Inkcazo yokuCandwa kweeNkcazo zingasetyenziswa kuwe Ukuba
I-WEP isetyenziswa ngokubanzi xa usebenze kwiziko lombuso, urhulumente okanye wengingqi okanye umqeshi kwelinye ilizwe.
I-WEP inokubangela ukuba kuthinteke abagadi bemililo, umsebenzi wokunyanzeliswa komthetho, abasebenzi beposi kunye nootitshala abasebenza kwi-arhente karhulumente okanye oomasipala abanenkqubo yabo yomhlala-phantsi kwaye abathathi inxaxheba kuKhuselo loLuntu. Umzekelo, i-WEP ithintela ootitshala abalishumi elinesine ithi: I-Alaska, eCalifornia, eColorado, eConnecticut, e-Illinois, eKentucky, eLouisana, eMaine, eMassachusetts, eMinnesota, eMissouri, nase-Nevada, e-Ohio naseTexas. (Umthombo: ingxelo ye-OLR yophando)
Amalungiselelo okupheliswa kwemvula ayisebenzisi ukuba:
- kuphela ipensheni oyifumanayo evela kwizibonelelo zomzila
- Umhlala-phantsi kuphela oya kufumana uvela kwi-Federal employment ehlanganiswe phantsi kwe-FERS system
- uneminyaka engama-30 okanye ngaphezulu yemali eyinzuzo yomsebenzi ophantsi koKhuseleko loLuntu
Ndingazi njani ukuba ndineminyaka engama-30 ezuzisayo?
Ukuba uneminyaka engaphezu kwe-30 yomsebenzi ojongene noKhuseleko loLuntu kunye nokufumana okungaphezulu okanye ngaphezulu koko iNgcaciso yeNhlalakahle ibona "yimali eyinzuzo" kuyo yonke loo minyaka, ngoko iWEP ayiyi kusebenza kuwe.
Ishedyuli eninzi yokufumana inikwa kwiWebhu yokuLawulwa kweNkcazo ye-website yewebhusayithi yoKhuseleko loLuntu, ngoko unokuthelekisa umlando wakho wemali kwi-shedyuli ukuze ubone ukuba imbali yakho yokufumana imali ithathwa njengento eninzi.
Ukuba i-Windfall Elimination Provision isebenza kuwe, ifom ye-modified is used to determine the amount of your benefits.
Nantsi indlela esebenza ngayo:
Kwinqanaba lesi-3 leNkqubo yokuBala iiNcedo zakho zoKhuselo loLuntu uxwebhu oluqhelekileyo luboniswa, ngale ndlela ilandelayo:
- Uthatha i-90% ye-$ 767 yokuqala ye-AIME.
- Uthabatha u-32% we $ 3,856 olandelayo we-AIME.
- Uthabatha i-15% yantoni na ngaphaya kwesi sibini sokubopha.
- Uphelele loo manani amathathu.
Ukuba i-Windfall Elimination Provision isebenza, inani elingaphantsi lifakwe endaweni yokutshintsha "i-90%" oyibona kwifom. Inombolo engezantsi ukuyisebenzisa iboniswe yiminyaka emininzi yomsebenzi oye yahlanganiswa phantsi kweNkqubo yoKhuseleko loLuntu. Kwiphepha leNkcazo yokuLawulwa kweNkcazo kwiwebhusayithi yeNtlalo yeNtlalo (okukhankanywe ngasentla), ibonisa ukuba yiyiphi inombolo ekufake kuyo kwifom esekelwe kwiminyaka emininzi yomsebenzi ohlanganisiweyo kunye nemali oyifumanayo.
Ziza Kuncitshiswa Njani Iinzuzo Zami?
Ukuncitshiswa kwezibonelelo kunokufikelela kwisigxina somhlala-phantsi oyifumanayo, kodwa kungabi ngaphezu koko. Ngokomzekelo, ukuba ipenshini yakho yayingama-2,000 ngenyanga, unokubona iintlawulo zakho zoKhuselo loLuntu ezincitshiswe ngama-$ 1,000 ngenyanga, kodwa kungabi nge $ 1,100 ngenyanga. Izimpesheni kuphela zomsebenzi ongenakuthatyathwa phantsi kwenani loKhuseleko loLuntu - ngoko ukuba unemali emivuzo kunye nomnye uvela kumqeshi apho imali efunyenwe khona iphantsi koKhuseleko loLuntu ukuba ukufaneleka komhlala-phantsi kungathinteli inzuzo yakho yeNtlalo.
I-Impact Clearance Provision Impact Affects Me - Ngoku Ndingayifumana njani iNgqikelelo echanekileyo yoNcedo lweNtlalo
Amanani amaninzi kwi- calculator Social Security calculators aneempawu apho unokufaka khona imbali yakho yomsebenzi kunye neenzuzo njengoko kuchaziwe kwi-Intanethi yeNtlalo yezoKhuseleko , kwaye baya kubala uqikelelo lweenzuzo zakho emva kokuchaphazeleka kwemithetho efana ne-Windfall Elimination Provision. Ndicinga ukuhlawula umrhumo wokumisela ukusebenzisa enye yezi calculators ukuqikelela ukuba inzuzo yindawo efanelekileyo yokuqala xa wenza ucwangciso lwakho.
Njengoko usondela ngakumbi kwixesha apho ungaqala khona izibonelelo oza kulufuna uqhagamshelane neofisi yoKhuseleko loLuntu ukuba ulungiselele ukuqikelelwa kwenzuzo kuwe emva kokubala i-WEP.
Ukunikezelwa kweNkcitho yokuLawulwa kweNkcazo kukuchaphazela njani inzuzo kubantu abaxhomekeke kuyo?
I-Windfall Ukuqedwa kokuphazamiseka kuthintela zakho iingeniso kwaye ngoko ke imali yakho ye-inshurensi eyimfuneko (PIA).
Iintlawulo ezixhomekeke kuzo zibalwa ngokusetyenziswa kwe-PIA njengendawo yokuqala. Ukuba i-Windfall Elimination Provision ichaphazela zakho iingenelo, kuya kuba nefuthe kwiinzuzo ezixhomekeke kwii-rekodi yakho. Nangona kunjalo, akuyi kuchaphazela ukuba umhlolokazi / umhlolokazi uyazuza ukuba iqabane lakho lingafumana emva kokufa kwakho. Inzuzo yomhlolokazi / umhlolokazi ibuyiswa ngaphandle kwe-WEP ekufeni kwakho. Abaxhomekeke kubo banokuchaphazeleka ukuba umntu oxhomekeke kuye ufumana umhlalaphantsi wakhe kumsebenzi ongaqulwanga phantsi koKhuseleko loLuntu. Lo mthetho ohlukile obizwa ngokuba yi- Offset Penset Offset .
Kutheni kubakho ukunikezelwa kweNkcazo yokuPhelelwa kweMvula?
Lo mthetho woKhuseleko loLuntu ubekwe endaweni ukuze kugcinwe abantu ukuba "bangene ngokuphindwe kabini." Ukhuselo loLuntu lenzelwe ukuba yinkqubo apho wonke umntu ehlawula ngaphezu kwexesha lokusebenza. Ezi ndlela zisebenza kuphela xa wonke umntu (inxalenye enkulu) ehlawula ngayo. Ukuba umntu wasebenzela iikota ezaneleyo phantsi kweNkqubo yoKhuseleko lweNtlalo ukufumana izibonelelo eziphambili, kwaye emva koko wayenomsebenzi ongafihliweyo, phantsi kwefomula engatshintshiyo, baya bafumana inzuzo yeNtlalontle yeNhlalakahle kunye nomhlalaphantsi wabo, kwaye inkqubo ayizange yenzelwe le meko. Ukubonelelwa kokupheliswa kwamanzi kwafakwa ekupheliseni oku kukwazi ukuphinda kabini.