Kutheni i-Fed kufuneka ikhuphe amaRhafu anomdla
I- Federal Reserve inomthwalo wokulawula ukuthengiswa kwemali kunye nomgaqo-nkqubo wezemali.
Ukwandisa ukukhula koqoqosho , linciphisa ixabiso lentengo ukukhuthaza ukuboleka nokuboleka. Inciphisa ireyithi zentsholongwane yexesha elifutshane kunye nereyithi yemali yeFed kunye namaxabiso omda wexesha elide kunye nemisebenzi yemarike evulekileyo ezithenga iiNondyebo zase-US. Ngaphezulu, khangela iNkqubo yeMali yokuNgezelela .
Umthi wecala udlalwa emva kokunciphisa umnotho . Iintsapho kunye namashishini ayesaba ukuchitha, kungakhathaliseki ukuba kukho imali engakanani.
Kufana neenjini zenqwelo. Xa ususa i-gas pedal, imoto iya. Kodwa ukuba usuvele uqhube i-pedal, kwaye ukhupha igesi kwi-injini, uye wawukhukula. Xa uqhubeka uqhube umtsalane, ukwandisa umbane. Kufuneka uyeke uvumele i-gas igxumeke phambi kokuba uphendule kwakhona.
Yiloo nto eyenzekayo kwi-trapity trap. I-gas 'yegesi' yeFed - i-credit more ngenxa yexabiso elincinci le-interest - ayiyi kubuyisa injini yezoqoqosho. Kungakhathaliseki ukuba i-Fed ipompoza i-pedal, akukho nto iyenzekayo.
Kungenxa yokuba ishishini kunye neentsapho zigcina imali yazo. Abanalo ukuzithemba ukuba bayisebenzise, ngoko akwenzi nto.
Izimpawu ezinhlanu eziPhambili
Uyazi njani ukuba unomgibe wokucoca? Izinto ezimbi ziyenzeka. Okokuqala, amashishini awatyala imali ekuwandiseni. Esikhundleni sokuthenga izixhobo ezinkulu zeentengo ezinkulu , zenza ntoni kunye nomdala.
Basebenzisa inzuzo yexabiso eliphantsi kwaye baboleke imali, kodwa bayayisebenzisa ukubuyisela izabelo kunye nokunyusa amaxabiso amanani empahla. Basenokungathengisa iinkampani ezintsha ngokudibanisa kunye nokuthengwa, okanye ukuphuma kwamashishini . Le mi sebenzi ikwandisa imarike yemasheya, kodwa kungekhona uqoqosho.
Okwesibini, amashishini awaqeshanga njengokuba kufanelekile, ngoko ke umvuzo uhlala uhleli. Ngaphandle kokunyuka kwemali, iintsapho zithenga kuphela oko zifuna, kwaye zilondoloze ezinye. Umvuzo omncinci ukwandisa ukungalingani kwemali.
Okwesithathu, ixabiso lomthengi lihlala liphantsi . Ngaphandle kokunyuka kwamaxabiso , akukho nto inokubangela ukuba iintsapho zizithengele ngoku ngaphambi kokuba ixabiso likhuphuke.
Okwesine, y ou usenokufumana ukuchasana endaweni yokunyuka kwamaxabiso. Abantu baya kulahla ukuthenga izinto kuba bayazi ukuba amaxabiso aya kuba ngaphantsi. Abantu abaninzi benza oko ngoku ngokuthenga okukhulu. Bayalinda kuze kube yonyaka wokuthenga iholide kunye noLwesihlanu omnyama ngamanani aphantsi ayaziyo.
Okwesibini, amabhanki akhulisa imali . Bamele bathathe imali ethe xaxa iipompu zeFom kwizoqoqosho kwaye ziboleke ngemali yokubolekwa kwemali, iimali-mboleko zentengiso ezincinci, kunye namakhadi ekwereta. Nangona kunjalo, ukuba abantu abaqinisekanga, abayi kuboleka. Ngaphezulu, ukuba iibhanki zithembekanga, ziya kugcina imali eyongezelelweyo iFed ibanika yona.
Baya kubhala phantsi ityala elibi okanye ukwandisa umthamo wabo ukukhusela kwikamva elibi elizayo. Basenokuphakamisa iimfuno zabo zokuboleka, ngokunjalo.
Iingxaki Ezihlanu
Izinto ezintlanu zingafumana uqoqosho ngaphandle komthi wecala.
Okokuqala, i-Fed iphakamisa inzala . Ukwandiswa kweerhafu ezifutshane kukukhuthaza abantu ukuba batyalwe kwaye bagcine imali yabo, endaweni yokuyibeka. Amaxabiso aphakamileyo aphakamileyo akhuthaza ibhanki ukuba ibolekise kuba iza kubuyela ngokuphezulu. Oku kwandisa ukunyuka kwemali . (Umthombo: "Utywala," i-Federal Reserve Bank yaseSt. Louis.)
Okwesibini, yilapho amaxabiso awela kwindawo ephantsi kangangokuthi abantu abakwazi ukuchasa ukuthenga. Kungenzeka ngeempahla ezinqamle okanye izinto ezinjengamasheya. Abatyalomali baqala ukuthenga kwakhona kuba bayazi ukuba banokubamba kwi-asethi ixesha elide ukwenzela ukuba baphume.
Umvuzo wexesha elizayo ukhulu kunomngcipheko.
Okwesithathu, ukwanda kwenkcitho karhulumente . Oko kudala ukuzithemba ukuba iinkokeli zesizwe ziya kuxhasa ukukhula koqoqosho. Kwakhona kudala ngqo imisebenzi, ukunciphisa ukungabikho kwemisebenzi kunye nokuhlawula.
Okwesine, xa ukutsha kwezezimali kudala imarike entsha. Oko kwenzeka nge-intanethi ye-intanethi ngo-1999.
Okwesine, xa oorhulumente beququzelela ukuhlanganiswa komhlaba jikelele . Yilapho amazwe anento eninzi yokurhweba kwezo zinto ezincinane kakhulu. Ngokomzekelo, i-China kunye nommandla we-euro zinemali eninzi eboshwe kwi-savings. Esi sisiphumo seendleko zabathengi eUnited States kwiiTshayina zangaphandle. I-China kufuneka ityala imali ngakumbi eUnited States ukuze ibuyisele imali leyo. Ngokufanayo, amazwe anamaqela amaninzi abantu abangasebenziyo (eMiddle East, eLatin America) kufuneka abathumele kumazwe anokuguga (iYurophu, eUnited States) ukuze bakwazi ukuvelisa. (Umthombo: "Phuma, Phindelwe ngu-Bear," i-Economist, uJanuwari 2, 2016.)