Xa Uvumelekile Ukuthenga Intshurensi ye-Gap?
I-inshurensi ye-Gap ingathengwa kwimimandla emibini eyahlukeneyo, kodwa awukwazi ukuguqula ngaphambi kokuba wenze ingqondo yakho.
Ixesha apho ungathenga khona i-inshurensi ye-gap ingahluka, kodwa kuphela. Ingcamango enhle yokwenza isigqibo sakho malunga nokuba ungayidinga i-inshurensi ye-gap ngokukhawuleza.
Kubalulekile ukugqiba apho uthenga i-inshurensi ye-gap ukuseka ixesha elivumelekileyo ekuthengeni.
Lender = Ngexesha lokuThengwa
Ukuthenga i-gap ngokufanelekileyo ngexesha lokuthengwa kwezithuthi kulungile. Ukuyifumana kwi-lender, nangona kunjalo, akusoloko kuluhlobo olunjalo. Ngokuqhelekileyo uza kufumana i-gap coverage engabizi xa uyithenga nge-inshurensi yemoto yomshuwalense kunokuba inkampani ungenayo ubudlelwane obuxhomekeke kuyo. Into enhle kakhulu umboleki wakho onokukunikezela ngokukhawuleza. Nangona kunjalo, ukukhankanya i-inshurensi ye-gap kwi-ejenti yakho yomshuwalense xa ubeka inshorensi yemoto kwisithuthi sakho esitsha kunzima.
Kusuka kwiNkampani Yomshuwalense Yenqwelo Yakho = Kwiintsuku ezingama-30 zokuThengwa kokuQala
Ukuba uthengela i-gap coverage kwinkampani yakho yomshuwalense wemoto , qiniseka ukuba ugcina ingqalelo xa utshintshela abathwali bomshuwalense.
Ininzi yabathwali bomshuwalense iya kuhlonipha i-cover if it is in your policy before. Eli lixesha elinye iinkampani ze-inshorensi ziza kunika i-gap coverage engaphaya kwexesha leentsuku ezingama-30.
I-inshurensi ye-Gap ngemoto yomshuwalense we-inshurensi isoloko ixabisekile. Iingqekembe zedola ngenyanga zingayintsikelelo enkulu xa uhlala usengozini enkulu yemoto esithatha isithuthi sakho.
Ukulinda iintsuku ezingamashumi amathathu kungaba isigqibo esibi kakhulu.
Imali-mboleko / Ukuqeshiswa kwemali = Naliphi ixesha
Kuyafana ne-inshurensi ye-gap, nangona kunjalo, umvuzo-mboleko / ukuqeshiswa kweqeshiso unemiqathango ethile. Imali yokubolekisa / Ukuhlawulwa kwemali kunokuthengwa nanini na. Uya kufuneka uhlolisise nabathwali bakho bomshuwalense ukuba ubone ukuba kunikezelwa kunye nokufumaneka kwayo.
Ixesha elifanelekileyo lokuthenga i-inshurensi ye-Gap
Ixesha elifanelekileyo lokuthenga i-inshurensi ye-gap lilungile xa uthenge isithuthi sakho, nokuba sisuka kumboleki okanye yakho yomshuwalense wemoto. Ngelishwa, izingozi zingenzeka ezinsukwini ezingama-30 zokuthenga, kwaye ufuna ukukhuselwa kwimeko apho umntu akwenzayo. Oku kunokwenza ixesha elibalulekileyo libe ne-coverage. Thatha ixesha lokuqwalasela i-inshurensi ye-gap uze uqedele ukuthenga ngaphandle kokumisa.