Kwiphepha le-flip, kuba abantu abaninzi banonwabile ne-inshurensi yabo yesilwanyana, kukho abo badimazekile okanye bacasulayo malunga nesicwangciso se-inshurensi yesilwanyana esiphelile.
Okona inxalenye enkulu yokubambelela kwisicwangciso esibi kakhulu malunga nokungaqondi into owatyikityo ngayo xa ugqibe kwisicwangciso se-inshurensi yesilwanyana. Sibhalile eli nqaku kunye nabanye abambalwa ukunceda uqonde ukuba zeziphi izinto ozikhethayo, kwaye le mibuzo ilapha ikukukunceda ukuba ubone ukuba uya kuvuyela isicwangciso okhangele kuyo.
Xa ukhangela ukuthenga ipolisi yomshuwalense wezilwanyana kukho imibuzo embalwa ofuna ukuyiqwalasela. ukongezelela nokuba ngaba akufanelekile ukuthenga inshuwalense yezilwanyana. Ngezantsi uluhlu lweemali ezi-10 zokuthenga intengiso yomshuwalense ukuba uqwalasele:
1. Ngaba ndikhangela iSicwangciso seSaphulelo seMpilo yePilesi okanye iSicwangciso seNkcenkceshe epheleleyo?
Ezi ziyahluka. Ngezicwangciso zexabiso lokunciphisa umntu uya kuhlawula umrhumo wonyaka kwaye athole i-veterinarian and benefits services. Isicwangciso se-inshurensi yezempilo yesilwanyana siyakubonakala sifana ne-inshurensi yempilo kubantu.
2. Ngaba Ngaba Ndiza Kukhetha I-Veterinarian?
Kwakhona, ekubeni izicwangciso ze-inshorensi zempilo zentlanzi zifana neyakho kwaye mna ndiyisebenzisa, izicwangciso ezahlukeneyo zinemithetho eyahlukileyo.
Khangela ukujonga ukuba i-vet yakho ifakiwe njengomboneleli we-inshurensi ye-pet oyithandayo.
3. Ziziphi iiperidi zokulindela?
Njengazo zonke i-inshurensi, kunokubakho ixesha lokulinda ukuze umgaqo-nkqubo usebenze kwaye kubalulekile ukuba uqaphele ngokuqinisekileyo xa iqwalasela lakho lepolisi liqala kwaye liphela.
4. Yintoni engabandakanyiyo?
I-inshurensi yokubambisa i-Pet insulmente iyahlukahluka ngokuya kumgaqo-nkqubo okhethiweyo Iziphumo eziqhelekileyo ziimeko ezikhoyo ngaphambili kunye neziphene ezizaliswayo. Iifowuni zezinto eziqhelekileyo eziqhelekileyo ziyakuthi zifakwe kwiindleko ezongezelelweyo.
5. Ngaba Inkathalo yoLondolozo lweNtlalo iya kuVizwa?
Ukuba ukhangele umgaqo-nkqubo obanzi uze ufune ukufumana umntu ojongene nohambo oluqhelekileyo olunjengokugonywa, ukunakekelwa kwamazinyo kunye nokuhlolwa kweentliziyo.
6. Kutheni malunga neNeering and Spaying?
Ukuqinisekisa ukuba uyakwazi ukulawula uluntu lwentlanzi kubalulekile kuwe nakumntu wonke ojikelezile. Ukukhawuleza kunye nokuthungathwa kwemida kulungele ukuba kubakho phantse bonke abanikazi bezilwanyana basebenzisa le nkonzo. Oku akuyi kubandakanywa kwiinkqubo zomshuwalense wezilwanyana zecandelo lokugula kunye nengozi, kodwa kunoko ziza kufakwa kuphela kwi-wellness okanye kwiprogram yokunyamekela. Ngamanye amaxesha ezi zinto zingeniswa kwiziko lokusesikhuseleni se-inshurensi yesifo esisisiseko. Ekubeni iindleko zale nkonzo zilindeleke ukuba zifakwe kwiiplani zakho, ngokucacileyo ziya kuba zibiza ngakumbi kuneyona nkqubo engundoqo yengozi kunye nokulimala.
7. Ingaba iquka ukuQiniswa kweNgcaciso?
Ukubhengezwa kwamagqabantshintshi kubaluleke kakhulu kuba iteknoloji kunye nokunyamekela izilwanyana zanda, inokwenzeka ukuba isilwanyana sakho siya kufuna imithi yonyango ifanelekile, kwaye njengemiqathango yonke, ngamanye amaxesha inokubiza.
8. Ngaba kufuneka ndihlawule i- Deductible ?
Njenge-inshurensi yabantu, izicwangciso ezahlukeneyo zifuna ukuhluthwa okuhlukeneyo. I-deductible yiyo oya kuhlawula kuqala phambi kokuba iinkonzo zinikezelwe ukwenzela ukuba ufune ukufumana isicwangciso esithatha i-deductible efikelelekayo kuwe. Khumbula ke, ukuba incinci i-deductible iphakamileyo i-premium, ngoko unokunciphisa ixabiso le-inshurensi xa uthabatha imali ephezulu ngokubelana inxalenye enkulu yeendleko kunye nenkampani yomshuwalense ngexesha lebango.
9. Ngaba kukho naziphi na izifo kunye neCape?
Ngokuqhelekileyo kwi-inshurensi yesilwanyana, kuya kuba neentlobo ze "caps" okanye imida malunga nokuba inkampani yomshuwalense iya kuhlawula njani isiganeko esithile. Umlenze ophukile unokuba nekhanda eyahlukileyo kunokuba uhlalutye ukuze uqaphele imida yomgaqo-nkqubo.
10. Ingaba iNkampani iyathembekile kwaye inginikezela ngeempendulo zam zonke?
Kukho iziza ezininzi kwi-intanethi apho unokuphanda uphando olusuka kubanikazi bezilwanyana kunye nezicwangciso zomshuwalense wezilwanyana ezisetyenziswayo.
Bokuba luncedo kakhulu ekuncedeni ukuba wenze isigqibo sakho, kodwa kwakhona kukunika ingcamango yemigqaliselo oyifunayo, okanye ukufunyanwa okungaba yinkinga kuwe.
Ukuba ufuna ukuthelekisa iipolisi kwindawo enye, unokujonga indawo yokuthengisa kwindawo ebizwa nge-Pawbamacare eyimarike ye-inshurensi yezilwanyana ukuze wenze olunye uphando kwisayithi enye.
Ukukhetha i-Intanethi yePetesi ukuba uzive ulungile
Qinisekisa ukuba uziva ukhululekile kunye nenkampani onomdla kuyo. Kubeni baya kujongana namabango akho, kubalulekile ukuba ukhetha inkampani ekulungele ukuphendula imibuzo yakho kakuhle, njengoko oku kuya kukunika ingqiqo malunga nendlela abaya kuyenza ngayo nkqubo ezayo. Kwakhona, qinisekisa ukuba inkampani ihloniphekile.
Kuphi ukufunda ngakumbi malunga neNtshurensi yasePetri ngaphambi kokuba uthenge
Ukuba unemibuzo, unokuqhubeka nokufunda inqaku lethu elilandelayo kwi-inshurensi yezilwanyana eziya kwiinkcukacha ezongezelelweyo malunga nokukhethwa kwenkcazo, kubandakanye nemibuzo engama-7 ekukunceda ukuba wenze isigqibo sokuba ngaba ufuna i-inshurensi ye-Pet and What Coves and learn what cost of pet insurance. isekelwe kukunceda ugcine imali ..