Ukuqonda ukuveliswa kwezibophelelo
Ukucacisa indlela intsebenzo evelisa ngayo umsebenzi, ndiya kusebenzisa ukufana; umzekelo usebenzisa indawo yokuhlala.
- Masithi uthenge indlu eyi-$ 100,000.
- Kukho umninindlu endlwini ohlawula i-$ 500 ngenyanga.
- Ukungabikho nayiphi na iindleko ongazenzayo, unokubala ukuba uya kufumana i-$ 6,000 ngonyaka ($ 500 x 12 = $ 6,000).
- Le ntlawulo ye-6% yonyaka. (I-$ 6,000 ehlukeneyo i $ 100,000).
- Endaweni yendlu, ukuba uthenge i-bond ye $ 100,000, kwaye yayihlawula inzala engama-6,000 engama-annali, siza kuthi i-bond isingeniso sesi-6%.
Izaphulelo zeBond
Ukuqhubeka nomzekelo wepropati yokuqashisa, sithatha ukuba singena emnothweni, kwaye ishishini elithile edolophini yakho livakalisa ukuchithwa. Uloyiko lokuba umninimzi wakho unokuphuma. Ikamva aliqinisekanga. Uluhlu lwezindlu ezithengiswayo. Nangona unayo umninimzi ohlawula irenti yenyanga, isibonelelo esilungileyo osifumanayo endlwini ngu-$ 50,000.
Indlu ithengisa "isaphulelo" kwaye ibonakalisa umngcipheko ojongene nomngcipheko . Isaphulelo sibonisa ixabiso ngaphantsi kwexabiso lokuqokwa.
I-Bond ivelisa kwi-Economic Economics
Ukuba umntu uthengisa indlu yakho kwi $ 50,000, kwaye umninimzi uhlala, umnini mtsha ngoku ufumana i-$ 6,000 ngonyaka kwi-investment $ 50,000. Isivuno sabo sangoku si-12%. (I-$ 6,000 ehlulwe ngama-$ 50,00) Bafumana ukubuyela okuphezulu kuba bazimisele ukuthatha ingozi yokuthenga umlambo wenkcitho kwixesha elingaqinisekanga.
Ukuba indlu iya kuxabisa i-$ 100,000, ayiyi kuphinda ihlawulelwe kwaye isivuno sangoku siya kunciphisa ukuya kwi-6% ekuthatyathwa kwerenti.
Izilungiso zeBond
Xa inkampani ingahlawulanga inzala kwiibhondi zayo, kuthiwa ayikho phantsi.
Iibhondi ziza kuthengisa isaphulelo (esichazela ngezantsi kubaluleka babo ubuso) xa kukho umngcipheko omkhulu ukuba ezinye iinkampani ziya kuphuma ngaphandle kweshishini kwaye ngoko zingaphantsi kwezibophelelo zabo .
Le nkxalabo ichaphazela intengo yemarike, kungekhona "irente".
Kulo mzekelo esisetyenzisiweyo, ukuba umninimzi uyaphupha intlawulo, isivuno sangoku siba ngu-0%.
Imali yeNzuzo yeBond ye-Bond Inokukhuseleka ngakumbi kuneNkcazo yeNkcazo ukusuka kwiiShishini
Ikhampani kufuneka ihlawule umdla kwiibhondi zayo ngaphambi kokuba ihlawule isabelo kwisitokisini sayo, ngoko, ngexesha lokungaqiniseki, i-income yakho yengeniso ezayo ikhuselekile ngakumbi xa unomdla wokuhlawula umrhumo endaweni yesahlulo sokuhlawula imali .