Kukho Izinzuzo Ezininzi Zokuqulunqwa Kwamanye Amanyathelo Okufuneka Uyiqwalasele
Ngoxa kungayi kubandakanya yonke into - umzekelo, intsebenziswano encinci inokuthi ilawulwe yiintlobo ezithile zotyalo-mali, njengemali yokuthembela , engavumelekanga nge-S-Corp - isingeniso esihle sokukunceda ukukunika ilizwe.
1. Ulwalamano oluNcinci luvumela ukuThuthwa kweRhafu
Xa utyalo-mali ngokubambisana okulinganiselwe , urhulumente okanye urhulumente aburhoxisa ubambiswano ngokwawo. Endaweni yoko, abatyali-mali ngabanye babika isabelo sabo saliphi na inzuzo okanye ilahleko kwaye banembopheleleko yokuvakalisa ingeniso kwiifayile zabo zerhafu. Unyaka ngamnye, intsebenziswano ilungiselela ifom ekhethekileyo kubalingani abalinganiselwe obubizwa ngokuba yi-K-1. Oku kuvumela ukuba abatyali-mali bathathe inzuzo zabo izicwangciso zabo zerhafu kwaye basebenze ukugcina imali engaphezulu kwizikolo zabo.
2. Ukubambisana okuKhatywayo kungenziwa Ulungelelaniso Ngoko oMashishini abaNcinci bayazi ukuBonelela kobuNtu obuPhezulu bokuBalahleka, okwenza kube lula ukukhuphula i-Capital
Enye yeenzuzo eziphambili zokwenza intsebenziswano elinganiselweyo kukuba abaqabane abasecaleni abakwazi ukulahlekelwa yimali engakumbi kunokuba batyale (ngoko ke igama elithi "lilinganiselwe").
Oku kwenza kube lula kumashishini amatsha okanye iiprojekthi zokutyalomali ukuphakamisa imali kuba akukho nto ibangalisa abantu abanokuba ngabanini-mali abangaphezu kweengcamango zokuba bafaneleke ngokwabo iimpazamo zeenkampani. (Emva kwakho konke, ngaba uya kufaka indlu yakho kumgca ukuthenga izabelo zeenkampani ezifana ne-BP ngexesha le ntlekele yeoli?)
Kungenzeka ukuba izivumelwano ezithile zentsebenziswano engalinganiswanga zingabiza amandla omlingani oqhelekileyo ukukhupha uvavanyo, okubangela ukuba abalingani abalinganiselweyo bafike ngemali eyongezelelweyo ukukhaba kwi-firm. Oku kwakuqhelekile ukuba kufumaneke kwezinye izitokhwe kodwa kuye kwaphela kungabonakali njengoko ukwamkelwa kweemarike kunye nezithethe zenkcubeko zifuna ukuba abatyali-mali bafune izabelo "zihlawulwa ngokupheleleyo kwaye zingabonakali". Qinisekisa ukuba ufunda iphepha elisebenzisanayo kunye nokunyamekela okungaqhelekanga kwaye ngaba ngabagcini bakho kunye nabagcini-zimali bahlole kwakhona.
Ukubambisana okuNcinci kukunika amandla okuPasa iMali kunye nabahlobo kunye nosapho
Ubambiswano obunqamlekileyo kwenza kube lula kubahlobo kunye nosapho ukuhlawula imali yokutshala imali enkulu, njengokuqala ivenkile, ukwakha indawo yokuhlala, okanye ukufumana inkampani ekhoyo. Oku kuthetha uqoqosho lwezinga, ukufikelela kuma-avosa angcono, abagcini-zimali, iinkonzo zebhanki kunye nokunye. Ukuphathwa kakuhle, oku kungakhokelela kwimbuyekezo ephezulu kunye nobutyebi obungaphezulu kwexesha.
Enye yeentlobo ezidumileyo zeentsapho zodwa zaqaliswa ngumhlawuli-mali uWarren Buffett xa wayeneminyaka engamashumi amabini. Ukubambisana, kunye neentlobo zabanye, ekugqibeleni kwagqitywa eBuffett Partners, Ltd., eyaba yindlela eyayifumana ukulawula kwenkampani yakhe yokubambisa, iBerkshire Hathaway , kwaye leyo yamnika isiseko sesinye sezona nkcitho ezinkulu Imbali yaseMerika.
Wawusebenzisa ukulungiselela iinjongo zokulawula iinjongo, uthathe ukusikwa kwemali awayebekele yona abahlobo kunye nosapho.
4. Ubambiswano obunamalungelo abuvumela ukulungelelaniswa
Ukwenza ulwalamano olunqununu kuthetha ukuba ungasebenzela igqwetha ukuba wenze ngokwezivumelwano isivumelwano sokusebenza , esiyikhontrakthi esilawula indlela usebenziswano ngayo. Enyanisweni, iingeniso kunye nokulahlekelwa kungabelwa nayiphi na indlela evumelana nemithetho yerhafu, nokuba ingafanani nemilinganiselo yobunini bomlingani ngamnye! Umzekelo, unokumisela ukuze iqabane eliqhelekileyo, elilawula imisebenzi yansuku zonke, lihlawulwa ipesenti yazo zonke igalelo ngaphezulu kwesigxina sakhe. Ngaloo ndlela, unesizathu sokukhuthaza ukunyuka kwemali kunye nokwenza imali engenayo engakumbi, kuxhamla olwabelane nabo.
5. Ulwalamano oluthile lunokulawulwa Ngendlela yokuvelisa iRhafu yeZakhiwo kunye neZibonelelo zentlawulo
Iirhafu zerhafu kunye neentlawulo zerhafu zesipho sokwenza intsebenziswano encinci kakhulu kakhulu ukuba ndabhala into ekhethekileyo malunga nabo, enokuyifunda, Indlela inxulumano yoLuntu oluNcinci olunokuncedisa lunokunceda ukuhlawula iintlawulo kunye neentlawulo zendawo.
Ingcaciso emfutshane kukuba ungadlulisela imali eninzi kwiindlalifa zakho ngaphandle kokuhlawula irhafu eyongezelelweyo ngokusetyenziswa kobambiswano olusecaleni loluntu oluqingqiweyo .
6. Ukubambisana okuNcinci kukunika amandla okuBamba uLawulo loLawulo
Xa usenza ulwalamano olunqongophele, unokuqesha abaphathi bezakhono njengabasebenzi bobudlelwane. Ngokuqinisekileyo, kuxhomekeka kwiimfuno zakho, kuya kufuneka udibanise negqwetha ukuze uqonde imingcipheko yokulawulwa kweengozi kunye nemithetho yengqesho. Oku kuthetha ukuba intsapho eyakhele ishishini eliyimpumelelo kwiminyaka engaphezulu iyakwenza ukulingana kubambiswano olulinganiselwe kwisizukulwana esincinane kodwa singabaniki amandla okuvota ngokubhekiselele kwindlela inkampani iqhutywe ngayo, ukushiya ezo zigqibo kubadala abanamava okanye imisebenzi ukhetho lwabo.
Ulwazi olungakumbi malunga nobudlelwano obuthathaka
Ukufumana ulwazi oluthe vetshe, funda isiKhokelo soTyalo-mali-NTSHOLONGWANE KWEZINTLANGANO EZINGENYE