Beka i-1 Ipesenti yexabiso lokuthengwa kwekhaya lakho rhoqo ngonyaka
Inkohlakalo enkulu kunazo zonke
Enye yezona mpazamo ezinkulu ababenzi bezindlu abenzayo kukuba bacinga ukuba indleko yabo yokubolekwa kwemali ibonakalisa yonke ibhajethi ehambelana nekhaya.
Emva kwakho konke, xa bebeyi-renters, babengenayo iindleko ezinxulumene nekhaya ngaphandle kweendleko zerenti. Benza ukuthelekisana ngokuthe ngqo komda phakathi kwerenti kunye nokuboleka imali kwaye bacinge ukuba ibali liphela apho.
Ngelishwa, ayenjalo.
Ukulungiswa Kokuze Kuphele
Xa unayo ikhaya, unoxanduva lokulungiswa kunye nokugcinwa kwindlu .
Ukuba awunalo amava ngalokhu, oku kungathi ngathi i-side note note. Kodwa, abaninzi abaninikhaya abanokufakazela, oku kugqiba ukuthatha i-chunk enkulu kwindleko yakho okanye unokufuna iimboleko ezongezelelweyo .
Yingakho abantu behlekisa ukuba ikhaya liwumgodi omkhulu othulula kuyo yonke imali yakho.
Ziziphi iintlobo zokulungiswa nokulondolozwa esizithethayo?
- Ukutshintsha uphahla yonke iminyaka engama-20 ukuya kwe-25
- Ukunciphisa imithi kunye nemilenze yomthi
- Ukutshintshwa kwamanzi
- Ukucoca ama-gutters
- Ukufaka inkqubo yokunkcenkceshela emtshini
- Ukutshiza umtshini
- Ukutshala i-sod
- Ukufaka izicingo
- Ukukhupha izicingo
- Ukutshintshela iifestile ze-vinyl yonke iminyaka engama-35
- Ukutshintshwa kwendlela
- Udweba okanye uwakhiwe kabusha
- Ukutshintsha zonke iifowuni
- Ukutshintsha iphephethi yonke iminyaka eyi-8 ukuya kwe-10
Ufumana le ngcamango.
Uluhlu luyaqhubeka kwaye luqhubeke ixesha elide.
Ngenxa yokuba awukwazi ukuba yiyiphi indlela yokulungisa ikhaya lakho eliya kulufuna, kwaye awukwazi ukuba ikhaya lakho liya kufuna lini ukulungiswa, unokuzibekela njani uhlahlo lwabiwo mali ?
Uhlahlo lwabiwo-mali
Ndincoma ukubeka eceleni iipesenti ezi-1 zexabiso lokuthenga lakho kwikhaya ukuhlawula iindleko zekhaya.
Ngokomzekelo, ukuba ikhaya lakho libiza i-$ 200,000, zibeke eceleni i-$ 2,000 ngonyaka, okanye i-$ 166 ngenyanga, kwi-akhawunti yokulondoloza i-"home future".
Awuyi kuchitha i-$ 2,000 ngonyaka. Kweminye iminyaka uya kuba nethamsanqa kwaye uchitha ixesha elide. Eminye iminyaka, nangona kunjalo, kuya kufuneka uphinde ubeke uphahla, oluya kubiza i-$ 8,000.
Ngaphezulu kwexesha elide, ukuchitha i-1% yentengo yexabiso lakho kwikhaya kukulinganisela okufanelekileyo.
Ezinye iingxaki
Ewe, kukho ezinye iiphosakeli ngale ncamango. Emva kwakho konke, intengo yokuthenga yekhaya lakho isekelwe kwiimeko ezahlukeneyo. Indawo yokuhlala, izikolo ezikufuphi kunye nazo zonke iipaki eziseduze zonke zinomphumela kwintengo yendlu yakho.
Ngokomzekelo, isithili sakho esikolweni sinokuphucula ngokuphawulekayo kwaye kubangela ukuba ixabiso lekhaya kwindawo yakho likhule. Oku akuyi kubakho kwixabiso lokulungiswa okanye ukugcinwa kwekhaya lakho.
Ngokufanayo, inxalenye yelizwe apho indlu yakho ikhona inefuthe elikhulu kwixabiso. Amakhaya amabini afanayo of quality efanayo, enye in Southern California kunye nezinye eKansas City, ziya kuba namaxabiso athengwa kakhulu. Oku kungakhathaliseki ukuba baninzi kakhulu ukulungiswa kunye nokulungiswa kwemfuno - kwaye nayiphi na ingxaki kwiimfuno zabo zokulungisa ziza kusekelwe kwimozulu kunye nesimo sezulu, kunokuba ixabiso.
Ngamanye amazwi, "ipesenti ye-1 yexabiso lokuthenga" kuthathwa njengesicwangciso esichaphazelekayo. Ngelishwa, enye yeyona nto ifanelekileyo.
Njengomnini wezindlu, mhlawumbi ungazi ukuba ingaba umnini-mhlaba odlulileyo wachitha ixesha lokulungisa nokugcina. Ukuba unenyaniso kunye neenkcukacha, unokwenza uqikelelo olunolwazi.
Ngaphandle kokungabikho kwedatha, ke, i-1 pesenti yolawulo lwesithupha izakufuneka.