Ngokukhawuleza kunye neendlela ezilula zoKhuseleko lweSitoreji
Nangona akusiyo yonke isitokethi ebonisa ukuba aba makishi baya kuba yimpumelelo, bangaba yindawo enhle ukuqala uphando ngeengcamango zophuhliso . Kule nqaku, siya kuhamba ezintandathu kwiimpawu eziqhelekileyo ezifumaneka kwisitokhwe esincinci esinokusebenza njengesicatshulwa esibucayi sokunciphisa intsimi yezinto ezingongeziweyo kwipotfoliyo.
1. Ixesha elithengiweyo leSitokethi linokulinganiswa kwexabiso eliphantsi
Nangona oku kudla ngokugqithiseleyo kunokuba kunokuba yingozi kubantu abanamava - umzekelo, iinkampani zenkqubela zibonakala zinama-low / ratios aphantsi kwangoko nje zigqithiswe ngenxa yemvelo yamashishini asebenza ngayo - Isilinganiso se-p / e sisasebenza kwiiqoqo ezikhuselekileyo ezahlukahlukeneyo. Yonke into elinganayo, xa uhlawula ngaphantsi i-$ 1 kwimbuyekezo, kuthatha ixesha elincinci lexesha lokuba ishishini libuyisele ukutshalwa kwetyala lokuqala kwaye uqale ukubuyisela ubuncwane bobutyebi.
Ukuba izinto zijika kwaye ishishini lithatha okanye ulawulo olutsha luguqula inkcazo yengeniso yenkampani ngokubhetele, umnini-nxaxheba uhlala enandipha i-double-bump kwi-intanethi engenayo engenayo kunye nokulinganisa okuphezulu okusetyenziswa kwisitokisi.
2. Ixesha elithengiweyo leSitokethi linokulinganiswa kwexabiso eliphantsi
Inani lencwadi yenkampani ibalwayo kubalwe kwiphepha elimeleyo elifanelekileyo (i-asethi - amatyala) kwenkampani kwisabelo ngasinye.
Ixabiso leNcwadi ngamanye amaxesha libhekiswa njengelungelo lokulingana. Nangona kwenzeka ukuba kwenzeke kuphela ngexesha loxinzelelo olubi lwezoqoqosho, kunokwenzeka ukuba inkokhelo ye-stock corporation iwele phantsi kwexabiso lencwadi, oku kuthetha ukuba umnini-mvume unelungelo lokuthenga kwi-firm ngaphandle kwe-accounting account assets. Ukuba izinto zijika, le nto ingaba yimvula enkulu, nokuba enye ithatha iminyaka ukubonakalisa. Ukuba izinto azinjalo, unokufumana ama-stockholders ebhankini njengo-Wachovia xa wenza isitokethi ukuya kwi-$ 0 nangona ujabule ixabiso leencwadi ezingama-38.
Umgaqo oqhelekileyo wokuthenga izitokhwe ezincinci kwisiseko sencwadi kukuzibakho njengebhaksi kunokuba uzame ukukhetha abaphumeleleyo. Ukusebenzisa umzekelo weklasi ukusuka kwindleko yokutyalomali, iifama kunye nabakhweli beebhanki zithengwa xa uHenry Ford eqala ukuthengisa i-Model T. Iyavela, ayinasisiseko ngesizathu kwaye amava alandelayo abanikazi bawo awazange amnandi xa ngaphandle kokuba ulawulo lube nolungaphambili ukuba angene kwelinye ishishini.
3. Ixesha elithengiweyo leSonto linesiPhantsi se-PEG okanye i-Dividend Adjusted PEG Ratio
Ingxaki ngokujonga i-p / e isilinganiso okanye ixabiso lencwadi yedwa yinto yokuba ayinanto ekukhuleni. Ukuze ujikeleze oku, abatyali-mali abafuna ukufumana isitishi esincinci banokubala into eyaziwa ngokuba yi- PEG ratio .
Kodwa ke, yayinempendulo yayo njengoko ingazange ifake igalelo ezithunyelwa kubanini-zimali ngamnye ngonyaka, eline-pesenti enkulu yokudala indalo kwimarike. Isisombululo kwakukuphuhliswa komlinganiselo omtsha, ophuculweyo lwezemali obizwa ngokuba yi -PEG ehlengahlengisiweyo .
Kwiimeko ezininzi, umlinganiselo we-PEG okanye u-PEG ulungelelaniso lwe-PEG wokuba ngu-1.0 okanye ngaphantsi uthathwa njengento eninzi, kwaye i-2.0 ibe ngowona mntu uphezulu ukuqikelela ukuhlawula ngaphandle kokuba bafuna ukubeka umngcipheko. Inxalenye ekhohlakeleyo kukufumana ukulinganiswa kokukhula ngokufanelekileyo njengoko kuya kuba nefuthe ngqo kwixabiso lokugqibela.
4. Ixesha elithengileyo leSitoreji liNqanaba elincinci ukuya kwiNgxowa-mali yokuHlahla kweMali
Le yinto enzima kakhulu ukuba umtyalo-mali ongenamava aqonde ngoba ukubala ukuhamba kwemali ekhethiweyo akuyona into elula.
Ndandifake indlela yokuhlawula imali kwiblogi yam, kodwa ayikho uhlobo lweetrikiti onokuyifumana ngokukrazula i-stock quote esheshayo okanye efanelekileyo kulabo abazicingayo. Kudinga ulwazi lolwazi kunye nomsebenzi wechungechunge. Sekunjalo, yindlela ephela yokubamba inkampani kwaye wazi ngokuqinisekileyo ukuba ufumene i-stock eshibhile.
5. Ixesha elithengiweyo leSitokethi lithengiswa ngokukhawulezileyo Ukuzaliswa kweeRhafu zeeNkcazo zexesha elide
Ukuba ishishini linomvuzo wokufumana umvuzo ophindwe kabini kwisantya kwixesha elide loxanduva lweNondyebo, kwaye i-earnings kulindeleke ukuba yancinci ikhule ngesantya sokunyuka kwamaxabiso kwiminyaka elishumi ezayo, ingaba uphawu lwe-neon olufumene kwisitokhe esincinci. UDkt. Jeremy Siegel kwisikolo seshishini saseWharton uye wenza uphando olunzulu kule ndawo, ekufumaneni ukuba ixabiso elincinci leempahla ezinemivuzo eqhubekayo lenza ngcono ngaphezu kwexesha elide kunezinye zazo ezizixabisekileyo. Uyabhalwa ngokubanzi kwiincwadi zakhe, ezifanele ukufunda ukuba unomdla kwizicwangciso eziphumelelayo kwixesha elide, abatyala imali. Umntu unokufumana isityebi kakhulu ukuba unesithuba esaneleyo sexesha kunye nesigxina ekuxhaseni, inzuzo, kumashishini angancinci.
6. Ixesha elithengiweyo leSitokethi linokuThengiswa okuPhakamileyo
Ekugqibeleni, uphawu lokuba unokufumana isitofu esincinci xa ibhizinisi linikeza isivuno semali esiphezulu kunomlinganiselo wesilinganiso, kodwa kunjalo sinomlinganiselo wokuhlawula umvuzo ophantsi kwe-50% ukuya kuma-60%. Nangona kungenakwenzeka ukuba ukhule ngokukhawuleza, oku kungaba ngabadala abakhulu bemali engenayo kwintsapho yakho kwaye uncede unikezele umkhombandlela wokuphazamiseka kwemakethe yempahla yempahla efana neyabonwa phakathi kuka-1929-1933 okanye ngo-1973-1974. Icandelo lokubala lokubuya liya kuxhomekeka ekubeni unobambe isitokethi kwirejethi yentela efana neRoth IRA okanye 401 (k) isicwangciso , okanye ubeke ipakethe kwi- akhawunti ye-brokerage apho iya kuba phantsi kwe-Federal, state, kunye nentlawulo yendawo kuxhomekeke kwindawo ohlala kuyo.