Iminyaka eyi-25 ukuya kweyama-60-Iminyaka emdala: Ingxelo eqhuba kakuhle yokuqhuba, ukuPhathwa kweMfanelo kuphela, ukuThuthukisa okanye ukuTyelela ngeSithuthuthu
Ezi ntlobo zezinto eziguqukayo zikumisela kwiindleko ze-inshurensi ezisezantsi. Abaqhubi abangaphantsi kweminyaka eyi-25 kunye nerekodi yokuqhuba kakuhle bayakwazi ukufumana amaxabiso athile. Hlanganisa le miba enomthwalo kuphela kunye nebhayisikili yokutyelela kwaye ukhangele i $ 200 ukuya kwi-500 500 ngonyaka ngomshwalense we-motyhuse .
Unokunciphisa umlinganiselo wakho ngokuthenga i-inshuwalense yebhayisikili ngokusebenzisa i- auto yomshuwalense wenkampani , ophethe ikhaya, enetyala elifanelekileyo, kwaye uthatha inkambo yokukhusela isithuthuthu.
Iminyaka eyi-25 ukuya kweyama-60-Iminyaka emdala: IRekhodi yokuqhuba eyiyo, Impendulo epheleleyo, i-Cruiser okanye i-Motorcycle Touring
Ukongeza umonakalo emzimbeni kwipolisi ye-motorcycle kungaba nefuthe elikhulu kumgaqo-nkqubo we-premium. Uhlobo lwesithuthuthu lungenza umehluko omkhulu. Ngokuqhelekileyo abantu abacela ukukhutshwa ngokugcwele banesithuthuthu esitsha esiphezulu ukuze baqinisekise. Cwangcisa ukongeza ii-dollar ezimbalwa ngonyaka kwi-premium yeprojekthi yakho yokongezwa ngokugcwele kwipolisi yakho ukunyusa iindleko eziqhelekileyo ukuya kwii-400 ukuya kwii-800 zamawaka ngonyaka.
Ukukhulisa i-deductible yakho kunye nokuphuma kwe-inshurensi yokongezwa kwe-inshorensi kuya kunciphisa iindleko zakho jikelele. Ixabiso elibi kakhulu libhayisiki, ngokuqhelekileyo kuninzi ukubiza ukuqinisekisa. Iimpawu zokukhusela kunye nezixhobo zokulwa nobusela zenza umehluko kwiindleko.
Iminyaka eyi-25 ukuya kwi-60-Iminyaka-Iminyaka emdala: Ingxelo embi yokuqhuba, ukuPhepha okuPhezulu, ukuThuthukisa okanye ukuTyelela ngeSithuthuthu
Iirekhodi eziphambili zokuqhuba ziyakuchukumisa ngokwenene iindleko ze-motorcycle inshuwalense.
Abagibeli bee-Motorcycle kufuneka babe noxanduva oluthe xaxa kwaye beqaphele ngelixa emva kwama-handlebars kunye nerekhodi yokuqhuba kakubi ibonakalisa kakubi kwiimeko zakho zamabango. Iqondo apho irekhodi lakho libi ngokuqinisekileyo lenza umehluko kwiindleko zakho jikelele. Kungaba ngcono ukuba ufumane amacatshulwa ambalwa ukugqiba umlinganiselo kwiimeko zakho ezithile.
Iminyaka eyi-16 ukuya kwi-24-Iminyaka emdala: Iirekhodi eziPhezulu zokuPhatha, uMgangatho opheleleyo, iCrotch Rocket Sports Motorcycle
Musa ukuzama! Ewe, ubuncinci andiyi kuyenza. Abagibeli abancinci bahlala bekhwabanisa ukuhamba ngokukhawuleza izithuthuthu ezinokuthi zivame ukuthengiswa ngexabiso elincinci lentengo. Into abangayicingiyo yindleko yokuqinisekisa loo bhayisiki. Umkhweli osemtsha kunye kunye nokugqithisa ngokupheleleyo kunye nebhayisiki yezemidlalo kunokukhokelela ixabiso lentengo ye-motyhuse yomshuwalula ngaphezu kwe-$ 1000 mark kunye nabanye abangaphezu kwama-3,000 ngonyaka ngonyaka kuxhomekeke kwezinye iimeko. Ngokuqinisekileyo irekhodi elifanelekileyo lokuqhuba liza kwenza ixabiso elingaphantsi kwerekhodi elibi, kodwa iindleko ziya kuba ziphezulu kakhulu.
Ukuzikhusela: Amaqela ahlukeneyo anamaqondo ahlukeneyo. Hlalani niyikhumbula ingqalelo iindleko eziqhelekileyo nje ngomyinge kwaye ayifaki indawo yecatshulwa. Unokuzifumana uphakamileyo okanye umgangatho ophantsi kuxhomekeke kumava akho, indawo, kunye nemeko yomtshato.
Iikhuphethi zihlala zibiza kakhulu ukuba ziqiniseke ngaphezu kweemoto kwaye ngokuqinisekileyo zingaba ngumsindisi omkhulu wegesi. Gcina zonke iingcamango zomnikazi wesithuthuthu xa ucinga ukuthenga.
Ziziphi iiMerika ezineziThutho zeeNkxaso zeeNkampu zeeTishuthuthu?
Ngaba ukuthemba amaxabiso akho kusekupheleni kwebala? Ukuba abantu abagibela izithuthuthu kwilizwe lakho bakhupha ixabiso le-inshorensi. Ezinye iibhayisike ezikhuselekile zikhokelela kwiqondo elincinci le-inshurensi ye-motorcycle. Amazwe kunye nabagibeli abaninzi kwaye amaxesha amaninzi aphezulu ama-inshorensi ahlala eNyakatho Dakota, e-Iowa nase-Oklahoma.
Ziziphi iiNetherlands ezineeNkcitho zeeNtshurensi eziPhezulu kakhulu?
Abo bahlala kwilizwe kunye ne-inshurensi yexabiso eliphezulu mhlawumbi sele beyayazi. Ukuba uhlala eLouisana, eTexas, eFlorida, okanye eMichigan ungalindela ukuhlawula idola ephezulu kwi-inshurensi yakho.
Isikhumbuzi saseMichigan Isikhumbuzi: NgoJulayi 2016 indleko yemali ye- MCCA i-$ 160 ngonyaka ngesithuthuthu. Ixabiso elilodwa leedola liyakwazi ukuhluka ngokusekelwe kwizithuthi ezijongene neentlawulo zenkcitho, kodwa iindleko ezongezelelweyo zongezwe kuwo wonke ama-autos eMigines kunye nezithuthuthu .