), kunye ne-PPG Industries (PPG). Phakathi kweemali eziphakanyisiweyo zokuthembeka, i-FSCHX ikwahlula njengengxowa-mali yemithombo yendalo. I-FSCHX nayo ineyona enye yeyona ndlela ihamba phambili yokubuyiswa kwenyanga, ephindwe ngaphezulu kweepesenti ezingama-13 ukususela ngo-1985.
Oku kubuyiselwa ngokukhawuleza kwexesha elide, ngokukodwa elilula ngaphezu kweminyaka engama-30. Umlinganiselo weendleko ze-FSCHX ngowama-0.8 ekhulwini kwaye inani elincinci lokuthenga lokuqala li-$ 2,500.
6. Iimali zeNgcaciso zeNkcazo: I-Fidelity Khetha i-Telecommunications (FSTCX)
Ukunyaniseka Khetha i-Telecommunications (i-FSTCX) igxininisa ukubamba kwayo kwi-industry ye-telecommunication, equka amasheya afana neVerizon (VZ), AT & T (T), kunye ne-T-Mobile (TMUS). Ngeteknoloji, intlalo yoluntu kunye neentengiso ezishintsha ngakumbi kwiinkqubo zeselula, icandelo le-telecom liya kuqhubeka liba ngumxhamli, kunye nabanini-nxaxheba kwimali yecandelo njengeFSTCX. Umlinganiselo weendleko zeFSTCX ngowama-0.82 ekhulwini kwaye inani elincinci lokuthenga lokuqala li-$ 2,500.
7. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Semiconductors (FSELX)
I-Fidelity Select Semiconductors (FSELX) ingxowa yecandelo lezekhnoloji elijolise kwiinkampani ezenza okanye ukuthengiswa kwezixhobo zombane kunye nezixhobo. Ngenxa yoko uza kubona izitokisi ezifana ne-Intel (INTC), i-Qualcomm (QCOM), kunye ne-Broadcom (i-AVGO) kwingxowa-mali. Ukuba liyinxalenye ebalulekileyo yezixhobo zecomputer, ii-semiconductors ziqiniseke ukuba zifunwa kakhulu kwikamva elibonakalayo. Ngoko ke ukukhula koqoqosho lwehlabathi, kunye neemfuno zabathengi, kuya kuba ngabaqhubi bokukhula kwemali efana ne-FSELX kwiminyaka ezayo. Umlinganiselo weendleko ze-FSELX ngowama-0.77 weepesenti kwaye ubuncinci bokutshala imali ngu-$ 2,500.
8. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Insurance (FSPCX)
I-Trust Trust Select (i-FSPCX) ingxowa yecandelo ejolise ngokukodwa kwiinkampani ezinkulu ze-inshorensi njenge-American International Group (AIG), iMetlife (MET), kunye ne-Prudential Financial (PRU). Ukuba ufumana ukhononda malunga neendleko ze-inshurensi ezikhulayo okanye uqaphele ukuba izakhiwo ezide kakhulu kwizakhiwo ezinkulu zihlala zinjalo kwiinkampani zomshuwalense, unokufuna ukudlala encinane "ukuba awukwazi ukubetha ', faka' em "umdlalo kwaye uthenge amasheya kwingxowa yecandelo lomshuwalense njengeFSPCX, enexabiso lentengo ye-0.8 ekhulwini kunye nomyinge ophantsi wokutsalwa kwe-$ 2,500.
9. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Health Care (FSPHX)
Ukunyaniseka Khetha Ukunakekelwa KwezeMpilo (FSPHX) utshala inxaxheba ehlukeneyo yeempahla ezincinci kwicandelo lononophelo lwempilo, elibandakanya amacandelo afana namayeza, i-biotechnology, kunye nezixhobo zonyango kunye nezixhobo. Ngoko ukuba ufuna ukufaka izitokisi zempilo kwiphothifoliyo yakho kwaye wenze ukubheja kwexesha elide ekukhuleni kwecandelo lezeMpilo, i-FSPHX yinto ekhethileyo. Umlinganiselo weendleko zeFSPHX ngowama-0.73 ekhulwini kwaye ubuncinane bokuthenga kuqala ngu-$ 2,500.
10. Iimali zeNgcaciso zeNkcazo: I-Fidelity Select Energy (FSENX)
Ukuthembeka Ukukhetha Amandla (i-FSENX) igxile kwiimpahla zeenkampani ezibandakanyekayo kumashishini ombane oli, igesi yendalo, amalahle kunye nokuvuselelwa kwamandla. Ekubeni iimveliso ezinjengeoli kunye nezinye izibonelelo zendalo zinexabiso elincinci, amaxabiso kulindeleke ukuba aphakame ngokukhawuleza njengoko ixesha lidlulayo. Oku kwenza isigaba samandla phakathi kwamacandelo oshishino olusondeza izolo, namhlanje nangomso. Izikhundla eziphezulu kwi-FSENX zii-stocks ezifana ne-Chevron (CVX), i-Baker Hughes (BHI) ne-Haliburton (HAL). Umlinganiselo weendleko ze-FSENX ngowama-0.8 ekhulwini kwaye inani elincinci lokutshala imali li-$ 2,500.
Njengegama lokugqibela kumacandelo otyalo-mali, khumbula ukuba ngelixa i-potential earnings ephezulu ikhona, inokuthi kubekho ukunyaniseka kwexabiso elikhoyo. Ngamazwi ahlukeneyo, ukubuyiswa kweentengo eziphezulu zizisa nomngcipheko omkhulu wokulahlekelwa kotyalo-mali. Abatyalomali kufuneka batyathele ngokufanelekileyo xa bekhetha ukusebenzisa imali yecandelo. Kwimeko ezininzi, ukwabiwa okuncinci kwe-5% ukuya kwi-10 ekhulwini ngalinye kwanele ukongeza intlukwano ngelixa ukwandisa ukubuyiswa kweepotfoliyo.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.