Ukuthabatha Igama Elifanelekileyo Intsapho Yithemba Ilula Kunokuba Ucinga
Ingaba ubiza igama lakho lokuthembela losapho okanye ungowesixhenxe, ukhetha njani ukuba ukhethe i-moniker efanelekileyo xa uhamba ukuseka? Ingxaki, emva kwakho konke, iindlalifa okanye abaxhamli bakho baya kuhlala nabo ixesha elide.
Kutheni Intsapho Yithemba ifuna igama kwindawo yokuqala?
I-fund ye-trust iyinkampani ecacileyo, yomthetho kunye nobuni balo kunye nenombolo yokuchongwa kwentela. Njenge-corporation, yinto eqhelekileyo yomthetho. Inokuthi ifumane iimpahla ezifana nomntu onako. Ukuba isixhobo sokumthemba sivumelekile, sinokuboleka imali njengomntu onako. Njengomntu okanye inkampani idinga igama ukuba lizibonele lona, inkolelo yentsapho kufuneka ibe nento yokubeka kwiintetho zetayitile, izitifiketi zamasitoreji, iirisithi, iirekhodi zengxelo, kunye ne-Federal Federal kunye ne-State tax filings yona ingenisa urhulumente ngokuthi, "Hayi , oku kungam! ".
Isona sikhewu esiqhelekileyo xa ubiza iNgxowa-mali Yakho Yokwenyaniso Yentsapho Kukusebenzisa Igama Lentsapho Eninzi Ngomnye Umhla Wokutyunjwa
Kuvakala ngokuphantse kubenesiphukuphuku - kwaye ke, yiyiphi isizathu kubabameli abaninzi kunye nabantu ngabanye abakhetha kuyo-kodwa igama eliqhelekileyo elinikezelwa kwiintembelelo zentsapho ludla ukuhlanganiswa:
- Igama lomntu osungula i-fund ye-trust kunye / okanye ukunika isipho kwi-trust
- Amagama athi "Intsapho Yokuthenjwa."
Ngokomzekelo, ukuba uJohn Smith wayefuna ukubiza intembelo yosapho, unokuthiwa ngu "John Smith Family Trust." Kuyi-prosaic, ngokuqinisekileyo, kodwa akushiyi ngokungaqiniseki ukuba yintoni.
Abanye abantu, ngokukodwa iintsapho ezizityebi ezibeka iintlobo ezininzi zeetrasti zabaxhamli abaninzi kwiminyaka emininzi, banomkhuba wokumisela unyaka wokumiselwa, kwakhona.
Kwimeko kwinqanaba: Ukuba ubonile ukucaciswa kwezimali zikaDonald Trump ekuhambeni kwakhe ukutyunjwa kweRiphabhliki ka-2016 kuMongameli we-United States, waqaphela ukuba xa ebiza igama lakhe losapho, ubaba kaDonald, uFrank Trump, wakhetha ukuba:
- UFred C. Trump NgoDisemba 16, 1976, Themba iNzuzo kaDonald J. Tump
- UFred C. Trump NgoDisemba 16, 1976, Themba iNzuzo kaDavid Desmond
- UFred C. Trump NgoDisemba 16, 1976, Themba iNzuzo kaRobert S. Trump
- UFred C. Trump NgoDisemba 16, 1976, iNtrust for the Benefit of Elizabeth J. Trump
- UFred C. Trump NgoDisemba 16, 1976, Themba iNzuzo kaMaryanne T. Barry
- UFred C. Trump NgoDisemba 16, 1976, Uthemba iNzuzo kaFred C. Trump III
- UFred C. Trump NgoDisemba 16, 1976, Uthemba iNzuzo yeMary Trump
Ngamanye amaxesha, umhla awuyiyo inxalenye yegama lomntu wentsapho elithembekileyo kodwa lisetyenziswe njengesilungiselelo sombutho. Inkunzi enkulu yeRockefeller yentsapho, ngokumzekeliso, ihlelwe ngokubanzi malunga neeseti ezibini eziyinhloko ezibizwa ngokuba yi "1934 trusts", ezo zizo ezo i-oil tycoon eyadala abantwana bayo, kwaye "i-1952" ithembe, UJohn D. Rockefeller, Jr., wadala abazukulwana bakhe (isizukulwana sesine seRockefellers).
Nangona iingxelo ezininzi, iRockefeller i-fortune ngoku iqhutywe kumakhulu eenkolelo, phantse bonke ubutyebi buvela kulezi ziqoqo ezimbini.
Ukubuyela kumzekelo wehlabathi wangempela kaFred Trump, i-real estate mogul nayo yadala ezinye iinkolelo zentsapho ngeendibano ezahlukileyo zegama, kubandakanywa neendwendwe ezincinci zigcinwe ngamatyala e-annuity. (I-GRAT yindlela yokucwangcisa umhlaba usebenzisa ithemba elingenakutshintshwa elenzelwe ukunciphisa amatyala omrhumo xa kuthengisa imali eninzi phakathi kwezizukulwana ezininzi zentsapho; ngokukodwa, umniki-mali ufumana umvuzo wexesha elimisiweyo ngexesha ixabiso leempahla ngokwazo bahluke kwi-estate estate, bavumela nawaphi na ukubaluleka kwabo ukuba babalekele imingcele yentlawulo yomhlaba. Kunzima kunzima, kwaye kude kuninzi kweli nqaku malunga nokuqamba ngamagama enkxaso yentsapho ngoko siza kudlula phezu kweenkcukacha ngoku.):
- UFred C. Trump, u-GRAT uthembele kwiNzuzo ka-Elizabeth Trump Grau
- UMaryanne Trump GRAT uthembele kwiNzuzo ye-Elizabeth Trump Grau
Ngaphezulu kwelo xesha, ngexesha lokufa kwakhe, lakhe liya kudala iindidi zeentsapho (i- testamentary trusts ) apho le ngqungquthela ebizwa ngokulandelwayo:
- Ithemba Ngaphansi Kokuthanda kukaFred C. Trump ngenzuzo ye-Elizabeth Trump Grau
- Ithemba Ngaphantsi Kwenzalo kaFred C. Trump ngenzuzo yozukulu kaFred C. Trump
- Uthemba Ngaphantsi Kwintando kaMaryanne Trump ngenzuzo Yabazukulu bakaFred C. Trump
Sekunjalo, abanye abatyali-mali bakhetha ukubiza intsapho yabo ngokwethemba. Umzekelo, akuqhelekanga ukubona:
- U-John Smith Family Trust I
- UYohn Smith Family Trust II
- UYohn Smith Family Trust III
Ezinye iinkolelo zentsapho zibizwa ngokuba ngumntu emva komxhamli kunye nenjongo
Olunye ukhetho oluqhelekileyo xa ubiza igama lentsapho lithemba igama le-trust fund emva komxhamli kwaye usho injongo yemali. Cinga ukuba igama lakho linguFranlin Gardener. Unabantwana abane: uYakobi, uYohane, uSara, noCharlotte. Ubeka eceleni i-50% yefa lakho, ufundisa ukuba i-4% yexabiso iya kuhanjiswa ngeKrismesi nganye kwaye imali kufuneka ifakwe imali kuma- dividend stocks , kunye ne-trust corpus yonke ehambisa ngokugcwele kwi-65 yokuzalwa kwayo. Unokuthiwa ngamagama athembekileyo kwintsapho:
- I-James Gardener Dividend Trust
- I-John Gardener Dividend Trust
- Ithemba lokuSahlukana kweSara kwiSard Gardener
- I-Charlotte Gardener Dividend Trust
Ugcina enye i-40% yabazukulu bakho, njengeklasini, ofuna ukukunceda eklasini. Uthi igama lentsapho:
- I-Franklin Gardener Educational Trust
Ekugqibeleni, ubeka eceleni i-10% eseleyo yefa lakho ngenxa yothando. Uyilungiselela njengento eseleyo inzuzo ethembekileyo ekujoliswe kukunceda ulondolozo lwendalo lwendalo kunye nokulibiza:
- I-Trust ye-Wildlife Charitable Trust
Cinga Ukubiza Igama Lentsapho Yakho Yithemba Into Engaziwa Ngomculo okanye kwiGeneric, Ngoko Uyanandipha Ubumfihlo obongeziweyo
Enye yeengxaki ngeendlela ezikhankanywe ngasentla kukungabikho kobucala obuthile bubudala. Khawucinge nje ukwakha iqanda elihle leendlala phezu kweminyaka, ube ngumgidi wemfihlo. Awufuni ukuba omnye umntu azi ukuba unayo imali okanye unayo. Xa usweleka, ushiya abazukulu bakho inqwaba yemali esetyenziselwa ukuthenga i-2,000,000 yesakhiwo sezindlu, iireti eziza kubelwa ngekota nganye ukuze zizonwabe; ukuthenga iimoto ezintsha, ukuhlawula isikolo, ukufihla iindleko zabo, okanye ukuthatha iholide. Uthi igama elithembekileyo emva kwakho - masithi unalo igama elikhethekileyo njengoBeatrix Adlersflügel - elibiza ngokuba yi-Beatrix Adlersflügel Family Trust.
Siyavuyisela, usanda kuvula ifa lentsapho yakho kwamehlo ehlabathi. Nabani na onokuya kwi-rekodi yelizwe kwaye afune igama lomnikazi kwisenzo somxholo wesakhiwo sezindlu, kunye nexabiso elivandlakanyweyo. Ukusebenzisa olo lwazi, baqala ukumba ukuza kubona ukuba bangafumana naziphi na ezinye izinto. Nangona ufanele usebenzise umlamli-masithi ithenda elithembekileyo lenkampani enomdawulo - ngaphandle kokuba usebenzisa ummeli wezomthetho kwiofisi yegosa lakho okanye inkonzo yenkampani, i-trust ingabhalwa njengomququzeleli kwimaphepha ekhoyo ekhoyo umba wengxelo kawonkewonke evela kuNobhala kaRhulumente.
Ukuba loo ndawo yayinkulu ngokwaneleyo ukunika ingxaki kunye neendleko, uBeitrix wayeya kuba nenqweno ukwenza into efana nokwenza igama lakhe lithembele kwiCrescent Ridge Capital Trust ", emva kokuba libekwe i- Nevada LLC ebizwa ngokuba ngu" 20938 Main Street Property, LLC ", bonke yamaphepha atyikitywe ngummeli kwiofisi yesebe e-Nevada engenakho irekhodi kawonkewonke yegama lentsapho yakhe kwanawaphi na amaxwebhu kunye nokunikezelwa kwe-akhawunti yebhanki engabandakanyekanga ngaphandle kokuqokelela imali engenayo. Ukwenziwe ngokuchanekileyo, akukho phantse indlela umntu angayifumana ngayo umnini wesakhiwo sendawo, makungabikho noluhlu ngokuchithwa ngokuchanekileyo ukuba ngubani abaxhamliweyo. Kucinga ukuba, iindlalifa zakho azikho izihlunu kwaye zihamba zigijimela umlomo kubo bonke abantu malunga nemimoya abayifumeneyo. Ngaloo ndlela, ukuba bahlala bebuhlungu ngokwaneleyo ukuba babe yingozi engozi yemoto okanye benze into eyenza umboleki-mali ezama ukuwalandela, banokuthi bathambekele ekuhambeni okanye bahlale bengenakukwazi ukuba khona kwezi sixhenxe- ifset.
Ewe, akukho nto yile mfuneko xa ushiya intsapho yakho i-$ 500,000 kwi- stock chip , iifom zenkcazo , izibophelelo zenkampani , kunye ne- MLPs , ezilawulwa yi-Vanguard's trust division ukuba zithini i-1% ukuya kwi-3% yentlawulo (ubuncinci Umrhumo, ngeli xesha lo kubhala, i-$ 4,500 yokulawula utyalo-mali ngokwawo + iindleko zokubheka kwiimali zeVanguard (umz., ukulingana kweendleko zomhlala-mali ). , kunye naliphi na iirhafu zenkonzo). Oku kungathi ngathi kuninzi kodwa i-$ 7,000 ukuya kwi-15,000 zamawaka ngonyaka, zonke izinto ezicatshangelwayo, ukubonelela zonke iinkonzo zethemba kwi-portfoliyo yoloo mkhulu kunengqiqo, ngokukodwa kunikezelwa umngcipheko we-fiduciary iqumrhu kufuneka lizithathele lona.
Kungakhathaliseki ukuba, akukhathazi ukuba ukhethe igama elithembekileyo lentsapho yokuthembela. Vula isichazamazwi uze uhlole amaphepha aluncedo. Phonsa imida kwimaphu. Khangela iimfazwe zembali okanye sebenzisa igama le-generator okanye igama leedolophu inkunkuma kwi-intanethi ukuba yenzele imigaqo. Unokwenza nokudala ama-acronyms ukuba ungathanda. Yenza nje kunzima ukulandelela amehlo akho angabonakaliyo akakwazi ukufumana oko kwiphepha lokulinganisela lentsapho yakho.