Indlela yokusebenzisa i-BBB yokufumana iNkampani yaseNtsholongwane elungileyo

Kungaba nzima xa uthengisa i-inshurensi ukuze uzame ukhethe inkampani yomshuwalense. Unokwazi ukubheka ukuhlolwa kwabaxhasi kwaye ufunde ukulinganisa okunikezelwa yimibutho yenkampani ye-inshorensi efana ne- AM Best okanye i- Fitch ukufumanisa indlela ukukhuseleka kwezimali kwiinkampani kukukunceda wenze isigqibo. Esinye isixhobo esiwusizo ukujonga irekhodi yenkampani yomshuwalense kunye neBusiness Business Bureau (BBB) ​​ukufumanisa indlela inkampani ilawula ngayo kwaye ixazulula izikhalazo zabathengi.

Malunga neBusiness Business Business

I-Business Business Bureau yaqala ngokusekwa ngo-1912 njengenhlangano engenzi nzuzo njengendlela yabathengi yokufumana amashishini ahloniphekileyo kwimarike. I-BBB iye yaba ligama elithembekileyo ukufumana ulwazi oluchanekileyo kunye nokuhlaziywa kwamashishini. I-website yeBBB iphezulu kwiiwebhusayithi ezi-300 ezivakatyeweyo e-United States. Kukho abasebenzi abangaphezulu kwama-2 500 kunye nekomkhulu lekampani eliseArlington, eVirginia. Kukho imibutho emele i-BBB e-US naseCanada. I-BBB ayixhomekeke kuyo okanye ilawulwa nayiphi na i-arhente.

UkuBhaliswa kweBBB

Nangona inkampani ingekho phantsi kwembopheleleko yokufuna ukuqinisekiswa kweBBB, yindlela yokuba abathengi bazi ukuba inkampani ikhathalele ukuxazulula izikhalazo zabathengi. Ukuqinisekiswa kweBBB kunye nobulungu kuyakhethwa kwiinkampani. Nokuba iinkampani ezingengamalungu zifanelekile ukufumana uncedo ekuxazululeni izikhalazo zamakhasimende.

Ukuze uvumeleke ukuqinisekiswa kweBBB, kufuneka ihlangabezane neMigangatho yeBBB yesibhozo.

Ukulinganiswa kweBBB

I-BBB iya kukunika ulwazi olubanzi malunga nenkampani kuquka uhlobo lweenkampani kunye nequmrhu, ilayisenisi yalo kunye nolwazi lokuqhagamshelana, inani labasebenzi, indawo yenkonzo, udidi loshishino, abasebenzi abundoqo, indawo kunye nawaphi na amagama aashishino.

Ukongeza, unokubona ukuba inkampani yomshuwalense oyifunayo inokwenziwa kweBBB kwaye ingaba kukho na izenzo zorhulumente malunga nokuziphatha kweemakethe zenkampani.

Kuze kube ngowama-2008, ukulinganisa kweBBB kubhalwe kuluhlu njengelwanelisayo okanye ukunganeliseki. Ngoku, isebenzisa inkqubo ye-AF. Nazi ezinye zeziganeko ezisetyenziselwa ukuchonga ukulinganiswa kweBBB yenkampani:

Ukuba inkampani ine "NR" okanye "Ayikho Ixabiso" elidweliswe, lithetha ukuba i-BBB ayinalo ulwazi olwaneleyo malunga nezoshishino ukunika isilinganiselo. I-BBB inika into yokuba umbandela wokuba i-BBB ibanga ayikho isiqinisekiso sobume bokuthembeka okanye ukusebenza.

Ukufaka isikhalazo kunye neBBB

Xa iBBB ifumana isikhalazo okanye ingxabano kumthengi malunga nenkampani, idibana nombutho kunye nesibonelelo sokuncedisa le ngxabano. Umbutho awufuneki ukuba ilungu leBBB ukufumana uncedo lwayo. Ungasebenzisa ifom ye-bhala ye-BBB kwi-intanethi ukufaka ingxabano malunga nenkampani.

Inkampani ithunyelwe isikhalazo phakathi kweentsuku ezimbini zoshishino kwaye ineentsuku ezili-14 zokuphendula kwisikhalazo sakho. Uya kwaziswa ngempendulo yenkampani kwisikhalazo sakho xa ifunyenwe yi-BBB.

Ngaphantsi

Ukuthenga i-inshorensi nokuzama ukufumana ixabiso elifanelekileyo kwi-inshorensi ayikho nto elula. Uhlawulela ukwenza umsebenzi wesikolo sakho kwaye ufumane inkampani ene-inshurensi ehloniphekileyo ngokuzinza kwemali kunye nerekhodi enkonzo eqinile. Xa ubona ifayile ye-BBB yefayili yenkampani yomshuwalense, unokubona izikhalazo zabathengi, zifunde indlela inkampani eyaphendule ngayo, indlela umcimbi oye wanyulwa ngayo nokuba ngaba umthengi unelisekile ngempendulo enikeziwe. Cinga nje ngokubaluleka kwile ngcaciso ukuba uyazi njani ukuba inkampani yakho yomshuwalense iza kukuphendula ukuba unenkinga?

Ingcaciso enikezelwe yiBusiness Business Bureau yinto enye ongayisebenzisa ukukunceda ukuba uthole inkampani efanelekileyo yeimfuno zakho ze-inshorensi.