Ingxowa-mboleko yomhlala-mboleko yeNgxowa-mali?
Umyinge womyinge mboleko yemali yokuhlanganiswa kwetyala ngowomnye wezinto eziphambili zokuthatha isigqibo. Kuya kuchaphazela indleko ohlawula ityala.
Iphakamileyo inzala, inkokhelo oyihlawula ngayo. Ngelishwa, awuvumelekanga ukufumana umbolekiso wezinga lokuhlawula umyinge ophantsi ukuba unembali yengeniso embi.
Ingaba Ufanelekile kwiNgxowa-mali yokuXhobisa amatyala?
Ukuba ungasemva kwiintlawulo zekhadi lakho lekhredithi, i-credit yakho ingaba yinto embi kakhulu ukuba ithathe umboleko ukuze udibanise amatyala akho. Ngelishwa, ukuba awufanelanga ukuboleka imali, kufuneka ufune ezinye iindlela zokujongana namatyala akho.
Ngaba Ngokwenene Lo Mvuzo oyiNtsha?
Ezinye iinkqubo zokudibanisa amatyala zisebenza ngokubanzi njengengcebiso yomthengi weengxowa-mali kwaye zidibanisa iintlawulo zakho zenyanga zetyala kunokukunika imali mboleko. Emva kokuba uqinisekisile ukuba uboleka umboleko kwaye ungabhalisi kwisicwangciso solawulo lwetyala, qiniseka ukuba uyaziqonda ngokupheleleyo imimiselo yomboleko nokuba ngaba amatyala akho akhona aya kuhlawulwa ngokukhawuleza okanye ngaphezu kwexesha.
Ixesha leRhafu lokuTyala?
Izibophelelo zokuhlanganiswa kwezikweletu ziyanciphisa iintlawulo zakho zenyanga ngokunyusa ixesha lakho lokubuyisela ukuhlawulwa kwexesha lakho.
Unokusebenzisa ngokuninzi iintlawulo eziphantsi kwithuba elifutshane ngelixa ufumana imali yakho emva kwendlela. Emva koko, xa unako ukwenza, hlawula imali mboleko yakho yokuhlanganiswa kwetyala ngokugqithiseleyo.
Ziziphi ezinye iindlela?
Unokwazi ukufumana ukuxhamla kwetyala ngokusebenzisa ukuxeliswa kweengxowa-mboleko zabathengi, oku kudla ukukhetha okungcono kunokuba uthathe imali mboleko entsha.
Usenokukwazi ukwenza isicwangciso sakho sokuhlawula ityala esingaquka ukuxoxisana neentlawulo eziphantsi kunye nababolekisi bakho. Gqiba zonke izinto ozikhethayo ngaphambi kokuthatha imali mboleko eyongezelelweyo.
Ingaba Lo ngumThetho wokuXhobisa amatyala aMthethweni?
Kukho uninzi lweentengo zemali kunye nokuhlawulelwa kwetyala ngaphandle. Ungakwazi ukukhohlisa ngokulula. Qinisekisa ukuba uboleka kwibhanki esemthethweni. Gwema ukuhlawula iintlawulo zangaphambili ukufumana umboleko. Thembela izilwanyana zakho kwaye ugweme nayiphina imboleko okanye inkqubo engabonakali.
Ngaba Unako Ukuhlawula Iintlawulo?
Injongo yokudibanisa amatyala akho kunye netyala lokuhlanganiswa kwetyala kukukwenza ukuba iintlawulo zakho zihlawulwe. Ngaphambi kokuba uvumelane nemboleko, qiniseka ukuba iintlawulo zenyanga zihambelana ngokufanelekileyo kwibhajethi yakho. Ukuba awukwazi ukuhlawula iintlawulo zenyanga, unokungena kwiinkathazo ezininzi kwixesha elizayo.