Iinkcukacha Ezi-6 Ezikuxelela Ngendlela Uqoqosho Lwenene Ngokwenene
Kukho iinkcukacha ezintandathu ezikuxelela indlela uqoqosho lwenziwa ngayo. AbaQoqosho bawabiza ngokuba zikhokelo zoqoqosho ezikhokelayo kuba zilinganisa abachaphazeli bokuqala ekukhuleni. Okwangoku baxela ukuba uqoqosho luqhuba kakuhle. Ikhula ngokukhawuleza, ukungabikho kwemisebenzi esezantsi kunye nokunyuka kwamaxabiso amancinci. Oko kubizwa ngokuba yi- Goldilocks kwezoqoqosho ngenxa yokuba ayishushu okanye ayabanda kakhulu.
Ukukhula kweGDP ye- 01 I-2.3 Ipesenti = Impilo
02 103,000 Job Gain = Inqongophala
Imisebenzi yokuvelisa ibonakaliso esibaluleke kakhulu. I-12.5 yezigidi zaseMelika ezisebenza kwimveliso zifumana i-$ 81,289 (kuquka neenzuzo) ngokulinganayo. Xa abakhiqizi beqala ukuwabeka, oko kuthetha ukuba uqoqosho luya kwi-downslide. Abakhiqizi baqeshe abasebenzi abambalwa ukususela ngo-Oktobha 2006 xa kuthelekiswa nomnyaka ongaphambili.
Isingeniso sokungabikho kwemisebenzi sichazwa kwakhona, kodwa loo nto ingumqondiso wesalathiso kwaye ngoko akunakuncedo. Iinkampani zihlala zilinde kude kube lula ukuhlaliswa kwemali ngaphambi kokuba ulahle abasebenzi. Kwakhona kuthatha ixesha lokunciphisa inani lokungasebenzi, nangona emva kwekhulu leminyaka imisebenzi emitsha idalwe.
03 Impahla ehleliyo Imiyalelo yeRose 2.6 Ipesenti = Impilo
Ukuba kuthathwa njengento elungileyo, izixhobo kufuneka zigcine ubuncinane iminyaka emithathu. Ziyabiza, ngoko amashishini aziyeka ukuzithenga ade azifuna ngokwenene. Ngenxa yoko, zibonakaliso ezinkulu zempilo yezoqoqosho. Amashishini athengwa kuphela xa beqinisekile ngekamva.
Unyaka oNyaka we- 04 Umyinge we-Inflation yi-1.8 Ipesenti = Ngezantsi kweTgethi
I-Fed ibeka izinga elijoliswe kwi-2 ekhulwini kunyaka-nyaka kwizinga eliphezulu. Lelo nqanaba lokunyuka kwamaxabiso liphilile kuba abathengi balindele ukuba amanani aphakame. Oko kwenza ukuba bakwazi ukuthenga ngoku, kunokulinda. Ukwanda kwindleko kukhuthaza ukukhula koqoqosho. I-Fed isebenzisa isantya sokunyuka kwamaxabiso xa ikhetha ukuba iphakame izinga lokuxhaswa kwemali .
I-gauge yexabiso lokunyuka kwamaxabiso yi- Index yePCE Price . Kwakhona uthi ukunyuka kwamaxabiso kwanda. Oko kuthetha ukuba iFed iyakwazi ukuphakamisa amaxabiso kwintlanganiso elandelayo yeFOMC .
05 Imarike yeShishini kwiCandelo loLungiso lwexeshana = Impilo
Nazi ezinye iindlela ezintathu ezibalulekileyo zeemakethe zorhwebo:
Ngesinye isikhathi i-stock market ihamba ngemali . Oku kunokuthetha ukuba ukugaya umtya omde wokuzuza. Akusoloko ixhalabisa.
Iimarike zingena ekulungiseni xa amaxabiso awela kweepesenti ezili-10 ukusuka phezulu. Ingumqondiso osemgangathweni ukuba imarike ibeke iphakamileyo eliphezulu ixesha elide. Asikho isizathu sokukhathazeka ukuba ezinye izikhombisi zezoqoqosho zizinzileyo.
Ama- Intengo yeNtengo ye- Interests iyasuka = Impilo
Kodwa ixabiso lentengo liphantsi kakhulu. Xa oko kwenzeka, kudala umgibe wecala . Amanqanaba enzala aphantsi kakhulu ukuba amabhanki azuze kwimali mboleko. Uphulo luya kunyuka kwamaxabiso. Emva koko abantu bathabatha imali mboleko ngoku ukuphepha amanani aphakamileyo kwixesha elizayo.
Ixabiso elibaluleke kakhulu lizinga lemali elondliwe ngenxa yokuba likhokela enye inzala. Isilinganiso semali esondlo sempilweni singama-2.0 ekhulwini . Fumana ireyiti yeemali ezikhoyo ezikhoyo .
Ireyithi ebaluleke kakhulu yesibini ngumvuno kwiNqaku leNondyebo eli-10 . Ikhokela iimali-mboleko ezingenamlinganiselo ezinjengo-15-year mortgage.