Fumana umvuzo xa uhamba ngomsebenzi
Ukusebenzisa ikhadi lokuthenga ngetyala lokuhamba rhoqo kwezoshishino kunokukunceda ukuba ufumane imivuzo onokuyisebenzisa kwiinqwelo ezizayo. Okanye, ikhadi lakho lesikwerethi liza kunye nezinye izibonelelo kunye neempembelelo ezinokunceda ukuba uhambe ngokukhawuleza kwinqwelo-moya kwaye ukhululeke. Khetha ikhadi lesikweletu ngaphandle kwemali yokuthengiswa kwamanye amazwe xa uphuma kweli lizwe ukugcina imali ekuthengeni kwezinye iirharensi. Ingaba ungumnikazi wezentengiselwano okanye umqeshwa ohamba ngezoshishino, kukho ikhadi lokuthenga ngetyala ekulungele wena.
01 Eyona ndawo iphezulu: Chase iKhadi elikhethiweyo leBusiness
NgeKhadi elikhethiweyo yeBhanki ye-Ink ye-Ink, unethuba lokufumana amanqaku angama-80,000 ebhonasi. Zichitha ii-5,000 zamaRandi ekuthengeni kwiinyanga ezintathu zokuqala emva kokuvula i-akhawunti yakho ukuze ufumane ibhonasi. Sebenzisa isixhobo sokubhuka kwi-Intanethi, Chase Ultimate Remewards, ukukhupha amaqaku akho kunye nebhonasi ixabisa ukuya kuma-$ 1,000 kumvuzo wokuhamba.
Uya kufumana amanqaku amathathu kuyo yonke idola oyisebenzisayo kwi-$ 150,000 yokuqala oyisebenzisayo xa uhamba kunye nezinye iintengiso zoshishino ngonyaka. Ukongeza kwiindleko zokuhamba, ukuthengwa kwezoshishino kubandakanya ukuthunyelwa, i-Intanethi, intambo kunye nefowuni, kunye neendaba zoluntu / i-injini yokukhangela ukuthengwa kwempahla. Uza kufumana enye inqaku nge dollar kuzo zonke ezinye izinto zokuthenga.
Sebenzisa imivuzo yakho yokubhukuda ukuhamba kwangaphambili nge-Chase Ultimate Rewards kunye neengongoma zakho zixabisa ngaphezulu kweepesenti ezingama-25.
Intengo ebalulekileyo : I-APR rhoqo i-16.99 ukuya kuma-21.99 ekhulwini. Intlawulo yaminyaka yonke i-$ 95 kwaye akukho mali yokuthengiswa kwamanye amazwe.
02 I-Premium ephezulu: I-Platinum Card ye-Business evela kwi-American Express evulekileyo
NgePlatinum Card evela kwi-American Express, uza kufumana amanqaku angama-50,000 okuBambela Ubulungu emva kokuba uchithe i-$ 10,000 kunye namanye amanqaku angama-25 000 xa usebenzisa imali engaphezulu kwama-10 000 kwiimpahla ezifanelekileyo kwiinyanga zakho zokuqala ezintathu ukuvula i-akhawunti yakho. Oku kufikelela kuma-75,000 eBhonus Rewards ukuba unokuhlangabezana nemali efunekayo. Phakathi kweenqwelo zeenqwelo, amahotele, kunye neenqwelo zokuqashisa, abahamba ngexesha eliqhelekileyo abanakho ukufumana ixesha elinzima ukufumana umvuzo webhonasi.
Uza kufumana amanqaku amahlanu ngeyonke idola oyisebenzisayo kwiindiza kunye neehotele ezihlawulwa ngaphambili ozifumanayo kwi-intanethi ye-intanethi ye-intanethi kwiimextravel.com; Iingqinamba ze-1.5x nge dollar ekuthengeni ishishini olufanelekileyo lwama-5,000 okanye ngaphezulu-ukuya kwizigidi ezigidi; kunye nenqaku elilodwa nge dollar kuyo yonke into. Ngakumbi ujonge i-$ 200 yemirhumo yeentlawulo zeenqwelo-moya ngonyaka unako ukufaka isicelo kwiimali ezinje ezifana neengxowa ezikhethiweyo kunye nokuthengwa kwendiza.
Ixabiso elibalulekileyo : Kukho imali engama-$ 450 yonyaka kwaye akukho mali yokuthengiswa kwamanye amazwe. I-Business Platinum Card evela kwi-American Express yikhadi lekhadi elithetha ukuba uhlawula ibhalansi yakho ngokupheleleyo ngenyanga.
03 Eyona ndlela ihamba phambili kwiiRhafu zokuHlulwa kweeMoto: i-United MileagePlus Explorer Card
Ukuba usebenzisa ikhadi lakho lekredithi ukubhunga iimoto eziqashisayo, i-United MileagePlus Explorer Card iyona khetho efanelekileyo. Uza kufumana iiprayimari zomhlaba wonke kwiintlobo zezithuthi, ngaphandle kwezithuthi "ezibiza ngexabiso, eziyingqayizivele kunye ne-antique" kwaye ufumana iimali ezongezelelweyo xa urenta ngemibutho ethile yomvuzo, kuquka neHertz, iRoylar Rent A Car kunye neNdawo yokuHlaliswa kweenqwelo.
Uya kufumana amawaka amabhonasi angama-40 000 emva kokuchitha i-$ 2,000 ekuthengeni kwiinyanga ezintathu zokuqala ukuvula i-akhawunti yakho. Emva koko, fumana iiyure ezimbini nge dollar kwiitikiti ezithengiweyo ukusuka e-United kunye nemitha enye nge dollar kuyo yonke into.
I-United MileagePlus Explorer Card iquka ezinye iindleko ezihamba phambili ezihamba phambili ezinjenge-inshorensi yokukhansela i-$ 10,000, u-$ 300 ubalekele ukukhutshwa kwemithwalo yempahla, uncedo lwendlela kunye ne-inshuwalense yengozi ye-$ 500,000.
Intengo ebalulekileyo : I-APR i-17.24 ukuya kuma-24.24 ekhulwini. Imali yonyaka i-$ 0 ngonyaka wokuqala kunye ne-$ 95 ngonyaka emva koko. Akukho mali yokuthengiswa kwamanye amazwe.
04 Eyona ndawo ihlala kwiihotele zeehotele: Imbuyekezo yeMarriott Yebhanki yeNkampani yeKharityhulam yeMali
Fumana amanqaku amabhonasi angama-75,000 emva kokuchitha i-$ 3,000 kwiinyanga zokuqala ezintathu zokuvula iKhadi leNkcazo yeMali yeNkulumbuso yeMarriott. Kwaye njengebhonasi eyongezelelweyo, uya kufumana i-One Free Night Stay kwiCandelo 1 ukuya ku-5 ihotele unyaka ngamnye emva kwe-akhawunti yakho yokubakho kwi-akhawunti yakho nje kuphela xa i-akhawunti yakho ivulekile kunye nokuma kakuhle ngosuku lwakho lokukhumbula.
Sebenzisa iMaritiott yeNkulumbuso yeKharity Credit Card yokuhlala kwii-Marriott ne-SPG amahhotela uze ufumane amanqaku amahlanu nge dollar. Uya kufumana amanqaku amabini nge dollar kwiivenkile, ii-arhente zokuqasha imoto, iivenkile zokubonelela ngeofisi, amathikithi eenqwelo-moya ezithengiweyo ngqo kunye neenqwelo zeenqwelo, kunye ne-intanethi, iinkonzo kunye neenkonzo zefoni Zonke ezinye izinto ezithengiweyo zifumana enye inqaku nge dollar. Amaphuzu akho awapheli ixesha elide xa usebenzisa ikhadi lakho lekredenti ubuncinane kanye emva kweenyanga ezingama-24.
Ixabiso elibalulekileyo : I-APR i-17.24 ukuya kwi-24.24 ekhulwini xa kuthengwa kunye nokuhanjiswa kwemali, i-$ 99 isuswa ngonyaka wokuqala kwaye akukho mali yokuthengiswa kwamanye amazwe.
05 Imiphumo emihle yexabiso lentlawulo: I-Capital One Spark Miles yoShishino
Ngenkunzi ye-One Spark Miles uza kufumana ibhonasi yokubhalisa yeekhilomitha ezingama-50 000 xa uchitha i-$ 4,500 ekuthengeni kwiinyanga ezintathu zokuqala ukuvula iakhawunti yekhadi lakho lesikweletu. Ibhonasi iyafaneleka ukuya kuma-$ 500 ekuhambeni.
Zonke izinto zakho zokuthenga, kuquka ukuthengwa kwezoshishino, kuya kufumana iimali ezimbini ezingenamkhawulo kuyo yonke idola. Unokuzihlawulela umvuzo wakho ngasiphi na ixesha, nasiphi na isixa. Akukho mihla emnyama kwaye imivuzo yakho ayiyikuphelelwa ixesha nje ngokuba ugcina i-akhawunti yakho ngokuma kakuhle.
Ukuba unomlingani wezoshishino ohamba nawe, unokongeza amakhadi abasebenzi abongezelelweyo ukuze ufumane imivuzo eyongeziweyo.
Intengo ebalulekileyo : I-APR yokuthenga i-17.99 pesenti. Kukho imali engama-dollar ayi-95 ekhutshwe ngonyaka wokuqala kwaye akukho akukho mali yokuthengiswa kwamanye amazwe.
06 Eyona ndlela ihamba phambili kwi-International Travel: iBan of America Premium Rewards
Ibhonasi yokubhalisa iyinqaku elinikelayo lama-bonus 50,000 xa uchitha i-$ 3,000 kwiintsuku zokuqala ezingama-90 zokuvula i-akhawunti yakho. Ngokuqhubekayo, uya kufumana amanqaku amabini kuwo wonke ama dollar ochithayo ekuhambeni nasekuthengeni ukuthenga kunye neepalenti eziyi-1.5 nge dollar esetyenziswe kuyo yonke into.
I-Bhanki yaseMelika Imbuyekezo yemivuzo yeKharity Card inikezela nge-100 yerhafu ye-Entry Global okanye i-TSA PreCheck Imirhumo yesicelo kwiminyaka emine-inzuzo ezimbini ezenza kube lula kwaye kukhawuleze ukuhamba ngokukhuseleko nakwizithuthi. I-BoA ibuye ivuza imali eyongezelelweyo ye-100 yemali yeentengo zeenqwelo-moya ezinjengokuhlaziywa kwezihlalo, iintlawulo zempahla, iinkonzo ze-flight kunye neerhafu ze-lounge.
Akukho mida kumaphu angayifumana kwaye amaphuzu akho akapheli. Unako ukuhlawulela amaphuzu akho ngenkokhelo yemali njengengxelo yekhredithi, njengediphozithi kwi-akhawunti yaseBhanki yaseMelika okanye ekuhambeni ukuhamba ngeBhanki yeMerika yeZiko leRhwebo.
Ixabiso elibalulekileyo : I-APR i-17.24 ukuya kwi-24.24 ekhulwini, intlawulo yonyaka i-$ 95 kwaye akukho mali yokuthengiswa kwamanye amazwe.
Amakhadi angcono kakhulu ekuhambeni kwamazwe ngamazwe .
07 I-Best Airline Credit Card: I-Citi AAdvantage Platinum Khetha i-World Elite MasterCard
WIth Citi AAdvantage Platinum Khetha i-World Elite MasterCard, uya kufumana amawaka amabhonasi angama-60 000 emva kokuba wenze i-$ 3,000 kwiintlawulo zokuqala kwiinyanga ezintathu zokuvula i-akhawunti yakho.
Ngokuqhubekayo, uza kufumana amawaka e-AAdvantage mayela kuyo yonke idola eyichithwa kwi-American Airlines yokuthenga kunye ne-AAdvantage mile nganye kuyo yonke idola esetshenziswe kwezinye izinto. Ngaphezulu, ngamnye unyaka wekhalenda, uza kufumana iipesenti ezili-10 zeekhilomitha zakho ezikhululiwe ukubuyela kwiikhilomitha ezili-10 ezongezelelweyo nganye kwikhalenda ngamnye ngonyaka.
Fumana ibhola lokuphambili kwaye ibhokisi lakho lokuqala lokukhangela likhululekile. Sebenzisa ikhadi lakho lokuthenga ngetyala kunye nokuthengwa kweziphuzo kunye nokufumana imali engama-25 ekhulwini lokuthenga.
Ixabiso elibalulekileyo : APR i-17.24 ukuya kuma-25.24 ekhulwini ngokubhekiselele kumatyala akho. Kukho imali engama-$ 95 yonyaka oye yachithwa ngonyaka wokuqala kwaye akukho mali yokuthengiswa kwamanye amazwe.