Khusela xa uthumela ukuhlola ngeposi

Indlela Yokukhusela I-Akhawunti Yakho (okanye hlawula ngekhompyutha)

Iitshekhi akuyona into edlulileyo-kodwa. Kukho neemeko xa ukuhlolwa kwephepha kwindlela efanelekileyo yokuhlawula. Ukuhlolwa kungabibizi ukulungiselela abathengi kunye nabathengisi, kwaye bafumana umsebenzi, nakwihlabathi lehlabathi eliphezulu. Kodwa ukuhlolwa kukufuna ukuhamba kwi-payer. Ngoko, ukukhuseleka njani ukuthumela i-check, kwaye unokwenza ntoni ukugcina imali yakho ekupheleni kwezandla ezingafanelekanga?

I-imeyile rhoqo iqhelekile, kwaye kukho iindlela ezimbalwa zokunyusa ukhuseleko lweentlawulo zakho:

1. Ukulandelela isheke ukuze wazi ukuba kwaye kufika nini.
2. Ungaze uthumele itekethi ehlawulelwe imali.
3. Nciphisa isheke kwaye wenze kube nzima ukuxelela ukuba kukho isheke kwiimvulophu.
4. Cinga ngeendlela ezahlukeneyo zokuhlawula, ezifana nokutshintshwa kwentambo okanye enye intlawulo yekhompyutha.
5. Ukuthintela nawuphi na umntu ekuboneni i- akhawunti yakho yasebhanki kunye nenombolo yokuhamba , hlawula ngenkonzo ye-billing yebhanki yakho ye-intanethi okanye uthumele umyalelo wemali .

Siza kufakwa ingcaciso engezantsi.

Imeyili rhoqo?

Ukuthumela isheke e-United States ngeposi ngokuqhelekileyo kukhuselekile kakhulu. Izigidi zokuhlola zihamba ngeposi nganye ngemihla - kubandakanywa ezininzi iintlawulo ezenziwa ngeenkonzo zentlawulo zentlawulo ye-intanethi (ngebhanki ngamanye amaxesha zenza ezo ntlawulo ngekhompyutheni, kodwa zivame ukushicilela isheke uze uyilahle ngeposi).

Kwiintsuku ezindala, ngaphambi kokuba iintlawulo zekhompyutha ziqheleke, ukuhlola bekuyinto evamile. Kwiminyaka emininzi, amashishini kunye noorhulumente bathumela iirekhi ngokuthumela i-imeyile rhoqo, kwaye abo bahlolisisa babesoloko beyifake kwindawo ababeya kuyo.

Cinga ukuba zininzi izigidi zokuhlawula iintlawulo, iintlawulo zeerhafu, iintlawulo zeNtlalo, kunye nezinye iintlawulo zenziwe ngempumelelo ngetekethi.

Sekunjalo, kunokusongela ukukhangela isheke esibalulekileyo kwi-imeyile - ingakumbi isheke esikhulu. Akukho nto engalunganga ngokuthatha amanyathelo okuphucula ukhuseleko kunye nokuphepha iingxaki.

Iingcebiso: Indlela yokuthumela i-Check Checkout

Yenza igama lomvuzo: Qinisekisa ukuba ubhale igama elithile (lomntu okanye ishishini) kumgca othi " Bhatala umyalelo ." Oku kwenza kube nzima nakubani na umntu ukuba athathe imali.

Musa ukuthumela iireki ezihlawulwa kwiCash nge-imeyile-leyo yingozi njengokuba uthumele imali.

Nika kwindawo ekhuselekileyo: Musa ukushiya loo leta ngeposi ephumayo kwi-front porch yakho okanye ukungena kwakhiwo. Indlela efanelekileyo kukukhupha iileta kwiposi yeposi okanye uyinike kwi-mail carrier carrier.

Ibhokisi yeqoqo le-BlueSPS eliBlue lingase likhuseleke ngaphantsi, kodwa unganciphisa iingxaki ngokulahla ileta yakho phambi kokuqokelela kwimihla yokugqibela (funda ilebula kufuphi nomnyango webhokisi leposi ukwenzela amaxesha okukhupha). Ngethuba nje ikhonkco ingapheli ubusuku okanye ngaphezulu kweveki, ngokuqinisekileyo iya kuyenza kwiloli yeposi.

Ukulandelela iphakheji: Ukuba unenkxalabo malunga neposi rhoqo, unokuhlala usebenzisa i-imeyile eqinisekisiweyo okanye iinkonzo ezilandelelanayo zokulandelela ezifumaneka kwi-Post Office yase-US.

I-FedEx kunye ne-UPS inikezela ukhuseleko olufanayo, kodwa ezo nkonzo zibiza iindleko ezingaphezulu. Khumbula ukuba xa usebenzisa enye into ngaphandle kwe-imeyile rhoqo, unokwenza izinto zibe nzima kunommkeli wakho-kunokufuneka ukuba ube khona kwaye ubhalisele ukuhanjiswa, okanye kufuneka benze uhambo oluya kwi-Post Office okanye kwisiko lokuhambisa ukuba samkele into.

Ukukhawulela isheke: Ukuba ufuna ukufuna ukuba ikhonkco ifakwe kwi-akhawunti yebhanki, bhala "Ukufaka idiphozithi kuphela kwi-akhawunti ye-payee" kwindawo yokunika imvume emva kwesheke. Le miqobo yenza kube nzima ukuba umntu ahlawule isheke ngaphandle kokushiya umkhondo wephepha. Ukuba isheke libiwe kwi-imeyile, "ummkeli" akakwazi ukuyifaka kumnye umntu okanye uhlawule ngaphandle kokushiya irekhodi ye-akhawunti yasebhanki esetyenzisiweyo ( akufanele ikwazi ukuyihlawula kwi-bhanki yakho okanye kwisitokethi yokukhangela i-check at all). Le ndlela ayikho ipesenti ezingamaphesenti angama-100, kodwa iphucula amathuba akho.

Fihla isheke: Ukuba uthanda, ungazama ukwenza incwadi yakho ibonakale njengeteksi elidakalayo elibhekiselele kuyo endaweni yento ephethe isheke esikhulu. Mhlawumbi kungadingekile kuba iisesheke zivame ukuthunyelwa ngeposi, kodwa ukunciphisa isilingo kunokunceda.

Ukufihla iteksi yakho, faka iphepha eliqingqiweyo elikujikeleza isheke-qinisekisa ukuba usebenzisa i-postage eyaneleyo ukukhusela nayiphi na isisindo esingaphezulu.

Khangela kabini idilesi: Ingabonakala ingenangqondo, kodwa kulula ukuyifaka isheke kwiimvulophu engafanelekanga okanye ukuyithumela kwindawo engafanelekanga. Thatha imizuzwana emihlanu ukuzisindisa iiveki ezininzi zokuxinezeleka, kwaye qinisekisa ukuba isheke lakho liya kwindawo efanelekileyo.

Ukuba kukho into eyenzekayo

Ngoko, kwenzeka ntoni ukuba uthumele isheke kwaye ubiwe?

Kubaqalayo, isela liza kubumba isayineli okanye ishintshi (kunye nokuhlolwa kwamhlanje, kunzima ukuhamba kunye neenguqu). Phakathi kwezinye izinto, oko kuthetha ukuba uya kukhwabanisa. Emva koko, kuya kufuneka aqinisekise ibhanki okanye ahlole ingxowa yokugcina imali ukuze amkele i-fake endorsement (oku kunzima kakhulu ngaphandle kokubonisa i-ID kunye nokutyhila ubunikazi bakhe). Ukuba usebenzisa iziphakamiso ezingentla, uzenze kube nzima kunokuba isela. Kwakhona, kukho ithuba elihle lokuba uya kuba nenombolo ye-akhawunti yebhanki eboshwe kwisela, eya kunceda abaphandi.

Ukucinga ukuba isela liyimpumelelo ekufumaneni imali, ikohlo yakho iya kusetyenziswa ngobuqhetseba. Kufuneka uqhagamshelane nebhanki yakho kunye namagosa okunyanzelisa umthetho. Imithetho kaRhulumente ngokubanzi ikukhusela ekulahlekelweni, kodwa kubalulekile ukulandela amanyathelo athile afunekayo kwimeko nganye. Ibhanki okanye uhlolisise ukugcinwa kweevenkile ezikhangela isheke kufuneka zihlawulwe nayiphi na ilahleko.

Zonke iinkcukacha ezingentla zicinga ukuba isheke lifakwe okanye likhishwe e-United States. Iibhanki zase-US zinemigaqo eqinile kakhulu ekuchazeni abathengi, kodwa ezinye iintlanga zinemithetho eyahlukileyo.

Ulahlekelwe isheke? Ukuba isheke siyanyamalala, unokucela ukuhlawulwa kwentlawulo kwibhanki yakho. Ibhanki yakho iya kufaka ikhonkco kwaye (ithemba) ithintele isheke ekuhlawulweni kwiakhawunti yakho. Kukho umrhumo othobekileyo kule nkonzo, kwaye kukho imida ekusebenzeni kwayo-kodwa yinkqutyana yokhuseleko.

Ungakwazi kwakhona ukumisela izilumkiso (ezifana ne- imeyli ezenzekelayo okanye izilumkiso zetekisi ) ukusuka kwibhankini yakho ukuze wazi ukuba iteksi ifakiwe. Ukuhamba ngokukhawuleza kunokukunceda wena kunye nebhanki yakho yebhanki phantsi kweengxaki.

Eminye indlela yokwenza i-Check

Ukuba inkokhelo yakho ibaluleke kakhulu (okanye inkulu kakhulu), khangela ukuba kukho enye indlela yokuhlawula. Ukutshintshela i- wire kuya kufumana imali kwiakhawunti ethile ngokukhawuleza. Ukuba oko kuphelile, kukho iindlela ezininzi zokuthumela imali kwi-intanethi ngemali ephantsi (okanye inkululeko), kuquka iVenmo, i-PayPal, iCash Cash kunye nabanye. Ikhadi lekhredithi linokufumana umsebenzi kwaye unikeze iingeniso zokukhusela abathengi- qiniseka ukuba uya kuhlawula ngokupheleleyo phambi kwe-statement yakho yenyanga.