Indlela Ubaluleka Ngayo Imali Ecacisiweyo

Ngubani owenza isigqibo sokuba Imali Yimfuneko Kangakanani?

Ixabiso lemali lichongiwe yimfuneko yalo, njengexabiso lempahla neenkonzo. Kukho iindlela ezintathu zokulinganisa ixabiso leedola . Eyokuqala yimalini i-dollar eya kuthenga kwiimali zelizwe langaphandle. Yiloo nto inqanaba lokutshintshiselwa kwamanani . Abathengisi be-Forex kwiimarike zerhwebo lwangaphandle bathatha ixabiso lokutshintshiselana Bayiqwalasela ukubonelela kunye neemfuno , kwaye ke kubangele ukuba balindele ntoni kwixesha elizayo.

Ngenxa yesi sizathu, ixabiso lemali liyashintsha kulo lonke usuku lokuhweba. Indlela yesibini ibaluleka kumanqaku eNondyebo . Ziyakwazi ukuguqulwa kalula kwiidola kwiimarike zesekondari zeeNondyebo. Xa ixabiso leNondyebo liphezulu, ixabiso le-dollar yase-US likhuphuka.

Indlela yesithathu iindawo zokutshintshiselana kwamanye amazwe . Leyo yintlawulo yeedola ebanjwe oorhulumente bamanye amazwe. Eyona nto ibambelela ngayo, isezantsi ukubonelela. Oko kwenza imali yase-US ibaluleke ngakumbi. Ukuba oorhulumente bezinye iintlanga beza kuthengisa yonke idola kunye ne-Treasury holdings, idola yayiza kuqubuka . Imali yase-US iya kuba yinto eninzi kakhulu.

Kungakhathaliseki ukuba lilinganiselwa njani, ixabiso leedola liye lancipha ukusuka ngo-2000 ukuya ku-2011. Loo nto ingenxa yesantya semali esondelene kakhulu, i-debt high federal, kunye noqoqosho olukhula ngokukhawuleza. Ukususela ngo-2011, idoli yase - US ikhuphuke ngexabiso nangona kunjalo. Ngoba? Uninzi lwezoqoqosho ehlabathini lwalunokukhula kancinci.

Oko kwenza abahwebi bafuna ukutyalomali kwidola njengendawo ephephile. Ngenxa yoko, idola liqiniswe kwi-euro . Yenza ukuhamba eYurophu kufikeleleke kakhulu.

Indlela ekuchaphazela ngayo

Ixabiso lemali likuchaphazela yonke imihla kwipompo yegesi kunye nevenkile . Kungenxa yokuba ukufunwa kwegesi kunye nokutya kukunyanzela .

Abavelisi bayazi ukuba kufuneka uthenge i-gas kunye nokutya ngeveki. Akusoloko kunokwenzeka ukulibaziseka ukuthenga xa ixabiso liphakama. Abavelisi baya kudlula nayiphi na iindleko zabo ezongezelelweyo. Uya kuyithenga kwixabiso eliphakamileyo ixesha elithile uze utshintshe imikhwa yakho. Xa ixabiso legesi okanye ukutya likhuphuka, ufumana ubuncinane bexabiso lemali.

Xa ixabiso leMali liye lincipha

Umngcipheko xa ixabiso lemali liyancipha ngokukhawuleza ixesha. Xa abantu bekulindele ukuba amanani aya kuphakama, banako ukuthenga ngoku, ngaphambi kokuba amanani aphakame. Oku kwandisa imfuno, exelela abavelisi ukuba badlule ngokuphepha kwiindleko ezingaphezulu. Baqhuba amaxabiso ngaphezulu, kwaye ukunyuka kwamaxabiso kuya kuba isiprofeto esizizalisayo.

Yingakho i- Federal Reserve ibukele ukunyuka kwamaxabiso njengomkhonto. Iya kunciphisa imali yokubonelela ngemali okanye iphakanyise izinga lentlawulo yokunciphisa ukunyuka kwamaxabiso . Uqoqosho olusempilweni lungagcina izinga lokunyuka kwamaxabiso e-2 ekhulwini. Ukunyuka kwamaxabiso emali yintengo yento yonke ngaphandle kwexabiso lokutya kunye negesi , ezinokuthi zithinteke kakhulu. I- Index yexabiso labathengi yindlela eqhelekileyo yokunyuka kwamaxabiso.

Xa Ikhula

Ukuchaswa kukunyuka xa ixabiso lemali landa. Oku kunjengento enhle, kodwa kubi ngakumbi kwezoqoqosho kunomlinganiselo wokunyuka kwamaxabiso .

Ngoba? Cinga ngento eyenzeka kwikarhwebo yezindlu ukususela ngo-2007 ukuya ku-2011. Ixabiso liye lahla ngaphezu kwama-20 ekhulwini. Abantu abaninzi abazange bakwazi ukuthengisa izindlu zabo ngenxa yeentlawulo zabo. Abathengi babesaba ukuba ixabiso liza kuhla emva kokuba lithenge. Akukho mntu wayazi xa amaxabiso aya kubuyela emva.

Enyanisweni, ixabiso lemali lenyuka. Ufumene enye indlu yedola ngo-2011 kunokuba ngo-2006. Kodwa iintsapho zalahlekelwa amakhaya. Abasebenzi bezakhiwo balahlekelwa yimisebenzi. Abakhi baye bachithwa. Yiloo nto eyenza ukuhlukunyezwa kuyingozi. Kuyinto ejongene noyiko.

Ukubaluleka kweMali kuye kwatshintsha njani ixesha

Ngomnyaka we-1913, imali yayifanele ngakumbi. I dollar ngoko yayingathengela ukuba yiyiphi imali eyi-24,95 yokuthengwa ngo-2017. Ngowe-1920, inokuthenga into eyi-12.05 eyiyo namhlanje.

Ngexesha loKuPhukisa kweNtlupheko , imali izuzwe ngexabiso.

Idola ngowe-1930 ingathengisa ukuba yiyiphi imali eyi-14.38 eyiyo namhlanje. Ngowe-1950, imali yayilahlekile. Idola ingathengisa ukuba yiyiphi i $ 10.36 namhlanje. Imali sele ilahlekelwa lixabiso ukususela ngoko. Ngowe-1970, inokuthenga kuphela into eyi-6.35 engayithenga namhlanje. Ngowe-1990, bekufuneka kuphela i-1.90 yeemali kumanamhlanje.