Ukuthumela imali kulula kunanini ngaphambili: unokukhetha okuninzi, kwaye imali ingakwazi ukuhamba ngokukhawuleza ngokukhawuleza. Ngokuqinisekileyo, ukuhlola kunye nekheshi banamathuba abo - abantu bajwayele ukujongana nohlolo, kwaye wonke umntu uyazi ukusebenzisa imali. Kodwa kukho ezinye iindlela zokudlulisela imali ekhuselekileyo, ngokukhawuleza, kwaye kulula ukulawula. Kuthekani ukuba ixabiso liphambili? Nazi ezinye zeendlela ezincinci zokuthumela imali komnye umntu.
Venmo
Ikhululekile ukuthumela imali kunye neVenmo, kwaye iprogram yenzelwe ukwenza kube lula (kwaye mhlawumbi iyamnandi) ukwahlula iindleko ezifana nokutya, irente kunye neendleko zokuzonwabisa. UVenmo uzakukrazula imali kwi-akhawunti yakho yebhanki okanye kwi-debit card mahhala, kwaye unakho ukuhlawula ihhafu ngaphandle kwanoma yiyiphi ibhalansi egcinwe eVenmo. Kukho inkokhelo encinci ukuba uhlawula intlawulo ngekhadi lesikweletu. Ukongeza kwintlawulo yentlawulo, uVenmo uquka inxalenye yentlalo.
Ungafaka umyalezo uchaza ukuba yintoni intlawulo nganye, kwaye -kuba ukhetha - loo miyalezo ingathunyelwa kwi-newsfeed ebonakala kubangani. Unokwazi ukubeka izimvo kwezinye iintengiso zabanye, ngoko ke le ngcamango iya kumonwaba kwaye ubone ukuba ngabahlobo bakho bafikelela phi. I-Venmo iyona isetyenziswe kakuhle kubantu obaziyo kunye nokwethemba. Kwixesha elidlulileyo, abagxeki baye baxhamla ubunjani be-Venmo xa bethengisa i-intanethi.
Imali Yesikwele
Ikhekhe lesikwele likuvumela ukuba uthumele imali kwi-akhawunti enye ukujonga enye usebenzisa i- debit card .
Akukho ndleko yokusebenzisa le nkonzo, kwaye kulungeleke ngakumbi ukuba ufuna imali iphephe kwi-akhawunti yakho yokukhangela nanini (kuba ikhadi lakho lokubambisa lidibene ne-akhawunti yakho yokujonga). Ukusebenzisa le nkonzo, umthumeli kunye nomamkeli bobabili badinga ukuseta i-akhawunti yeCash Cash kwaye banikeze amanani ekhadi lesekhredithi.
Xa usenyuka kwaye usebenza, ukwenza ukutshintshwa kulula njengokuba usebenzisa i-app okanye ukuthumela i-imeyile. Funda kabanzi malunga nokuthumela imali ngeCash Cash .
PayPal
Mhlawumbi usetyenziselwa ukuthenga abathengisi be-intanethi nge-PayPal, kodwa ungathumela imali kubantu. Xa wenza iintlawulo zakho kwi-akhawunti yakho ye-PayPal okanye i-akhawunti yokujonga idibeneyo , i-PayPal ikhululekile (kufuneka uhlawule umrhumo kuphela xa uthumela kwi-debit okanye kwikhadi lekhredithi, kwaye ummkeli unokuhlawula intlawulo ukuba intlawulo ibonwa intlawulo yezoshishino ). Kuthiwani malunga neentlawulo zaphesheya? Unokwenza njalo, kodwa inkokhelo ye-PayPal inomrhumo othobekileyo wokuthumela emhlabeni jikelele.
Facebook Messenger
Ukuba uchitha ixesha elininzi kwi-Messenger, iintlawulo ze- Facebook Messenger zindlela elula (kunye nekhululekile) indlela yokuhlawula abahlobo. Ukuthumela okanye ukucela inkokhelo, kuya kufuneka ube ngabahlobo kwi-Facebook, kwaye iintlawulo zingenziwa ngokusebenzisa i-browser yakho okanye i-App Messenger. Hlela i-akhawunti yakho yokuhlawula ngokufaka ulwazi lwekhadi lokudibanisa. Xa usulungele ukuthumela, qalisa ingxoxo uze ukhethe uphawu lwezandla lweedola ("$").
Google Wallet
I-Google Wallet yenye enye inkululeko yokukhethwa kweentlawulo zakho. Akukho mrhumo wokuthumela imali kwi-akhawunti yakho ye-Google Wallet ibhalansi, i-akhawunti yokujonga idibaniselwano, okanye ikhadi le-debit (inkokhelo ye-PayPal umrhumo xa usebenzisa ikhadi lokukhwabanisa).
Kubasebenzisi be-Gmail, ukuthumela imali kubaluleke kakhulu . Emva kokuba imali ifike kwi-akhawunti yakho ye-Google Wallet, ungayithumela kwenye indawo, uyithumele kwibhankini yakho, okanye sebenzisa i-Google Wallet MasterCard yokuthenga kunye nokukhishwa kwe-ATM.
Bill Bill Online
Ukuba ibhanki yakho inikezela intlawulo ye-intanethi ye-intanethi , unokuhlala uhlawula iintlawulo ze-free. Yongeza nje umvuzo osebenzisa igama kunye nedilesi yomntu ofuna ukuthumela imali kuyo - akufuneki ukuba ishishini. Iibhanki ziprinta kwaye zithumela isheke kuwe, ngoko awuyi kubakhokhela ukuposa okanye udibanise kwi-check you check. Ngokuqinisekileyo, oku "kukhululekile" kuphela xa unokuphepha ukuhlawula iifizi zenyanga kwi-akhawunti yakho yokujonga, kwaye ukuba ibhanki yakho iyithumela loo ntlawulo ngaphandle kwenkokhelo.
Bhala u Hlola
Ngenxa yeendleko zesitampu, imvulophu, kunye nesheke, ungathumela imali indlela endala.
Iindleko ezipheleleyo mhlawumbi zingaphantsi kwidola, kwaye akukho mfuneko yokubambisana nenkonzo entsha ye-intanethi. Ukuba awuyi kucwangcisa ukuthumela imali rhoqo, isheke ingaba sisisombululo esisisombululo esisodwa. Ukuba usebenzisa ii-imeyile eziqhelekileyo, qi niseka ukuba wenze ngokukhuselekileyo , kwaye gcina iso kwi-akhawunti yakho yokujonga ukuqinisekisa ukuba isheke senze kwindawo efanelekileyo.
Iintlawulo zeBhanki yeP2P
Kukho ithuba elihle lokuba ibhanki yakho inikezela ngenkonzo yentlawulo yomntu (P2P). Abaninzi abathengi sele benokufikelela kuZelle kwi-akhawunti yabo yebhanki -cima i-app yakho yeselula. Kwiimeko ezininzi, ezo ntlawulo zikhululekile, kwaye iimali ziyafumaneka ngokukhawuleza xa usenyuka kwaye usebenza. Ukuba ibhanki yakho ayinikezeli uZelle, ungasebenzisa inkonzo ngokwakho, okanye ubone okukhoyo kwibhanki yakho. Khangela inketho "yokuthumela imali kumhlobo" okanye efanayo. Amanye amaziko asebenzisa uPommoney , nawo anikezela ngokutshintshwa.
IiNkonzo zeNtlawulo zeP2P
Ngaphandle kwamagama angentla, iinkonzo ezininzi zinika iintlawulo ze-P2P kwi-Intanethi kunye neefowuni zokusebenza. Dwolla ngumzekelo omnye weenkonzo ezingabizi ngeP2P, kodwa iinkonzo ezintsha ziyafumaneka rhoqo; ezinye zazo ziyacima, kwaye abanye abazenzi. Naliphi na inkonzo yebhanki, kubalulekile ukuqinisekisa ukuba ujongene nezoshishino ezisemthethweni ezingayi kulahlekelwa yimali yakho okanye ulwazi lwakho lwezezimali.
Ukuthumela kwi-Intanethi
Iinkonzo ze-intanethi zenza ubomi bube lula, kodwa kukho imingcele embalwa yokubukela.
Ukudala iiAkhawunti
Ukusebenzisa uninzi lweenkonzo ezingasentla, zombini umthumeli nommkeli kufuneka babe ne-akhawunti. Ukudala i-akhawunti ngokuqhelekileyo kulula, kodwa kungenakwenzeka okanye kungathandeki (ngokukodwa kummkeli). Zama ukufumana indlela esebenza ngayo bobabini (mhlawumbi akunakulungele ukugcina i-$ 1 ukuba ummkeli kufuneka abone indlela yokwenza i-akhawunti kwaye athole yonke into edibeneyo-nje kuphela ngentlawulo yexesha elilodwa).
Imida yeDola
Iinkonzo ezingabizi zihlala zilinganise ukuba ungathumela phi, ubuncinane ekuqaleni. Qaphela ama-maximums (umlinganiselo wenyanga okanye umhla ngemihla), kwaye ufumane oko kuthatha ukunyusa loo mida. Ezinye iinkonzo zikuvumela ukuba uthumele ngaphezulu emva kokuba ucele ukwanda kwaye unike ngolwazi olungakumbi malunga nawe.
Iintlawulo zee-Overseas
Ingxoxo engentla ijolise ekuthumeni imali ngaphakathi e-United States. Ukuba ungathanda ukuthumela imali kwenye indawo, qiniseka ukuba uphando nokuba ngaba unyulo kunye nokuba luya kubabiza kangakanani. I-PayPal isoloko isebenzela ukuhanjiswa kwamanye amazwe, kunye nokudluliselwa kwentambo (ebiza ngaphezulu) okanye i- oda zeemali nazo zikhethwa.
"Okunye" Khetha
Ukubhetele okanye ukugqithisa, iindlela ezichazwe ngasentla zihle kakhulu: zininzi kakhulu umntu onokuyifumana indlela yokwamkela intlawulo ngokukhawuleza, kwaye ukulungisa (okanye ukuthintela) iingxaki kulula. Nangona kunjalo, kukho ezinye iindlela. Ezinye iirhafu ezifana neBitcoin zikhethwa kukho, kodwa ezinye izinto ezifanelekileyo zilungele abantu abanomdla abaziqonda ngokwenene iimpawu kunye nobungozi balezo zikhetho.