UJohn C. Tyler noTomas E. Leavey babenombono engqondweni xa basebenzisa abalimi be-Inthanethi ngo-1928. La madoda ayefuna ukubonelela nge-inshurensi yemoto kubalimi kunye nabaxhasi. Inkampani yaqalisa imisebenzi yayo yomshuwalense ukuhlawula imali ngemali ebhengeziweyo eyayingavamile ngaloo mihla kwinkampani yomshuwalense. Hlalani nikhumbule oku kwaba ngumnyaka omnye ngaphambi kokuba i-market market iphazamise kwaye ngaphambi kokudakumba okukhulu kwezoqoqosho kwimbali yase-US.
Iifama zeNkxaso-mali yeFama yinkxaso yeeNkonzo zezeMali zeZurich kwaye iyona yesithathu ephezulu kunomgca we-insurer e-United States. Iifama zeNkxaso-mali yamaFama ziquka iinkampani zeQela Eliphezulu le-Inshurensi, i-Bristol West Insurance Group, i-21 Cent Century Insurance Group, iFama yeNkampani yeNtsha ye-Insurance Life kunye ne-Farmers Financial Solutions, LLC.
Iifama ze-Auto Insurance iyatholakala kuzo zonke iindawo ezingama-50 ngokusebenzisa inethiwekhi yabasebenzi abangaphezu kwama-50,000 abazimeleyo. Inkampani ibhala ngaphezulu kwe-20 yezigidi ze-inshorensi nkqubo ezilungiselelwa kwiiofisi zendawo kunye ne-website yayo ngabaqeshwa abangama-24,000.
Uzinzo lwezeMali kunye noKhuseleko lwaBathengi
Nazi izibalo zamandla ze-Farmers Insurance Group njengoko zinikezelwa ngamanye amaziko e-inshorensi ephezulu:
- AM Best : A (Excellent)
- I-Moody's : A2 (Efanelekileyo)
- I-Standard & Poor's : AA- (Strong Very)
Olunye ulwahlulo lwaluquka ama- Award of Choice Awards ku- 3 ama- 3 omgangatho ophezulu wabanini bezindlu kunye neenkampani zomshuwalense zomshuwalense ezinikezwa ngu-Insure.com .
Iifama zeNkampani yeNkxaso-mali ine-Business Business rating ye-"A +" eneenkalo ezidibeneyo zeenkwenkwezi ezi-4 kwezi-5.
Izinketho zePolisi yoMshuwalense
Ngamafama ase-Auto Insurance, ungenza ngokwezifiso iinketho zokukhawuleza ukuze ulungele iimfuno zakho. Izinketho zokubambisa ngokusisiseko ezikhoyo zikhoyo zibandakanya uxanduva, olunzulu, ukudibanisa, ukuhlawula umrhumo kunye nokuxhaswa kwabasemagunyeni abangaqinisekanga kunye nokukhuselwa kwe-PIP.
Ukuba udinga ukukhuselwa kancinci ngaphezu kweendlela ezisisiseko zokuncedisa i-inshurensi yemoto kunika ukuba kukho ukhetho olukhethiweyo olukhethiweyo olukhoyo. Olu alukho uluhlu olupheleleyo lwezinto ezikhethiweyo zokukhetha kodwa ezinye zezona ziqhelekileyo. Zonke iinketho azifumaneki kuwo wonke urhulumente.
- Ingozi yokuxolela: Umgaqo-nkqubo we-Farmers uxolela enye ingozi kuzo zonke iimeko ezintathu zokungabikho kwengozi.
- Ukumxolelwa Kwamabango amancinci: Kungakhathaliseki ukuba yintoni iphoso, i-premium yakho ayinyuli ngenxa yeebhanti okanye ezinye izingozi zamabango amancinci.
- Isiganeko Ukuxolelwa: Abalimi abanakwandisi iirhafu zakho kuba ufumana ithikithi elikhawulezayo xa kungekho zibango ezibandakanyekayo.
- Akukho mpazamo, akukho ntlondi: I-premium yakho yepolisi ayinyuswanga ukuba ubandakanyeka engozini-engafanelekanga.
- Abalimi be-Rideshare: Banikezela ngokukhawuleza ngokuzenzekelayo ukuze ufikelele kwi-intanethi yezobambiso ezipheleleyo ngokubonelelwa ngenkampani yakho ehamba phambili.
Izaphulelo zomshuwalense
Abalimi banamaphunga amaninzi akhupha i-inshurensi yemoto ukwenzela ukuba i-premium yakho ifikeleleke ngakumbi. Kuxhomekeke kwiphi i-50 US uthi uhlala kuzo, izaphulelo ziyahluka. Nazi ezinye zee-inshurensi zomshuwalense wezithuthi ezifumaneka kwi-Farmers Insurance:
- Izaphulelo zeMpahla
- Amashishini kunye namaQela oQeqesho
- Umfundi oPhezulu
- Multi-Car
- Umqhubi osemtsha
- Umqhubi oselula
- I-Fuel Alternative
- Ukugqithiswa kweeFowuni zeeFowuni (i-EFT)
- Umninimzi
- Hlawula ngokugcwele
- U tshintshelo
- Umfundi Olungileyo
- Umqhubi okhulileyo
IiNkonzo zabasebenzi
Abafama Abanini-nkqubo be-Intshuwalense banokulawula imigaqo-nkqubo kwi-intanethi ne-Farmers App App. Ngokusebenzisa i-app yeselula, unokujonga amakhadi e-ID, uhlawula iibhidi, amabango amabango, usethe izikhumbuzi zentlawulo okanye ujonge amaxwebhu omgaqo-nkqubo. Kukho neepolisi zomgaqo-papasho kunye nokukhethwa kwee-bill-pay pay options. Enye yezinto abaFama kwi-Intshurensi benza kakuhle yiwebhusayithi yabanamkeli abanomdla kunye nokuphathwa kwamabango kunye neenkonzo zenkqubo kunye nezi zixhobo eziwusizo:
- Imoto yokuthenga iingcebiso
- Iingcebiso zoKhuseleko zabaqhubi
- Iimpendulo zeemibuzo ebuzwa rhoqo
- Ikhuseleko leKhaya kunye neCoption Preventionative Maintenance Tips
- Ulwazi loLutsha lomqhubi
- Ukucwangcisa iziganeko zobomi
Isishwankathelo
Iifama zeNkampani ye-Inshorensi inembali ende kwaye ihloniphekileyo njengenye yepropati ephezulu kunye nabasemagunyeni abaphulukileyo kwisizwe. Ngobunzima bokubaluleka kwezezimali, i-website enobuchule, inkonzo enamandla yokuphathwa kwamabango kunye nokulinganiswa kwenkonzo yabathengi; kukho into enokuyithandayo ngabaFama beNkampani ye-Inthanethi.
Ukuze ufumane okungakumbi malunga nokukhethwa komgaqo-nkqubo we-inshurensi yemoto, izaphulelo okanye ukujonga ezinye iimveliso ze-inshorensi ezikhoyo, unokutyelela iiwebhusayithi ze-Farmers Insurance Group okanye ufonele ku-1-888-327-6335. Iingcaphuno ze-Intanethi nazo ziyafumaneka kwaye unokufumana i-agent yendawo kwindawo yakho ukuba ukhetha ukuthetha ne-arhente kumntu ngaphambi kokuthenga umgaqo-nkqubo.