I-8 engcono ye-Motorcycle Insurance to Buy in 2018

01 Ngokugqwesileyo: I-Markel

I-inshurensi yaseMarkel inento into eyenza ukuba ezinye iinkampani zomshuwalense eziluhlu zingenakuzibango: Zizodwa kwi-inshurensi ye-motorcycle ngaphezu kweminyaka engama-40. I-Markel inomgaqo-nkqubo obandakanya malunga naluphi na uhlobo lwesithuthuthu, kubandakanywa abahamba ngeenqanawa, ukuhamba ngeebhayisikili, ukuhamba ngeebhayisikili, ukuhamba ngeebhayisikili, ukuhamba ngeebhayisikili, ukuhamba ngeebhayisikili, ii-scooters / mopeds, iibhayisikili zokungcola, ukuhamba kunye nezinye izithuthuthu. UMarkel unikezela izaphulelo ezongezelelweyo ezingadibanisa ukufikelela kwisaphulelo esingama-35 kwipolisi yakho. Izaphulelo zibandakanya i-anti-lock lock, i-anti-theft alarm, i-unit unit, ukuvuselela, umqhubi okhuselekileyo, inkqubo yokukhusela, ukuxolelwa kwengozi kunye nokutshintshwa kwe-10%. Kubaqhubi abakhuselekileyo, kukho ukuncitshiswa okunciphisa, oku kuthetha ukuba u-deductible yakho iyancipha ngama-25 ekhulwini ngamnye kunyaka ngamnye womgaqo-nkqubo uhlala ungenazo ingozi.

Ezi zikhethi ze-inshurensi ezikhethiweyo zifumaneka ngeMarkel: ukudibanisa, okubanzi, ukufikelela kwintengiso, ukuxhaswa kwemoto engagqithwanga, ukuxhatshazwa kwemishini, i-trailer, iintlawulo zonyango, iindleko zomngcwabo, ukuxhatshazwa komzimba / uxanduva lomonakalo wepropati, uxanduva lwabagibeli, ukuxhamla kwendlela, ukunikwa ukubonelela, itayili yexakeka kunye nenkonzo yebhetri, ukuhlawulwa kweendlela zokuphazamiseka kokuhamba, imephu yemephu yendlela yokwenza umgangatho, inkonzo yokukhwabanisa kunye neendleko zokuhlawula irente.

02 Best Best for Young Drivers: Allstate

I-Allstate yigama eliyaziwayo kwi-inshurensi kwaye ngowona-2 omkhulu umgca-mboleko kwi-US Allstate ineenkalo ezikhethekileyo kwi-inshurensi ye-motorcycle. I-Allstate Yokuqala Yengozi I-Waiver ixolela umonakalo wokuqala we-motorcycle ngaphandle kokuphakamisa i-premium yakho ye-inshurensi kunye neNkqubo eyodwa (i-Allstate Rider Protection Project) yiprogram yoqeqesho lokhuseleko enikeza izixhobo zemfundo kubaqhubi bezithuthuthu. Izinyathelo zokukhetha zibandakanya iintlawulo zonyango, ukukhuselwa kolukhuseleko, ukuxhatshazwa kwemoto, uwonkewonke, umqhubi ongekho uncedo / oncedisayo, umothutho wezothutho kunye ne-inshurensi yomonakalo, umonakalo wepropati / uxanduva lomzimba, inxalenye yokuqinisekisa, ukukhwela, ukuqeshisa / i-gap kunye nokuhlawula irente. Izaphulelo zinokulondoloza ukuya kuma-35 ekhulwini kwi-premium yomshuwalense we-motyhuse kwaye uquka umgaqo-nkqubo ophezulu, umgibeli ontle (ongenakho ngengozi), isaphulelo sokutshintshwa, inkqubo yokukhusela isithuthuthu kunye nesaphulelo sombutho we-motorcycle ye-10 ekhulwini ukuba ube ngumbutho wezemoto.

03 Eyona nto ifanelekileyo kuMgangatho wokuHlanganisa: Safeco

I-Safeco iyinxalenye ye-Liberty Mutual Insurance Group kwaye inika i-inshurensi ye-motorcycle engenazifo ezinokuthengwa ngokumalunga naluphi na uhlobo lwesithuthuthu, kubandakanywa izikolo, i-mopeds, i-bike bikes, abahambahambayo, i-choppers, iibhayisikili zokungcola, imizila yezemidlalo kunye nokuhamba ngeebhasi. Nangona kunjalo, akukho bhengezo lweebhayisikili ezisetyenziselwa ukugijima / ukukhawuleza kweemoto okanye ngeebhayisikili ngaphandle kweekiti ze-nitrous oxide. Izinketho zokukhetha zibandakanya uxanduva lomonakalo emzimbeni / umonakalo wepropati, uxanduva lwabagibeli beendwendwe, ulwabalalwano, udibaniso, iintlawulo zonyango, umqhubi ongenagqityiweyo / oncedisayo. Inketho entsha yokutshintshwa kwebhayisikili inokufumaneka kwi-Harley-Davidson abanini bezithuthuthu ngeminyaka emibili kunye nokukhethwa kwengubo yokhuselo yokufikelela kwi-$ 1,000 ngomntu ngamnye kwisambatho sokuphepha esilahlekile ngexesha lokudibana. Izaphulelo zibandakanya isaphulelo sesiseko seziko lesithuthuthu, isaphulelo sendawo yokuhlala, isaphulelo segalaji, isaphulelo sokukhwela ibhola kunye nesaphulelo esikhulayo somgibeli.

04 Eyona ndlela ilungele amaLungu eMpi: USAA

I-USAA ibonelela nge-inshorensi kumalungu omkhosi kunye neentsapho zabo ukususela kuma-1920. Iinshurensi yamathuthuthu iyatholakala kumalungu aseMelika asebenzayo emkhosini, amalungu e-National Guard and Reserve. I-USAA inezinzuzo ezininzi zamalungu kwaye zonke ezo zinzuzo azichazi ngokupheleleyo ngaphandle kokuba ube ilungu. Inzuzo enye kukuba i-USAA ibuyisela inxalenye yeenzuzo kumalungu ayo. Umlinganiselo unikezelwa ngemigaqo-nkqubo yeminyaka emnye kunye nokukhethwa komthetho kubandakanya umthwalo wokulimala komzimba / umonakalo wepropati, obanzi, ukudibanisa, iindawo eziqhelekileyo kunye nezixhobo, umqhubi ongenagqirha okanye oncedisayo, iintlawulo zonyango kunye nesebe lendlela. I-USAA inamaphulelo amaninzi ngamalungu ayo athenge i-inshurensi yebhayisikili. Ezinye zezaphulelo ziquka isaphulelo samanyathelo amaninzi, isithuthi esininzi, isaphulelo sokunyaniseka, iklasi yokuqhuba ngokuzikhusela, umfundi olungileyo, umqhubi omhle, isaphulelo esitsha se-motorcycle kunye nesaphulelo sonyaka esekelwe kwixesha xa uqhuba isithuthuthu sakho.

05 Eyona ndlela ihamba phambili kwi-Bundling Policy: Farmers

Ngamafama aseNkampani yomshuwalense, unokuqinisekisa ukuba u-auto, ikhaya, isithuthuthu kwaye uthenge i-inshorensi yomntu yonke evela kwinkampani enye kwaye ufumane isaphulelo sokwenza njalo. Ukuba sele sele ungumthengi we-inshurensi yeefama, ukongeza i-inshurensi yebhayisikili kwimigaqo-nkqubo yakho ekhoyo inengqiqo. Ukongeza kwi-discount discount policy, unokufumana isaphulelo kwikhosi yokukhusela evumelekileyo, i-airbags, i-brake-lock lock kunye nesaphulelo somsebenzisi okhethiweyo. Iindlela zokukhetha zibandakanya uxanduva lomonakalo wepropati kunye nokulimala komzimba, ukudibanisa, oluninzi, iintlawulo zonyango, ukukhutshwa kweengubo zokuzikhusela, izixhobo zokuzikhethela, ukuhanjiswa kwee-trailer ukuya ku-$ 7,500, ukukhupha kunye neendlela zendlela, ukukhazamiseka kohambo nokukhutshwa kweendleko ezithatha izithuthi ezingaphantsi kweminyaka emibini. ubudala. Imilinganiselo eyongezelelweyo yemfanelo iyafumaneka ukufanisa loo nkqubo yomshuwalense we-auto.

06 Eyona ndlela ihamba phambili kubaqhubi abakhuselekileyo: kwilizwe lonke

I-inshurensi yomhlaba wonke ineempawu ezikhethekileyo zemigaqo yabaqhubi bezithuthuthu abaqhuba irekhodi yokuqhuba ngokukhuselekileyo, kubandakanywa nenketho yokuchithwa kwayo eyanciphisa i-policy yakho echithwe ngu-100 wemali ngamnye kunyaka-nkqubo unamabango-mahhala. Ikhetho elichithwayo elikhethiweyo alikhethi kwilizwe lonke; Nangona kunjalo, ukutsalwa kwe-$ 100 kunamanye amaqumrhu enkampani yomshuwalense abanikezela ukhetho oluchithwayo olulahlekileyo. Iindlela zokukhetha ziquka umonakalo wepropati kunye nokuxhatshazwa komzimba, ukudibana, uwonkewonke, umqhubi ongezantsi okanye oncedisayo, uncedo lendlela, iirhafu zonyango kunye nokukhwela kunye nabasebenzi. Ubungakanani bufumaneka kwiindawo ezingama-32 kunye neSithili sase-Columbia. Ukuqinisekiswa kwe-OEM kuyatholakala, okuqinisekisa ukuba isithuthuthu sakho siyakulungiswa usebenzisa kuphela izixhobo zokusebenza zokuqala zezixhobo. Ukulungiswa kwenkonzo yamabango kuyaqinisekiswa ngokude nje ukuba unesithuthuthu sakho. Izaphulelo ziquka ukuphuhliswa komgaqo-nkqubo ezininzi, isaphulelo sezinto ezininzi, isaphulelo sekhosi esikhuselekileyo, isaphulelo se-Farm Bureau (amalungu asindisa ukuya kuma-10 ekhulwini), isaphulelo esipheleleyo esikhokhelwayo, isaphulelo sombutho we-riding, isaphulelo sokubuyisela isaphulelo, isithintelo Ukuphuhlisa isaphulelo kunye nelizwe lonke Ukunciphisa isaphulelo ukuya kutsho kwi-5% isaphulelo kwi-premium yomshuwalense we-inshurensi.

07 Best Best for High Risk Drivers: Dairyland

I-Dairyland Insurance yinkampani encedisayo ye-Sentry Insurance kwaye igxininise kwi-inshuwalense ye-motorcycle engeyomgangatho kubantu abahlala kumazwe angama-42. I- SR-22 Imfuno yomshuwalense iyafumaneka kubaqhubi abaphezulu abasemngciphekweni abafuna ukufaka uxanduva loxanduva lwezezimali kwilizwe labo. Intshuwalense ye-Motorcycle inokufumaneka kwiintlobo ezininzi kunye nemikhumbi yezithuthuthu, kuquka i-mopeds, i-scooters, i-Harley-Davidson, i-Honda, i-Suzuki, i-Kawasaki, i-Yamaha kunye nokunye. Iindlela zokukhetha zibandakanya umonakalo wepropati kunye necala lokulimala komzimba, ukudibanisa, ukuhamba ngokubanzi, izithuthuthu zeesitulo, ukufihla ukufikelela, ukuphazamiseka kokuhamba, ukuphazamiseka kokuhamba, ukulimala komzimba kunye nomonakalo wepropati. Izaphulelo ziyafumaneka kwiibhayisikili ezininzi, abanini bezindlu, iikhosi zokukhusela izithuthuthu kunye nobulungu beqela labagibeli. Kukho umonakalo ongokwenyama kunye nenketho evumela ukuba ube nesithuthuthu sakho esilungiswayo kunye nezixhobo zokuvelisa izixhobo zangaphambili.

08 Ilungelelaniso lamabango Ukwaneliseka: Abanikazi bezithuthi

Enye into enokuqiniseka ukuba uyayithanda nge-inshurensi ye-motorcycle evela kwi-Auto Owners yinkonzo yayo yamabango. Ifumene umvuzo ophezulu kunokwenzeka kwi-JD Power & Associates uphando lwenzululwazi kwenyaneliso yamabango. Ukongeza, ungathengela isithuthuthu esikhankanywe kwii-26 ngezi zikhetho: ukulimala komzimba / umonakalo womonakalo wepropati, olunzulu, ukudibanisa, umqhubi ongezantsi okanye oncedisayo, ukhuseleko lokuzilimaza, inkokhelo yezonyango, ukuncedwa kwendlela, ukuhlawulwa kweendleko, ukuhlawula iiglasi kunye nokubolekwa kwemali mboleko / ukuqeshisa i-gap coverage. Izaphulelo ezininzi ziyafumaneka ukuze ugcine i-premium yakho ye-inshurensi efikelelekayo, kubandakanywa isaphulelo se-ophareji, isaphulelo sokulwa, ukukhutshwa kwebhayisiki, ukuphuculwa kwexesha, ukuphuhliswa komgaqo-nkqubo kunye nesaphulelo sokusasaza ngesithuthuthu.